Real Estate Agent Market Update and Mindset Podcast

Send us Fan Mail Would you drop everything and meet a complete stranger  at a vacant house to show them a property? Some agents do it every day without a second thought.  And some have processes and procedures they follow  to a T. In this video I'm sharing everything I know  about staying safe as a real estate agent — from  converting cold leads to running open houses — so  you can grow your...

Send us Fan Mail Welcome to your Monday Market Update for the  first full week of July — with Angie Gerber  and Nikki Erickson from Kevnik Mortgage! This week we are covering some really exciting  mortgage options that most agents are not talking  about — plus a friendly but firm reminder from  Coach Angie about your prospecting this summer.  🔗 Book your FREE Discovery Call with Angie: https://ca...

Send us Fan Mail Welcome to the Monday Market Update  This week we are covering:  ✅ Interest rate update — solidly in the mid to low sixes and what that means for your buyers  ✅ The Wall Street Journal article on overpaying for your mortgage — and why it's misleading  ✅ Why it's rarely about the interest rate and almost always about the strategy  ✅ What first time buyers don't k...

Send us Fan Mail 🏠 Real Estate Market Update | Week of June 21st This week, Angie Gerber and mortgage expert Nikki from Kevnik Mortgage break down what's moving the market — and what every buyer, seller, and agent needs to know RIGHT NOW. 📉 What's in this episode: Oil prices drop to $73.50/barrel — what that means for interest rates Current rates sitting in the mid-6s (and how to get l...

Send us Fan Mail Mortgage rates finally show some relief as world events push oil down and bond markets respond, giving us a real reason to feel optimistic again.  We dig into record-setting US homeowner equity and the practical choices it creates for buying, refinancing, renovating, and even investing.  • Iran US deal implications for oil prices and mortgage interest rates  • Record $49T in owner...

Send us Fan Mail On this week's Market Update -  We share a fast June 7 market update on mortgage rates, volatility, and what the 10-year Treasury signals for client conversations.  We also dig into fresh home appreciation numbers by market and a simple “Be, Do, Have” mindset that helps agents take uncomfortable action and grow.  You can find me on Instagram, Facebook, and TikTok @mortgagesfr...

Send us Fan Mail Mortgage rates hold in the mid-six range, with paths to the low sixes through buy downs, and we explain how oil prices and the 10-year Treasury shape what you see day to day. We also dig into competing inflation measures the Fed may weigh differently, then pivot to a time-sensitive CE deadline reminder for real estate agents.  Agents don't forget CE is due NOW in order to mak...

Send us Fan Mail We share a fast May 25 real estate market update, from mortgage rate movement back into the sixes to what the latest home price and sales reports suggest about demand. We also break down a major lending change: VantageScore is arriving sooner than expected, plus a simple birthday outreach habit that keeps us top of mind and wins repeat business.  • Lenders testing VantageScore alo...

Send us Fan Mail Another Jam Packed Market Update!! Mortgage rates climbed last week after oil moved up and inflation data hit the bond market, and we talk through why that matters for anyone trying to buy or lock. We also dig into a bipartisan housing bill that focuses on adding supply, from office-to-condo conversions to updates for FHA and USDA rural housing loans.  • Rate increase driven by oi...

Send us Fan Mail We share a quick market update on mortgage interest rates and explain why a temporary spike can happen after inflation data. Then we dig into major underwriting changes that let rent and, in some cases, utility payments strengthen automated approvals for buyers with thin credit histories.  In this episode -  • what “automated approval” means and why thin credit files get stuck  •...

Send us Fan Mail Listen now for more info on how Conversations = Currency, and we win business by showing up in small, consistent ways that feel human and clear. We challenge the fear of sounding salesy and explain why staying top of mind protects our clients from ending up with the wrong agent.  • redefining what counts as a “conversation” across texts, DMs, apps, and email  • asking for referral...

Send us Fan Mail We talk about why your real estate pipeline is a 60 to 90 day echo of what you did earlier, and why daily prospecting is the only reliable fix when business feels slow. We share a hard-earned story about a massive closing month followed by a painful drop, plus the systems and mindset that keep your calendar from running you.  • the 60 to 90 day delay between activity and results ...

Send us Fan Mail Mortgage rates stay in the mid to low 6s as early volatility fades, while a potential Fed leadership change adds fresh uncertainty to the rate outlook.  We break down Fannie Mae and Freddie Mac’s move toward VantageScore for mortgage approvals and explain who it could help first. Call or text Nikki at 952-484-1584 to talk more about all the opportunity headed our way! Or email: Ni...

Send us Fan Mail We share a quick Monday market update with calmer conditions and conventional mortgage rates down into the low sixes.  We also flag a surge in investment property purchase agreements and break down loan options that can help investors move faster.  Support the show Now's The Time  - no matter where you are, where you have been, or your current results  - By becoming more awar...

Send us Fan Mail Mortgage rates settle back into the low 6's as the bond market stays calm, even with global uncertainty, and we unpack what that stability signals.  March housing numbers show sales slowing while prices rise, and we explain why buyers are regaining leverage and how agents can use that shift in real conversations. • mortgage rates flattening and drifting into mid to lower sixe...

Send us Fan Mail We break down why improving market signals can create a narrow window to lock a better mortgage rate, especially when new conflict risks can spike volatility overnight.  We also explain how credit score tiers affect pricing, highlight new lending products for builders and VA homeowners, and clear up what can and cannot be financed across mobile, manufactured, modular, and stick-bu...

Send us Fan Mail Mortgage rates finally catch a break and slide back into the mid to low 6s, giving buyers and refinance clients more room to breathe. We also unpack an FHA change for 2026 that could let roommate rent help more people qualify for a home.  • mortgage rate movement and what’s driving it  • what “boarder income” means for FHA loans  • how FHA rules differ from Fannie Mae HomeReady an...

Send us Fan Mail We break down why mortgage rates jump back into the mid-sixes and what global headlines are doing to bonds, oil, and pricing for 30-year fixed loans. Then we share a major Fannie Mae condo approval change that can reopen financing for projects that have been stuck for years.  • Mortgage rates moving into the mid-sixes for well-qualified borrowers  • Market volatility tied to Iran...

Send us Fan Mail We track mortgage rates as they cool after a brutal, volatile week and explain what’s driving the swings. We also share the deal-saving habits that keep buyers on track, especially around credit changes and condo approvals.  • mortgage rates improving into the low sixes with sharp day-to-day volatility  • warning buyers not to open new credit or buy a car before closing  • continu...

Send us Fan Mail We bring Brian Ellington from eXp University to share the training, tools, and playbooks that help agents create momentum fast. If you are currently with eXp or thinking about it -- this episode is for you! We dig into action-based lead generation, open house systems, and social media strategies that turn attention into appointments while staying compliant.  • Brian’s real estate...

Send us Fan Mail We break down why oil’s surge rattled bonds and nudged mortgage rates into the upper sixes, then dig into the July 1st reset of student loan repayment and how it could reshape debt-to-income ratios for buyers. Clear steps help listeners lock in accurate payments, protect pre-approvals, and move with confidence. • oil spike driving inflation fears and rate volatility • Student Loan...

Send us Fan Mail We break down how conflict-driven oil spikes push Treasury yields and nudge mortgage rates, then map the usual one-week cooldown. We pivot to tax timing, IRS balances, and how Fannie vs Freddie rules shape approvals for self-employed and W-2 buyers. • how oil shocks and uncertainty move the 10-year and mortgage rates • why rate jumps often fade the following week • lock strategy a...

Send us Fan Mail Rates trend down as we unpack the 10-year Treasury, MBS demand, and why a break could move mortgages by up to half a point.  We tie market signals to buyer behavior, from Google’s top searches to simple, proven tactics that turn interest into action. • How Treasuries and MBS shape mortgage pricing • Jobs data revisions and implications for Fed cuts • Current ranges for 30-year and...

Send us Fan Mail This Week Is HUGE!!! BIG THINGS Coming our way!! We unpack a major housing bill focused on faster builds, flexible financing for manufactured and multi-family, and smarter use of grants and rural lending. • Why a weaker jobs report could lower mortgage rates • How China’s Treasury stance and bank buying may reshape yields • What builder grants and streamlined rules could do to spe...

Send us Fan Mail We unpack why a “stable” labor market may be overstated, why the Fed held rates, and how that steadiness is fueling a spring wave of property flips. We lay out practical rules for conventional, FHA, and non-QM deals, plus why lender choice and timing matter. • Fed holds rates while labor signals weaken beneath the surface • Jobless claims skewed by gig work and fewer filings • Mor...