Ready, Set, Retire!

Football is finally back!  And there’s an old saying, “Offense wins games, but defense wins championships .” Best-selling financial author Patrick Kelly says the same can be true for your retirement strategy. But how do we keep from “giving up points” when it comes to our nest egg? Steve talks about his strategy for creating buckets of money and how he can help protect and grow your nest egg. Ever...

The #1 fear in retirement, is running out of money – how can we avoid this? One of the tricks to planning a successful retirement is to figure out how much money you can safely withdraw from your nest egg, without running out. One of the simpler ideas is to plan on taking out the equivalent of what your RMD’s (required minimum distributions) would be. Does this work or is there a better way? Do yo...

Have you heard of the "A" word when it comes to financial planning? ANNUITY! What is it? Can it help you? Can it hurt you? How do you know if an annuity is for you?    As Cape Cod's Retirement Income Specialist , Steve uses his more than 3 decades of experience to create a solid income plan for you where you DON'T run out of money, no matter what happens on Wall Street.  Find out if an Annuity is...

Yes, all money is green but did you know you have to assign it a purpose/color?  Steve explains the different colors of money that you need, what they mean and why you need it. Find out what part of your money is red, green, and blue.   If you understand your money and how it works, you retire with confidence. First, you need a PLAN. If you don't have a plan, its a plan to fail.  Contact Steve tod...

If you have left a job, been laid off or furloughed, what do you do with your 401K? Steve discusses the best options available and the pros and cons of each.  If you have questions about your 401K or planning for a successful financial future - contact Steve today!  See omnystudio.com/listener for privacy information.

Sometimes, we talk about the “myths” of retirement.  And Forbes says one of the most common ones is that we’ll be in a lower tax bracket, when we quit working.  That certainly seems to make sense – why would it not be true? • It makes sense why people believe this.  They don’t see themselves paying more in taxes because they’re no longer earning money; rather, they’re now living off what they’ve a...

They're calling 2020, " the year of cancelled ." Graduations, weddings, vacations and even professional sports! Even with all of that, you're retirement is NOT cancelled!  Did you know that roughly 68 million Americans are changing their retirement plans because of COVID-19? According to a new Edward Jones and Age Wave study , 29% of Americans say they'll retire later than initially planned, citin...

Over the course of our lives, we ask and answer many of the same questions: Are we there yet?  It’s how much?  Where do you want to eat?  And finally, when can I retire?  Steve discusses some other frequently asked questions you get about retirement!  Get YOUR questions answered today and contact Steve today for a complimentary consultation!  See omnystudio.com/listener for privacy information.

It's been a crazy year hasn't it? Steve has been busier then ever helping many clients and listeners during this crisis making sure they are well positioned and protected. These days, with so much uncertainty, it's understandable that many of us are dealing with anxiety on many levels. Anxiety about our job, our money, Covid-19, the election - you name it!  One of the most common questions Steve i...

On today's episode, Cape Cod's Retirement Income Specialist (Steve Anzuoni) gives you a timeline of event since January 2020 of MAJOR changes to retirement planning, and explains how it could impact you!  In December, we told you about “The Secure Act." It changed the RMD age from 70 ½ to 72 and eliminated the stretch IRA. In May, we told you about “The Cares Act. ”Which waved RMDs for this year a...

Ever think these questions to yourself? How can you build a strong financial blueprint? How can you have money coming in every month? Is it possible to REALLY never run out of money?  How do I start putting a plan together? Am I being too risky in my 401k? (what do my investments look like in my 401K?) Will Social Security be enough?  If ANY of these questions have crossed your mind, then you're i...

On the 4th of July, we celebrate Independence Day. What should people be focused on to achieve financial independence? As a Retirement Income Specialist , Steve explains how he can get you income for life and more!  Call Steve Today for a FREE consultation over the phone, a ZOOM meeting or in person!       See omnystudio.com/listener for privacy information.

There has been LOTS of changes to retirement planning in the last 6 months! Steve discusses and explains these changes and what it means for YOU and YOUR retirement!    In December, we told you about “The Secure Act.” It changed the RMD age from 70 ½ to 72 and eliminated the stretch IRA. In May, we told you about “The Cares Act." Which waved RMDs for this year and allowed you to take money from yo...

Now is a great time to take inventory of your finances. Some financial checklist items  are your beneficiaries updated on your life insurance, your will, your financial accounts, your IRAs?  Organize your statements - online or paper statements.  Do you have a trust and is it up to date?  Do you keep track of all your usernames and passwords for online accounts? Did you know you can password prote...

We all just want to go back to "normal," right? Seems what we are living today is our "new normal." So what can we do to better position ourselves for when the economy goes up and (hopefully) soon fully recovers? Steve explains why his tools and strategies can help you make sure you are in the right position today and tomorrow, no matter what the market is doing.  Steve is holding meetings via pho...

USA Today says Americans are more concerned about what the corona virus is doing to the economy, than about how it might affect their health. Clearly, we need to take the health warnings seriously, but do you really think we’ll bounce back from this historic financial damage? Contact Steve today for a phone consultation or a virtual meeting!  See omnystudio.com/listener for privacy information.

Nearly three-fourths of the people surveyed by the website FinanceBuzz say they’re worried that the country is headed for a recession – and a fourth of them say they’re “not optimistic” about their personal financial future. It’s looking kinda grim - is it time to go into “financial hiding”?  Studies show that those who have guaranteed money coming in every month are happier in retirement. Do you...

What's going on with your money? You can sit out the Corona Virus at home, but you can't sit out on what's happening with your money. Do you know how much risk you are taking in the market? Do you know how much you may have lost in the past week or so? Do you stay where you are?  Take your money out of the market? Reposition yourself into a better safe zone? Steve discusses these options and more...

The Corona Virus has taken our economy by storm causing lots of market volatility. Do you know how it is currently or will impact your money? Steve discusses ways to keep you and your money protected in a volatile market. Let Steve help you and be the calm to this storm. Call today to schedule a time to speak with Steve over the phone or set up a video call.  See omnystudio.com/listener for privac...

It's the biggest piece of retirement legislation in decades and could cost you BIG TIME! We're talking about The Secure Act President Trump signed into law in Jan. 2020. If you don't know how it will impact you and your finances, you could lose MAJOR CASH! Steve explains what changes you need to be aware of and most importantly, how to be most tax efficient and create a legacy for your heirs.     ...

70% of baby boomers say one of their top fears is the cost of healthcare, the #1 fear being running out of money in retirement.  According to a Motley Fool article, it's estimated that healthcare will cost the average healthy 65year-old couple today … OVER $387,000 throughout retirement.  That's a lot of money to shell out, especially since it DOESN’T account for long-term care.  Hear how Steve ca...

How can you reduce your anxiety of replacing that paycheck when you enter retirement? First, you need an income plan in writing, so you can see where you money is going. What if I told you there is a special tool in Steve’s financial toolbox that can allow you to NEVER run out of money for as long as you live? Oh, and yes you can still be invested in the market with this tool, the best part is you...

The #1 fear about planning for retirement is running out of money. Turns out, the best way to avoid this is to work with a professional. Meet Steve Anzuoni, of Fairway Financial ! Steve has over three decades of experience and can help you put the puzzle pieces to your retirement together.  Starting is the hardest part right? Steve makes it simple, stress free and calls it “the shoe box meeting.”...

Only 11% of baby boomers having over $500K saved for retirement, 31% of boomers say they’ll work past 70 and 25% of them have not calculated their retirement goals.  These numbers are staggering! In an attempt to warn baby boomers, Market Watch put together a list of the “7 Deadly Sins of Retirement Planning.”  In this episode, Steve takes a deep dive into this list of sins and mistakes, explains...

As we approach the end of the year, are there specific things we should be doing  now to have a better 2020?  Why it’s important to be proactive not reactive, when you should meet with your accountant and the most overlooked opportunities that Steve see’s and how he can help you avoid making this same mistake. Experience is priceless, with 32 years of experience, Steve’s successful strategies and...