Ready, Set, Retire!

Over the course of your lifetime, how much money would you guess you’ll have paid in taxes?  USA Today says – if you add it all up – the average American pays Federal, state, and local governments more than half-a-million dollars!  Now, imagine if you could somehow save just a little more on your taxes each year and keep that money for yourself.  I’m guessing that would be worth looking into, righ...

True or false: Chocolate milk comes from brown cows .  Even if you’ve never set foot on a farm, you should know that’s false … but it’s a myth that 16-million Americans believe !  So, you can imagine the kinds of myths people believe about retirement .  For example – Fidelity found that more than a third of American couples believe $100,000 will be enough to cover their healthcare costs throughout...

Hear why NFL legend Emmitt Smith gave Steve a hard time, what it means to be on a winning team, and why its important to "draft" people that see beyond the game itself!  I think he's onto something here, if the "game" means the working world, you have to be able to look beyond that to see what your retirement will look like - and that's where Steve comes in! Steve can get you to the end zone for t...

Congress has approved trillions of dollars in stimulus spending, which is pushing interest rates a little higher.  And fund manager Dan Niles tells Fox Business that’s eventually going to affect the value of your retirement portfolio ten to twenty percent! Steve explains how he can help you protect your money!  See omnystudio.com/listener for privacy information.

President Biden is proposing major tax increases – but he insists they’ll be limited to corporations and rich people .  Who is likely to be hit hardest by these “limited” taxes and is there anything we can do about that?  See omnystudio.com/listener for privacy information.

Steve had the opportunity to head out to Pebble Beach to hang with some big time celebs and hit the famous golf course. Steve was so excited to sit down with the stars of the 90's sitcom, Tim "The Tool Man" Taylor (Tim Allen) and Al Borland (Richard Karn) to talk tools, favorite career moments and MORE!              See omnystudio.com/listener for privacy information.

Congress has approved trillions of dollars in stimulus spending, which is pushing interest rates a little higher. How will this impact your retirement accounts? Steve explains how his planning strategies can protect your income from Uncle Sam.         See omnystudio.com/listener for privacy information.

President Biden has proposed some tax changes that are headed our way - what will this mean for you and your finances? Steve talks about how his tools and strategies can help protect you from these tax changes if you are first entering retirement OR if you are already retired.  Then, is it possible to have a TAX FREE Retirement? Steve discusses this as well as how he can help provide you income fo...

It’s tax time again and we’re all looking for ways to save.  One way of doing that is by contributing to a Roth IRA.  But what if you earn too much to do that? Steve talks about if there other ways you could show people how to potentially reduce their tax liability? See omnystudio.com/listener for privacy information.

Steve discusses his 4 bucket strategy and how it can help you not only replace your paycheck when you stop working but give you that added peace of mind with lifetime income.  See omnystudio.com/listener for privacy information.

When it comes to claiming Social Security, The Motley Fool says there are certain mistakes that couples tend to make.  Steve discusses some common mistakes that could cost you big time!  See omnystudio.com/listener for privacy information.

A question from The Motley Fool : “Should the average retirement saver buy an annuity?”  Their answer?  “It depends.”  Not very helpful, right?  So, what does it depend on?  See omnystudio.com/listener for privacy information.

A new year brings the threat of new problems – created by Congress.  Morningstar asked IRA expert Ed Slott if we need to be worried about a tax increase.  His answer?   Follow the numbers! Hear Steve's approach to a tax free retirement and you can    protect your retirement accounts from Congress!  See omnystudio.com/listener for privacy information.

When you retire does the need for the paycheck end? No. Then how do you create that paycheck? Will I run out of money? Did I do enough? These are all very common questions. The good news is, Cape Cod's Retirement Income Specialist, Steve Anzuoni has the answers! What if you never had to worry about income ever again? You always knew the money was going to be there?  Find out how Steve can make thi...

There are so many decisions to make when you decide to retire; when do I take my social security? What do I do with my 401k? What about my pension?  Plus, did you know that Steve has tools and strategies where you can be invested in the market BUT, you are protected when the market goes down? (Yes, you read that right.) The overall goal is to accumulate savings and then when you retire,  turn it i...

You know the old saying, "If it ain't broke, don't fix it?" Well, there are some things that can stand the test of time. But, then there are things that need to be re-evaluated as time goes on. On todays episode, Steve discusses some common retirement planning beliefs that don't hold up so well in todays world!  My Expected Lifespan Is 75-85 Years.  Yes, the average life expectancy is in this rang...

Regardless of how you feel about the election results, there’s a good chance your tax rates will be going up in 2021.  But IRA expert Ed Slott tells Yahoo Finance it’s up to you to decide by how much. I think we’d all like to “take control” of our tax rate – but how is that possible?  Then , Market Watch says three-fourths of all investors manage their own finances.  But when you narrow it down to...

Sometimes, we talk about the “myths” of retirement.  And Forbes says one of the most common ones is that we’ll be in a lower tax bracket, when we quit working.  That certainly seems to make sense – why would it not be true?  Then, how much weight do you put on your financial decisions based on who is in the White House? How will this upcoming election impact you, your money and your retirement?  ...

To make sure your body is healthy, you go to the doctor for regular physicals.  And to make sure your car is healthy, you go to a mechanic for regular maintenance.  But what are you doing to keep your pocketbook healthy?  How long has it been since you had a financial check-up?  How long since you sat down with a financial advisor for a retirement review?  Staying financially fit is one of the key...

Every so often, the government puts banks through a “stress test” to make sure they can make it through severe economic downturns.  An article in Forbes says we should do the same thing with our retirement portfolio, should we?  Meet with Steve today for your customized stress test for YOUR portfolio! CLICK HERE TO SCHEDULE ! See omnystudio.com/listener for privacy information.

We’re all asking the same questions these days:  The first one is, “ Who will be our next president – Trump or Biden ?” And the second one is, “ How will that affect me ?”  But does our retirement future really depend on what happens in November, or is it more about the preparations that we’re either making – or not making? Hear how Steve can help you & your financial plan be prepared for no matte...

Did you know there is such a thing as lifetime income that you can't outlive? And, when it comes to putting your income together, do you need one big pile of money or different buckets of money?  Hear Steve explain his process, and how he can help you design an income plan to get you TO and THROUGH retirement!  Want to see what Steve can do for you? Call him today ! See omnystudio.com/listener for...

Meet Steve Anzuoni, Cape Cod’s very own Retirement Income Specialists! You’ve worked hard for 40-50 years, now it’s time to take that pile of money and see how long it will last and how much income it will produce. Steve’s rule is simple, DON’T LOSE THE MONEY! Make that transition from accumulation mode to income mode and see how your savings can replace that paycheck you’ve been used to receiving...

Once you retire, the paychecks stop – right? Yes, but, it’s important to remember that even after you leave the working world, you need income to replace the savings that you are now using. Would you rather have a plan that says “maybe the money will be there” or “the money is guaranteed?” Clearly, guaranteed! The question is, how can you do this? In the end, we want INcome not IFcome and the good...

Football is finally back!  And there’s an old saying, “Offense wins games, but defense wins championships .” Best-selling financial author Patrick Kelly says the same can be true for your retirement strategy. But how do we keep from “giving up points” when it comes to our nest egg? Steve talks about his strategy for creating buckets of money and how he can help protect and grow your nest egg. Ever...