Providence Financial Retirement Show with Anthony Saccaro

With the yield on the 10 year treasury having nearly doubled in the first quarter of 2021, a lot of people are wondering whether it's a good time to buy bonds. If you own bonds, or are thinking about buying bonds, you'll want to listen to this show!

The yield on the 10-year treasury has almost doubled in the first quarter of 2021! And if you've invested in fixed income investments, you may be concerned. But is your concern justified? Is there really anything to worry about? Take a listen to this episode this to find out!

People are healthier and living longer than they ever thought...and this is good, right? Only if you have enough fuel to get you there! Why is it that you have to spend down in retirement? YOU DON'T! Take a listen to this show as Anthony educates you about how to make sure you have enough fuel to last as long as you do.

If you've ever visited a foreign country, you know how confusing everything can be starting the moment you land. Unfortunately, if retirement is a new journey for you, it can be just as confusing. But it doesn't have to be that way. Take a listen to this show as Anthony explains what you should do so your retirement is clear and not confusing.

How do interest rates, inflation, and the stock market interact with each other? This is a common question we get from listeners all the time. To find out the answer, take a listen to this show!

A lot of pre-retirees believe that because they are not retired yet, they can stay invested for growth. But is this the best thing to do? Or could there be some hidden traps to this strategy? In this episode, Anthony discusses a conversation with a client who believed she could stay invested for growth. The problem is that she was wrong! Take a listen to this episode to find out why.

Social Security is very complex and if you don't know the rules, you may be missing out on a sizable benefit! Tune in to learn about the most common benefits that Anthony has seen missed during his career in helping retirees.

Most people have no idea what their retirement puzzle looks like or how all of the pieces are supposed to fit together. In this episode, Anthony discusses three pieces of your retirement puzzle that are critical: Social Security, Successfully withdrawing from your retirement accounts and finally, Taxes. To learn more about these critical components to your retirement, listen to this show!

I talk with a lot of individuals who tell me that they are sick and tired of all of the world happenings. Because of this, many people are feeling stressed about their retirement, and their investments. If this sounds like you, take a listen to this show as Anthony gives you several practical tips to destress your financial life!

In the investment world, there is a little known phrase called "The Uncle Point". What does that mean? It means that if you get to the Uncle Point in your investments, you'll probably lose money! How do you avoid ever getting to the Uncle Point? Take a listen to find out!

We are living in unprecedented times with political unrest, contested elections, the squelching of free speech by social media conglomerates, and the control of the government by one political party. Many folks I talk to are tired of it and are at the point of Crying Uncle. I believe that's part of the reason why the capital riots occurred. But there is also an Uncle Point when it come to your inv...

You've worked all of these years and sacrificed along the way and built up sizable retirement accounts. But have you ever asked yourself who is likely to benefit the most from your retirement savings? If you think the answer is you, then you need to listen to show. Because the real answer might just surprise you!

Most people believe that contributing as much as possible to your 401Ks, 403Bs and other retirement accounts is the best way to save for retirement. But is it really? The answer may surprise you! If you're saving most of your money in tax deferred retirement accounts believing that you're doing the best thing possible for your retirement, you'll want to pay attention to this show as Anthony shows...

Now that we have some official clarity as to who the president is and which party will control Congress, what are the possible impacts on the economy, the stock market, and your retirement? Those are the questions that Anthony discusses in this episode. If you're confused as to why the market continues to hit record highs despite the change of administration, you'll want to tune into this show as...

Are you concerned about the political environment, the economy, the stock market, and your retirement? The country is more divided and there are many businesses that are struggling to survive and yet the stock market continues to hit record highs. And many people are wondering why? If you're among those who are confused and don't know what to do, you'll want to listen to this show as Anthony share...

If you're retired and invested for growth, you may be cannibalizing your portfolio to get the cash flow you need every month. Should you really be taking that risk, especially if you don't have to? Take a listen as Anthony discusses this potentially perilous scenario.

In this episode, Anthony shares three different asset classes that can be used to increase the yield in your portfolio while still being conservative. If you want to learn how to increase your yield while minimizing your risk, take a listen to this show.

Most investors have heard the term "growth stock" and "value stock" but have no idea what the difference is. And, does it really matter? You bet it does! Why because a value stock may actually be a value trap and not a good deal at all, even though it has a high yield. If you want to know what the difference is and how yields are affected, you'll want to listen to this show.

Should you be invested for growth or for income? Or can you do both? In this episode, Anthony discusses how you can actually have your cake and eat it too! And in the process, he discusses the difference between stocks and bonds and receiving dividends as compared to receiving interest.

You can depend on some investments but others, not so much. The closer you get to retirement, the more you must be able to count on your investments. But what investments can you actually count on? Take a listen as Anthony answers this vital question.

Dollar cost averaging is a great way to save for retirement. But when most people actually retire, they stop. Why? Because they probably aren't aware that this well touted strategy is available even if you're not working. Take a listen to find out the strategies that Anthony uses for his clients that allows investors to continue to use this strategy through retirement.

In early 2020, the market dropped 37% in 37 days--the fast drop in the shortest period of time in U.S. history! And many investors and retirees got very uncomfortable very fast. And if you felt uncomfortable, it may be a sign that you are invested emotionally and not logically. And yet, emotional investing can be very dangerous and often leads to bad investment choices. How can you protect yoursel...

We talk a lot about investing for income with investments that yield between 4% - 8%. But what are these investments? What are the risks? These are the questions that Anthony answers as he takes you through a jet tour of the different income producing investments!

If you have never defined the purpose of your money, then how do you know if your investments are supporting it? Unfortunately, many retirees' investments are actually conflicting with their purpose and they don't even know it! Take a listen as Anthony helps you figure out what you want your money to do for you and how to tell if you're invested properly in light of your purpose.

In this episode, Anthony discusses how a living trust can help you avoid probate. Plus, you'll learn about other vital documents that are a critical part of your financial and estate plans.