Providence Financial Retirement Show with Anthony Saccaro

Are you confused about Medicare? If so, you need to listen to this show as Anthony walks through the basics of this all important component of retirement planning! You will learn about the difference between Medicare Part A & B along with whether a Medicare Advantage plan may be a better option for you. 

Every day, we receive calls from individuals who want to know if they are invested properly for their phase of life. And often times, the answer is no. In this episode, we talk about Judy, a registered nurse, whose investments were actually conflicting with her retirement goals! Take a listen to this show to learn what Anthony shared with Judy to get back on track.

The Trump tax era is about to end and taxes are heading north! If you want to learn what you can do to save taxes, take a listen to this show as Anthony discusses seven tax saving strategies.

Do you pay too much tax? If not, you probably don't need to listen to this show. But if so, the bad news is that this year may be the lowest tax year you've ever had in your life! If you want to learn how to lower your taxes in the future, you'll want to listen to this show!

I meet with too many investors who are needlessly taking risk and they don't even know it. In other words, they are gambling with no potential to win! Would you ever sit down at a slot machine in Vegas if you knew you couldn't win? Of course not! But a lot of you may be doing just that. Listen to this show for Anthony's thoughts about how to know whether you're gambling needlessly.

Many retirees I speak with tell me they are invested for income when in fact they are not. Most of the time, they are cannibalizing their portfolios and don't even know it! If you want to know whether you're properly invested for income, take a listen to this show to learn what the three pillars are to being properly invested for income.

If you are invested in dividend paying stock, you must understand that not all dividends are created equal. Some dividends you can count on and some you can't. In this episode, Anthony discusses 4 types of dividends and what you can expect when investing in them.

Do you feel like you've missed the massive rebound of the stock market over the last year? Are you considering jumping into stocks so you don't miss out on future gains? If so, you'll want to listen to this show as Anthony gives you five things you need to know before taking on the extra risk of stocks.

If you are considering buying an annuity, or you already own an annuity, you need to listen to this show. Annuities may just be the most misunderstood investment vehicle that exists. And if you don't understand how they work, it could be very costly. Take a listen to this show as Anthony discusses the good, bad and the ugly of annuities!

How much do you need to retire? Some sources say you need 80% of your income and others say you need $1.0M to retire. Unfortunately, neither of these is correct! Take a listen to this episode to find out how how much you really need to retire.

Inflation and taxes may be more important to your retirement planning than your investment performance! But most people don't do as much planning as they should regarding these critical factors. Take a listen to this show to find out how dangerous both inflation and taxes can be to your retirement.

In today's uncertain economic environment, a lot of our listeners have told us that they are keeping their money in the bank or some type of equivalent cash investment because they don't want to lose it. But is this money as safe as you think? Take a listen as Anthony discusses two reasons why leaving your money in the bank is actually a very expensive proposition!

With the yield on the 10 year treasury having nearly doubled in the first quarter of 2021, a lot of people are wondering whether it's a good time to buy bonds. If you own bonds, or are thinking about buying bonds, you'll want to listen to this show!

The yield on the 10-year treasury has almost doubled in the first quarter of 2021! And if you've invested in fixed income investments, you may be concerned. But is your concern justified? Is there really anything to worry about? Take a listen to this episode this to find out!

People are healthier and living longer than they ever thought...and this is good, right? Only if you have enough fuel to get you there! Why is it that you have to spend down in retirement? YOU DON'T! Take a listen to this show as Anthony educates you about how to make sure you have enough fuel to last as long as you do.

If you've ever visited a foreign country, you know how confusing everything can be starting the moment you land. Unfortunately, if retirement is a new journey for you, it can be just as confusing. But it doesn't have to be that way. Take a listen to this show as Anthony explains what you should do so your retirement is clear and not confusing.

How do interest rates, inflation, and the stock market interact with each other? This is a common question we get from listeners all the time. To find out the answer, take a listen to this show!

A lot of pre-retirees believe that because they are not retired yet, they can stay invested for growth. But is this the best thing to do? Or could there be some hidden traps to this strategy? In this episode, Anthony discusses a conversation with a client who believed she could stay invested for growth. The problem is that she was wrong! Take a listen to this episode to find out why.

Social Security is very complex and if you don't know the rules, you may be missing out on a sizable benefit! Tune in to learn about the most common benefits that Anthony has seen missed during his career in helping retirees.

Most people have no idea what their retirement puzzle looks like or how all of the pieces are supposed to fit together. In this episode, Anthony discusses three pieces of your retirement puzzle that are critical: Social Security, Successfully withdrawing from your retirement accounts and finally, Taxes. To learn more about these critical components to your retirement, listen to this show!

I talk with a lot of individuals who tell me that they are sick and tired of all of the world happenings. Because of this, many people are feeling stressed about their retirement, and their investments. If this sounds like you, take a listen to this show as Anthony gives you several practical tips to destress your financial life!

In the investment world, there is a little known phrase called "The Uncle Point". What does that mean? It means that if you get to the Uncle Point in your investments, you'll probably lose money! How do you avoid ever getting to the Uncle Point? Take a listen to find out!

We are living in unprecedented times with political unrest, contested elections, the squelching of free speech by social media conglomerates, and the control of the government by one political party. Many folks I talk to are tired of it and are at the point of Crying Uncle. I believe that's part of the reason why the capital riots occurred. But there is also an Uncle Point when it come to your inv...

You've worked all of these years and sacrificed along the way and built up sizable retirement accounts. But have you ever asked yourself who is likely to benefit the most from your retirement savings? If you think the answer is you, then you need to listen to show. Because the real answer might just surprise you!

Most people believe that contributing as much as possible to your 401Ks, 403Bs and other retirement accounts is the best way to save for retirement. But is it really? The answer may surprise you! If you're saving most of your money in tax deferred retirement accounts believing that you're doing the best thing possible for your retirement, you'll want to pay attention to this show as Anthony shows...