Ed Parcaut
Real Estate Jerky
Ed Parcaut, MBA, President, Lending for Living brings over 25 years experience in the real estate and mortgage industry to live radio at Powertalk 1360 AM KFIV, Saturday’s at 12noon. Ed provides reliable, professional answers to all your real estate questions along with uniquely humorous life experiences, stories and FUN! You’re sure to come away with “something to chew on” from Real Estate Jerky. Become a supporter of this podcast: https://www.spreaker.com/podcast/real-estate-jerky--6413904/support .
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Where to listen?
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Episodes
Buyers Gaining Leverage: Price Cuts, Pending Sales and New-Build Inspections 26.10.2026 44:03
Ed Parcaut and Mike Kelly talk about why this is a unique market for buyers: more price cuts, pending home sales at a low, and sellers who are willing to listen to offers. Plus builder incentives on new homes, why home repair and contractor quotes feel so high right now, why you should get an inspection on a brand-new home before you close, and Community Corner with what's happening around Modesto...
Real Estate Jerky Breaks Down Inventory, FAIR Plan Changes and Renter Buying Barriers 12.10.2026 43:36
Ed Parcaut and RE/MAX Executive realtor Mike Kelly break down this week's real estate market on Real Estate Jerky, on Power Talk 1360 KFIV and iHeartMedia. In this episode: Spam lead texts, a door company that never sent a quote, and the idea for a new "Friends of Real Estate Jerky" list of vendors Ed and Mike have used and trust Nationwide and California inventory and days-on-market numbers, plus...
New Homes Are Cheaper Than Resale in Today's Builder Market 05.10.2026 46:52
Ed Parcaut and Mike Kelly cover CLUE reports, water claims, low-loan qualified mortgage issues, national inventory, California and Stanislaus County housing numbers, Proposition 37 homebuyer assistance, USDA loans, VA loan strategy, PCE inflation, oil recovery, builder incentives, real estate fraud, coastal erosion, SB 1014, and Community Corner events. National inventory rose to 895,398, median l...
Water Claims Can Follow a Property Longer Than Sellers Expect 28.09.2026 43:04
Ed Parcaut and Mike Kelly cover national inventory, seller price reductions, California and Stanislaus County housing numbers, CLUE reports, water claims, VA buyer strategy, manufactured homes, rent versus buy math, and RealEstateJerky.com's new Community Corner. National inventory reached 890,303, median list price was $439,900, days on market held at 70, and price reductions were 42.07%. Ed and...
Ed Parcaut Explains Why Mortgage Lates Can Crush Buyer Approval 21.09.2026 43:50
Ed Parcaut and Mike Kelly cover national housing inventory, price reductions, mortgage-rate pressure, FICO versus VantageScore, mortgage late payments, California and Stanislaus County market data, rare land listings, builder weakness, and homeownership wealth. National inventory fell to 873,978, median list price dropped to $439,000, days on market held at 70, and price reductions stayed at 42.08...
Real Estate Jerky Explains Why $70K Income No Longer Buys $500K Easily 15.09.2026 42:31
Ed Parcaut and Mike Kelly cover national housing inventory, price reductions, mortgage affordability, FICO versus VantageScore, California and Stanislaus County real estate numbers, San Francisco AI wealth, Turlock housing pressure, Malibu coastal erosion, and buying versus renting. National inventory rose to 883,673, median list price dipped to $439,900, days on market held at 70, and price reduc...
Builder Incentives Reveal the Real Pressure in New Construction 08.09.2026 43:59
Ed Parcaut and Mike Kelly cover AI in business, national housing inventory, price reductions, California and Stanislaus County real estate numbers, builder incentives, San Francisco luxury demand, cost-of-living pressure, empty-nester housing, and adult children moving back home. National inventory rose to 879,764, median list price dropped to $440,000, days on market moved to 70, and price reduct...
Homeowners Stay Put as Rates Keep Remodeling Demand Alive 24.08.2026 43:50
Ed Parcaut and Mike Kelly cover as-is pricing, seller repairs, rate-lock extension costs, national inventory, price reductions, California and Stanislaus County housing supply, builder incentives, USDA loans, CalHFA costs, and buyer payment strategy. National inventory rose to 871,063, median list price moved to $445,000, days on market stayed at 63, and price reductions reached 41.68%. Ed and Mik...
Millennial Homeownership Surges Across California and Major U.S. Cities 17.08.2026 46:47
Ed Parcaut and Mike Kelly cover falling national inventory, rising price reductions, record homeowner equity, FHA and VA mortgage distress, assumable VA loans, self-employed borrower rules, and millennial homeownership. National inventory moved to 865,709, median list price fell to $448,665, and price reductions reached 41.44%. At the same time, homeowner equity hit a record $18 trillion, while mo...
Why Buyers Should Negotiate Now Before Mortgage Rates Drop 03.08.2026 43:36
Ed Parcaut and Mike Kelly cover VA buyer strategy, FHA and CalHFA loan concerns, closing-cost negotiations, seller credits, 1-0 temporary buydowns, national housing inventory, California listings, Stanislaus County closings, retirement planning, and ballot tax concerns. National single-family inventory reached 865,223, up 5,864 from the prior week. California active listings remained well below wh...
Homeownership Rates Show Why Younger Buyers Need a Plan 27.07.2026 44:14
Ed Parcaut and Mike Kelly cover national housing inventory, price reductions, pre-qualification versus pre-approval, California housing data, Stanislaus County real estate activity, reverse mortgage purchase closings, short sales, and homeownership rates. National inventory rose to 859,359, median days on market moved from 52 to 63, and price reductions climbed to 40.22%. Ed explains why fully und...
How Temporary Buydowns Can Help Buyers Beat Payment Shock 20.07.2026 43:22
Ed Parcaut and Mike Kelly break down pending home sales, housing starts, builder confidence, foreclosure headlines, California listings, mortgage buydowns, and buyer affordability. They explain why multifamily construction does not solve the single-family housing shortage, why foreclosure numbers need context, and how temporary buydowns may help some buyers manage early payments. A straight real e...
Fourth of July Real Estate Talk With Ed Parcaut and Mike Kelly 07.07.2026 47:44
Happy Fourth of July from Real Estate Jerky. In this episode, Ed Parcaut and Mike Kelly return after a short break to talk about the latest housing market numbers, national inventory, California pricing, Stanislaus County activity, mortgage rates, and what buyers and sellers should be paying attention to right now. The conversation begins with holiday safety, illegal fireworks, and classic Ed and...
Can a Reverse Mortgage Help Pay for Major Home Repairs? 22.06.2026 43:41
Is housing inventory finally rising enough to create a crash, or are the headlines missing the real story? In this episode of Real Estate Jerky, Ed Parcaut and Mike Kelly break down national housing inventory, California home prices, local Stanislaus County activity, seller delistings, Zestimates, capital gains, AI layoff narratives, veteran home-repair options, reverse mortgages, and backyard tre...
Veteran Home Repair Options and the Reverse Mortgage Solution 15.06.2026 43:41
National housing inventory continues to rise, but does that mean the market is moving toward another crash? In this episode of Real Estate Jerky, Ed Parcaut and Mike Kelly examine the latest national, California, and Stanislaus County housing numbers. National inventory climbed to more than 806,000 listings, while the median list price remained near $450,000 and price reductions moved closer to 38...
Housing Bubble Fears Versus Real Inventory Numbers 08.06.2026 43:54
In this episode of Real Estate Jerky, Ed Parcaut and Mike Kelly dig into the real numbers behind today's housing market and explain why current inventory levels do not look like a repeat of the Great Recession. Ed and Mike start with national listing numbers, including total inventory, median listing price, average days on market, and the rise in price reductions. They explain why sellers need to...
Why Rising Inventory Could Give Serious Buyers Their Best Opening Yet 01.06.2026 44:10
In this episode of Real Estate Jerky Daily, Ed Parcaut and Mike Kelly break down a market that is giving buyers more breathing room than they have seen in a while. National inventory climbs near 800,000, Stanislaus County listings rise sharply, and local pending sales improve. They also cover why buying when other people hesitate can still be the smartest move, how rates are being pushed around by...
Builders Lean Toward Multifamily as Rates Rise and Buyers Feel More Pressure 25.05.2026 43:17
In this episode of Real Estate Jerky Daily, Ed Parcaut and Mike Kelly break down a rougher day for mortgage pricing as peace talks lose momentum and market nerves rise again. They cover stronger housing permits, weaker housing starts, rising single-family rents, and why builders are still leaning toward multifamily as affordability pressure keeps more households in the rental lane. The episode als...
Stanislaus County Activity Holds Up as Inflation and Oil Keep Buyers on Edge 18.05.2026 43:56
In this episode of Real Estate Jerky, Ed Parcaut and Mike Kelly break down rising national inventory, hotter-than-expected inflation, and why California still does not feel like a buyer-friendly market. They cover mortgage application slowdown, state and local inventory numbers, seller pricing mistakes, reverse mortgage strategy, and the growing role of scams using AI-cloned voices in real estate...
Why Sellers Need to Price Right as Inventory Rises Across the Market 11.05.2026 43:38
In this episode of Real Estate Jerky, Ed Parcaut and Mike Kelly break down rising housing inventory, seller pricing pressure, and why strategy matters more when listings start to build. They also cover price reductions, California inventory pressure, local Stanislaus County activity, and the continuing tension between more supply and still-strong buyer demand. It is another practical episode packe...
Why Sellers Still Need to Price It Right as Inventory Climbs Nationwide 04.05.2026 45:43
In this episode of Real Estate Jerky, Ed Parcaut and Mike Kelly break down a sharp jump in national housing inventory, a rise in price reductions, and why sellers still need to price correctly from the beginning. They also cover housing starts and permits, California inventory pressure, local Stanislaus County activity, and why people are finally leaving their ultra-low interest rates behind to ma...
Housing Inventory Grows While California Demand Keeps the Market Tight 27.04.2026 43:28
In this episode of Real Estate Jerky, Ed Parcaut and Mike Kelly break down rising national housing inventory, stronger mortgage application activity, and why California still feels tight even after adding more housing over time. They cover statewide and local Stanislaus County numbers, foreclosure filing trends, affordability pressure, and why sellers still need to price correctly from the start....
California Housing Market Pressure and the Search for Better Buyer Markets 20.04.2026 43:58
In this episode of Real Estate Jerky, Ed Parcaut and Mike Kelly break down national, state, and local housing inventory, mortgage application trends, and the widening gap between markets that feel buyer-friendly and markets that still feel out of reach. They cover Stanislaus County numbers, California affordability pressure, mortgage rate movement, and why places like Florida and Texas look much e...
Housing Trends, Fraudulent Practices, and Real Estate Insights for Buyers in California 13.04.2026 43:40
Get expert insight on the latest real estate trends with Ed Parcaut, MBA, veteran, and president of Lending for Living. Each week, Ed Parcaut teams up with Mike Kelly, REMAX Executive Realtor, to break down market data, strategies for buyers and sellers, and the inside scoop on California's changing housing landscape. Tune in for candid conversations about the economy, local news, and how national...
Interest Rates, Supply Shortages, and What Buyers Need to Know in 2026 06.04.2026 43:57
Get the latest insight into real estate, housing trends, and community issues each week with hosts Ed Parcaut, MBA veteran and president of Lending for Living, and Mike Kelly, RE/MAX executive realtor. Broadcasting from Modesto, Ed and Mike break down national and local housing data, market shifts, and the real-life challenges facing buyers and sellers in California and beyond. In each episode, yo...
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