RAM Real Estate and Mortgage

The conversation covers a range of topics related to the real estate market, including the challenges faced by buyers and sellers, the impact of low interest rates, the importance of due diligence in home purchases, market conditions, and the trend of townhomes and condos vs. single-family detached homes. It also emphasizes the significance of financial qualification as the most important step in...

Craig and Shain discuss the FHA solar program when purchasing or refinancing a house and the benefits of getting the 13k earned income payable at closing when you take advantage of the program. Affordable housing Advocates put together a great program to help client minimize their monthly outgo and help teach savings.

The conversation covers an introduction to real estate and mortgage, Phyllis Rodriguez's background and experience, her real estate investing journey, and a detailed exploration of wholesaling in real estate. The discussion provides insights into creative real estate investing and the process of wholesaling, offering valuable knowledge for both professionals and individuals interested in real esta...

Get to know the ins and outs of appraisals in the real estate and mortgage transaction. 32 yr expert in appraisals including what adds value and what doesnt.

Two seasoned veteran real estate professionals talk about the reason title insurance exists and why its a good Idea to have it on any real estate transaction. Deep dive

In this conversation, Craig Steel hosts Bryce Long and Steve Wilkinson of Veritas Funding to discuss the intricacies of the mortgage industry, focusing on direct lending, capital markets, and the factors influencing mortgage rates. They explore the current landscape of mortgage rates, affordability challenges for homebuyers, and the potential resurgence of adjustable-rate mortgages. The discussion...

Sarah Parris with EXP realty and RAM real Estate and Mortgage talk about the general market and our favorite clients which is first time home buyers. We even talk about a joint client that got into their first home with literally no money and walked away with a check.

When you've outgrown your current home or just want a new one, Edge homes has some great deals.

Investing in what you are passionate about. True life sotry about investing out of your area and some of the pitfalls. Follow your passion but educate yourself.

The conversation covers the different down payment options for FHA, VA, USDA, and conventional loans, as well as income restrictions for certain loan programs. Takeaways FHA loan allows for a 3.5% down payment VA and USDA loans require no down payment Conventional loans have different down payment options, including 5% and 3% Income restrictions may apply to the 3% down program through Fannie or F...

The conversation covers a range of topics including Riley's health, builder incentives, real estate market trends, Edge Homes and community offerings, Tesla and real estate investment, realtor representation, and market predictions for 2026. Takeaways Real estate market trends Builder incentives Chapters 00:00 Introduction and Personal Update 06:36 Edge Homes and Community Offerings 11:51 Tesla an...

Now might be the right time to buy a house, as sellers are willing to help with closing costs or even temporary buydowns on your interest rate. Join me with Shain Davis from the Davis realty team in Phoenix Arizona, as we discuss home buying and giving back to the community through a Veterans program.