Real Estate Investing for Latinas | Real Estate Chisme

Send us Fan Mail What if holding onto a rental property is actually keeping you from reaching your financial goals? In this episode, Violeta and Lindsay tackle one of the toughest questions real estate investors face: Should you keep an underperforming rental property, or is it time to let it go? Using a real question from a community member, they break down how to evaluate whether a property is s...

Send us Fan Mail What if your biggest obstacle to investing wasn't the market—but getting your spouse on board? In this episode, Violeta is joined by her husband, Dave, for an honest conversation about what it's really like building wealth as a couple. From meeting as rivals in the Navy to tackling their first hands-on rental renovation together, they share the highs, frustrations, and l...

Send us Fan Mail What skills do you actually need to become a real estate investor? In this episode of Real Estate Chisme, Violeta and Lindsay break down the essential skills every aspiring real estate investor should focus on before buying their first rental property. From choosing an investment strategy and understanding cash flow to building a reliable team and managing fear-driven decisions, t...

Send us Fan Mail What happens when tenant drama, property turnovers, and financing challenges all hit at once? In this laid-back catch-up episode of Real Estate Chisme, Violeta and Lindsay share the real-life ups and downs they've been navigating behind the scenes as landlords and real estate investors. From vacant units and tenant conflicts to ADU expansion plans and creative financing strat...

Send us Fan Mail What if the thing holding you back from investing isn’t the market—but the fear, anxiety, and stories you’ve carried about money your entire life? In this episode, Lindsay sits down with Heather Enciso, a licensed clinical social worker, real estate investor, queer Filipina, and first-generation American, to explore the powerful connection between financial anxiety and real estate...

Send us Fan Mail If you’ve ever felt overwhelmed by dealing with city inspections, permits, tenant complaints, or confusing housing regulations as a real estate investor, this episode is for you. Violeta sits down with Ashley Pereira, a California-based investor building her portfolio in Rochester, New York, to talk about the realities of navigating local government, certificate of occupancy inspe...

Send us Fan Mail If you’ve been following the conversations around housing affordability, rent control, and landlord accountability, this episode dives into one of the most controversial real estate debates happening right now. Violeta breaks down the major housing and real estate proposals being pushed by New York City mayor Zohran Mamdani and shares her perspective as a real estate investor on w...

Send us Fan Mail If you’re thinking about buying your first home or investment property but feel overwhelmed by all the mortgage options out there, this episode breaks it all down in a beginner-friendly way. Violeta walks through NerdWallet’s Best Mortgage Lenders of May 2026 and explains which lenders may work best depending on your goals — whether you’re looking into FHA loans, VA loans, HELOCs,...

Send us Fan Mail What happens when rental income looks great on paper—but repairs, vacancies, and property management mistakes drain your cash flow?  In this honest Q1 recap episode of Real Estate Chisme, Violeta and Lindsay break down the real numbers behind their rental portfolios and the unexpected challenges that came with them. From costly repairs and vacant units to frustrating property mana...

Send us Fan Mail What if the biggest financial mistake of your life could become the foundation for your freedom? In this episode, Michelle shares her raw and unfiltered journey through the highs and devastating lows of real estate investing—from buying her first home with just 3% down to nearly losing everything during the 2008 Financial Crisis. What started as a dream fueled by refinancing and e...

Send us Fan Mail Most aspiring real estate investors shy away from debt, thinking it's risky or even cheating. But what if leveraging other people's money could fast-track your success—without the fear holding you back? Martin Castro Silva dives deep into the truth about using private and hard money to turn dreams into reality, revealing how he quit a high-salary job and built a thriving...

Send us Fan Mail Are you tired of seeing a huge chunk of your rental income go straight to taxes? What if I told you there are powerful legal strategies that can literally wipe out your tax bill — making your rental properties work for you, not against you? This episode dives deep into how real estate can transform your financial future with bold, proven tax tactics. In this episode: Discover the...

Send us Fan Mail Are traditional loans holding you back from building your real estate empire? Discover how DSCR loans can revolutionize your investing journey, even without stable income or a perfect W-2. This episode uncovers a game-changing approach for entrepreneurs, self-employed professionals, and dreamers eager to break barriers and create wealth through real estate. In this episode: What i...

Send us Fan Mail In this episode I share my latest adventure in real estate with you. Imagine this: I just closed on another property, and let me tell you, it was quite the rollercoaster! From dealing with a title company that seemed to be on its own timeline to the unexpected thrill of signing papers at a McDonald's, this journey was anything but ordinary. In this episode, I open up about th...

Send us Fan Mail Download the free calculator and master the true art of cash flow analysis today! https://moneychisme.kit.com/cashflow_calculator Ready to stop guessing your rental income and start understanding the real numbers? Violeta spills the truth about why most investors get their cash flow wrong — and how you can fix it with just a few simple steps. Whether you're a beginner or seas...

Send us Fan Mail Start Investing in rental properties with my Free 5 Day Crash Course: https://moneychisme.kit.com/c8eb949716 If you have been wanting to start investing in real estate but you don't have much money, a good credit score or maybe your debt to income ratio is too high, seller finance is a great option. In this episode we explore the concept of seller financing, its benefits for...

Send us Fan Mail Building a solid real estate team, as a real estate investor is key to your success. Sammie, a Latina investor shares her experiences with building a real estate team, learning from mistakes, and strategies for out-of-state investments. She highlights the significance of having an investor-friendly real estate agent, a reliable lender, and a good property management team. Key Take...

Send us Fan Mail Fannie Mae removed the minimum credit score of 620, required to qualify for a loan. Trump wants to give a 50 year mortgage option. We talk about if it is a good idea, and the impact it may have.  Takeaways Most people may not prefer a 50-year mortgage. Longer mortgage terms could impact financial planning for homeowners. Potential risks of long-term mortgages need to be considered...

Send us Fan Mail How homeowners can leverage their home equity to start investing in real estate. We explore two primary methods: home equity loans and home equity lines of credit (HELOCs), detailing the pros and cons of each. The conversation emphasizes the importance of understanding one's financial situation and having a clear investment strategy. We also address common fears associated wi...

Send us Fan Mail Exploring the intriguing world of spooky and potentially haunted houses as potential investment properties. We share our personal beliefs about hauntings, legal requirements for disclosing deaths in homes, and the cultural significance of energy in real estate. Plus we look at some spooky and "haunted" house listings, considering their investment potential, and sharing r...