Real Estate – Homes & Spaces by Ema Dantas

The new enhanced HST rebate for new homes, is still confusing. I had a talk with Matthew Patullo, from A.P. Romano Legal Professional Corporation for more clarity. If you are looking for to buy a new build, you don't want to miss this episode.

In this episode of Homes & Spaces with Ema Dantas , I sit down with Matthew Patullo from A.P. Romano to expose the real pitfalls of buying a home without an inspection — and why it could cost you thousands (or more) after closing. From hidden structural issues to costly surprises sellers don’t disclose, we break down what buyers aren’t seeing in today’s competitive market — and how one decisio...

Buying a new home? Don’t let the fine print catch you off guard. In this interview, Matthew Patullo, Founding Partner at AP Romano Legal Professional Corporation , shares key insights on New Home APS agreements and explains how to take the surprise out of the Statement of Adjustments so you can head into closing with more clarity and confidence.

Premier Doug Ford announced that the Province of Ontario will be proposing a new rebate to fully remove the 8% provincial portion of the HST for first-time homebuyers on new homes up to $1 million, effective for agreements signed on or after May 27, 2025. When combined with the federal 5% GST rebate, this could save buyers up to $130,000.  What does this all mean? How is it calculated? How does it...

Dreaming of resort-style living in Ontario ? In this video, Ema explores two of the province’s most sought-after lifestyle destinations: 🌊 Friday Harbour, Innisfil – a modern resort community on Lake Simcoe, offering luxury condos, waterfront living, dining, and year-round activities. ⛰️ Blue Mountain, Collingwood – a four-season playground with ski-in/ski-out chalets, condos, and vibrant village...

Ema talks with Grace Simon, a 25 year real estate guru, and Tracy Kambeitz, Real Estate interviewer master. The current data of the market in Ontario shows we are close to a balanced market.  A balanced real estate market occurs when the supply of homes for sale closely matches the demand from buyers, creating a relatively stable environment for both buyers and sellers. In this market, neither buy...

The Connection is a place dedicated to you and your needs in an ever changing world.  Having an extensive and diverse background in multiple businesses, a group of Christian women created this group as a place to pass along all of our connections and knowledge we’ve obtained throughout the years, with no expectation of something in return. Whether it be questions or needs in health and wellness, r...

Welcome back to another episode of Homes &  Spaces by Ema Dantas. Today, I want to share a personal reflection on something I’ve been observing more and more lately—Power of Sale homes in Ontario. This was expected since the pandemic because of the low interest rates our government offered us. BUT now we are paying the price. Its a topic that’s gaining a lot of traction in the Ontario real est...

My guest today is Tracy Kambietz. Tracy has been a licensed Realtor in 3 provinces over the span of her 20 year career in Real Estate. She specialized in relocations in Calgary’s ever changing market and during the period when everyone was relocating to the city for work. Tracy also worked in the Okanagan of beautiful BC, assisting clients from Calgary and Vancouver purchase recreational and inves...

Delayed occupancy compensation up to a maximum of $7,500 is payable: If occupancy occurs on a date after the Firm Occupancy Date; or If you exercised your right to terminate the purchase agreement due to delay as permitted by the Addendum

In this episode Ema explains why Exclusive Listings Agreements do not favour the seller, and why. To put it simply, an exclusive listing agreement the seller is limiting him or herself to working with one agent and his or her buyers.  In a non-exclusive listing, your chosen real estate agent is working on your behalf with an army of agents and their clients, so that you home can be sold fast and f...

The demand for affordable housing along with government guidance is allowing for considerable opportunity for extended living spaces and income  generating opportunities for the savvy investor.  Today I have Shannon Hammer, the President of Bark & Co giving us an overview of what are tiny homes and how his company's Suite Homes are different and why perhaps you may want to consider one as...

Ema talks breifly of what this Act means, which includes: "This legislation ‘cuts the red tape’ associated with additional residential units within new and existing houses, as well as accessory buildings. Now up to three residential units per lot will be permitted “as of right.” "

Ema talks about facts of the current interest rates and the real estate market generally.

When thinking about a vacation property, it is important to be armed with the right information. Ema gives you some examples to think about.

When you purchase a home, it’s often recommended that you have a home inspection done. In fact, a typical Agreement to Purchase Form will include a standard preprinted clause with respect to home inspections. This is one of the most common conditions in an offer to purchase a property.  Some agents allow their clients to forgo this step. In a competitive market, this is a condition and one that ca...

Ema is an expert on assignment deals. In this podcast she shares the basics on assignments. With an assignment, the Seller is actually selling their interest in a property (or shall we say, contract with the builder). They aren’t selling the actual condo (as they don’t own it yet); they are selling their promise to purchase a property . When you purchase an assignment, you are essentially stepping...

Someone can steal your home. That is right. It's called Tittle Fraud and happens in connection with identity theft. In this episode Ema talks about it happens and gives advise on ways to prevent identity theft.

In today's episode Ema talks to her guest Saddy Ibrahim, a financial planner and member of the Bank On Yourself Organization.  Saddy helps real estate investors, business owners, and full time employees grow safe and predictable wealth regardless of market conditions.  Imagine a savings account where you can save and then borrow from it like in a loan. Well have a listen.... it's possibl...

During these crazy times, your credit can be affected.  Ema talks about how Covid-19 can affect your credit, what you can do to protect yourself, and where to go for more information.

Credit Scores are important, especially when we are looking for a mortgage.  Today Ema talks about 10 things that don't affect our credit scores, things that can, but how to avoid them.

Today Ema talks about the Ontario Healthy Homes Renovation Tax Credit. The Healthy Homes Renovation Tax Credit is a permanent personal income tax refund for seniors and the family members who live with them. Those who qualify can claim up to $10,000 worth of home modifications on their tax returns and receive back 15 per cent of eligible expenses.

The quick facts about what it is, what it does, and how much it costs. Ema gives her opinion on how you can save money by not paying CHMC insurance.

With assignment sales are not your regular cup of tea. There are essentially 2 closings: the closing between the Assignor and the Assignee, and the closing between the Assignee and the Builder. With the first closing (the assignment closing) the original purchaser receives their deposit + any profit (or their deposit less any loss) from the Assignee. On the second closing (between the Builder and...

Ema explains what is Tittle Insurance is. Why it's needed and how it works.   Tittle Insurance is also part of your closing costs when you are purchasing a home. When you are buying a new home there are many details to consider. Tittle Insurance is something that usually no one things about.