Real Estate for Everyone with Kristina Smallhorn

Foreclosures spiked in October, and it ties directly back to the worsening affordability crisis. Homeowners who stretched to buy during the high-price, high-rate era are now getting crushed by rising insurance premiums, property taxes, and the inability to refinance. Monthly costs are blowing past what many budgets can handle, and the jump in foreclosures is the clearest sign yet that the market i...

Builders are becoming increasingly aggressive in selling new homes, offering record incentives such as massive price cuts and mortgage rate buy-downs, which are narrowing the premium new homes typically carry over existing homes. With inventory up and buyers struggling under high rates, builders are responding by delivering smaller homes and townhomes, offering perks such as finished basements or...

The Federal Reserve just sounded the alarm, warning that the housing market is showing “substantial deterioration” that could trigger job losses and wider economic fallout. In this livestream, we’ll break down what the Fed’s warning really means, how it could impact home prices, mortgage rates, and your job security, and what to watch for next in the housing market. ➡️To Get A Personal Referral Fo...

Housing market foreclosures are quietly rising across the country, and some regions are being particularly hard hit. In today's livestream, we break down the new data showing where foreclosure filings are surging, why Florida and parts of the South are seeing the biggest spikes, and what rising insurance costs, HOA fees, and mortgage rates have to do with it. I’ll show you which cities are fla...

What’s really driving the housing market? In today's livestream, we pull back the curtain on the dark side of real estate, from corporate investors and rigged systems to hidden forces that push homeownership further out of reach for everyday Americans. This isn’t just about supply and demand; it’s about manipulation, money, and power shaping where you live and what you pay. To Get A Personal r...

The U.S. housing market is divided. In the South and West, homes are abundant for sale, prices are dropping, and sellers are offering incentives to attract buyers. In the Northeast and Midwest, there aren’t enough homes, prices keep going up, and buyers compete for what little is available. Mortgage rates are much higher than before, around 6 to 7 percent, so most homeowners don’t want to sell and...

Zillow is facing a new class-action lawsuit accusing the company of rigging the housing market with hidden fees and deceptive practices. We’ll break down what this lawsuit means, how Zillow’s Flex program works, and why it could shake up real estate commissions nationwide. ➡️To Get A Personal Referral For A Realtor Visit https://www.kristinasmallhorn.com/nee... For A Collaboration Video For Your A...

Mortgage rates just hit their lowest point in almost a year at 6.35%. With the Fed ready to cut rates, the big question is—how low can they go? Join us as we break down what this means for buyers and the housing market. ➡️To Get A Personal Referral For A Realtor Visit https://www.kristinasmallhorn.com/nee... For A Collaboration Video For Your Affordable Housing Option Or Comp. https://www.kristina...

The Trump administration is considering declaring a national housing emergency as affordability reaches a 40-year low, with nearly half of renters facing cost burden. Treasury Secretary Scott Bessent says the White House is exploring ways to lower closing costs and push for uniform building and zoning codes, while a Senate bill also seeks to boost supply through zoning reforms. The National Associ...

Homebuyers finally have some power back! During the chaotic pandemic housing boom in 2021, almost no sellers were dropping their prices—only about 11 out of 100 homes had a price cut. Fast forward to June 2025, and now over a quarter of sellers are reducing their prices to attract buyers. That’s a massive shift. Price cuts don’t always mean values are crashing, but when the number keeps climbing y...

The housing market feels like it's in chaos, with slow climbs in some places and sudden drops in others. Houses are staying for sale much longer than before, and in some big cities, sales are moving at their slowest pace in years. Some sellers are pulling their homes off the market, hoping for a better time to sell. New home builders are hitting the brakes, starting fewer houses and filing few...

The government is pushing to impose a two-year time limit on HUD rental assistance programs like Section 8, which would significantly impact millions of low-income families, especially working single mothers like Havalah Hopkins. The proposed policy shift aims to reduce long-term government support, but critics argue it would destabilize vulnerable households, increase homelessness, and discourage...

Fewer people are buying newly built homes, even though prices are going down and more homes are for sale. In June, only a small number of new homes were sold, and that number was lower than last year. The average price for a new home dropped to about $401,800 because builders are making smaller, cheaper homes. There are now more new homes sitting on the market than at any time this past year, givi...

The U.S. housing market is teetering on the edge as once faint cracks are now impossible to ignore. Listings are piling up, sales are stagnating, prices are declining, and builders are backing off entirely. Major metros like Austin and Denver are seeing inventory surges of over 50% from pre-pandemic levels, signaling buyers are retreating while sellers panic. Builder confidence has dropped, land d...

Congress just passed a new law that flipped the housing market on its head, boosting tax breaks for the wealthy while leaving first-time buyers and renters hanging out to dry. We’ll break down exactly who wins, who loses, and why so many homeowners could get cooked if they’re not paying attention. ARE YOU A REALTOR Needing a YouTube Channel that ACTUALLY WORKS?To Get Traction For Your Real Estate...

To leave a message or real estate question for next week's live stream: Call 888-255-0197 The housing market finally favors buyers, but there are almost 500,000 more sellers than buyers right now. With more homes to choose from and prices dropping, you could have more negotiating power than you’ve seen in years. In this stream, I’ll break down what this means for you and how to find a better d...

To Leave a message or real estate question for next week's live stream: Call 888-255-0197The US is in desperate need of more affordable housing solutions, and modular homes could be the answer. In this live stream, we’ll break down why modular construction is faster, more cost-effective, and smarter than traditional building. We’ll also look at what’s holding modular homes back from taking ove...

To leave a message or real estate question for next week's live stream: Call 888-255-0197 What was once a heavily stigmatized industry is now booming, as manufactured and mobile homes offer more affordable options in a housing market that continues to price out first-time buyers.➡️To Get A Personal Referral For A Realtor Visit https://www.kristinasmallhorn.com/nee... For A Collaboration Video...

To leave a message or real estate question for next week's live stream: Call 888-255-0197. The current administration's decision to double tariffs on imported steel and aluminum to 50% is driving up construction costs, which could make affordable housing even harder to find. These materials are essential for building new homes, and with higher prices and increased economic uncertainty, hom...

To leave a message or real estate question for next week's live stream: Call 888-255-0197Are you finally going to get a shot at an affordable home? Redfin reports that home prices are dropping, which means an opportunity to finally see a break from record-high home prices in SOME real estate markets. Join me live as we dive into Redfin’s latest housing market predictions and what they mean for...

To leave a message or real estate question for next week's live stream: Call 888-255-0197 Hear what the real estate giants have to say about home affordability. In this live stream, we're pulling back the curtain on urgent warnings from Grant Cardone, Warren Buffett, and Dave Ramsey about the future of buying a home. With high housing prices and interest rates squeezing buyers, these three...

To leave a message or real estate question for next week's live stream: Call 888-255-0197 We're breaking down the shocking truth about how much more you're paying for the same house in 2025 compared to just 25 years ago. Why aren't home prices becoming more affordable? We have seen all the real estate headlines saying that the market suffers from high interest rates and low home sa...

To Leave a message or real estate question for next week's live stream: Call 888-255-0197 The housing market is finally shifting, and buyers are starting to gain power—especially in states like Texas, Florida, Utah, and Washington. After years of homes disappearing faster than you could say “over asking,” listings are finally stacking up again, up over 30% since last year. That means more choi...

To leave a message or real estate question for next week's live stream: Call 888-255-0197 Despite the market supposedly shifting in buyers’ favor, sales of existing homes just fell to their slowest March pace since 2009 — yep, even with prices still hitting record highs at $403,700. Mortgage rates were sitting at a “low” 6.65% in March (if you call that low), but they've already jumped aga...

To Leave a message or real estate question for next week's live stream: Call 888-255-0197 I don’t normally make predictions, but everything happening right now is pointing to major trouble ahead. Tariffs are increasing, the NAHB says affordable homes are nearly impossible to build, and mortgage rates are climbing fast thanks to chaos in the bond market. We’re also seeing more layoffs, stock ma...