Protect Your Assets

There are some key things to take care of before the end of the year regarding your finances. Many people are trying to minimize taxes and figure how much money you’ve lost in the markets this year. Some of you may be concerned about your financial future in general. Find out how to mitigate risk in the markets and prepare for the recession coming next year in this episode of Protect Your Assets....

There was no rally this past week as stocks finished lower yet another week. All major indexes were down as we head towards a recession in the first part of 2023. However the Ten Year Treasury was up and actually finished up for the year. This has been an incredibly tough year for the markets, how has that impacted you? Find out what you should be looking out for in this Protect Your Assets Market...

Former Treasury Secretary Janet Yellan said in an interview that we are not headed towards a recession in 2023. However many CEO’s disagree and in fact they are laying off more people then they did in the 2008 recession. Will you be able to retire if we are headed towards a recession or will you have to go back to work? Find out how to prepare and protect yourself for a recession in this episode o...

We finally saw some evidence that inflation is starting to go down. This is good news that we are finally starting to recover. How does this impact our economy, and will it stop a recession from happening? Find out what you need to know in this Protect Your Assets Market Recap. See omnystudio.com/listener for privacy information.

The Consumer Price Index, a direct measure of inflation, is on the way next week. The Fed looks at this data to determine future rate hikes. Does The Sandman see another rate hike in our future? Plus, hear his answer to the question: Why is the volatility index VIX so low, and is it losing its credibility overall as we analyze markets? All that on more on this week’s market segment. See omnystudio...

Stocks had a pretty positive week, as Chairman Powell has some decent news. Were his comments really that positive? Plus, the latest jobs report has supported a general theme of cooling from a position of strength. The Fed's going to have some ammunition to potentially raise 75 basis points soon. Hear The Sandman’s take on the economy in this week’s market segment. See omnystudio.com/listener for...

Reports are showing that inflation and rising costs to borrow money have caused a solid contraction in business activity across the U.S. private sector, which helped the market in November. Then, some negative news from the University of Michigan’s five-year inflation expectations survey that showed long-term inflation remaining at 3%. What do we need to see occur before we can say that the bottom...

Crypto came up in a big way this week. What’s next for the industry? Plus, inflation and industrial production are intertwined. Find out how in this week’s market segment.  See omnystudio.com/listener for privacy information.

Americans collectively lose $50 billion per year to fraud. Fraudsters and thieves are innovative professionals, constantly reinventing ways to rip you off. When fraud happens or a robbery happens, you're left not only with financial loss but a compromised identity and emotional distress. However, there are ways to protect yourself. And today, Piedmont California Police Chief Jeremy Bowers is in th...

Federal government employees, including members of the armed forces, have access to a tax-deferred retirement and investment vehicle called the Thrift Savings Plan (TSP). If you're not using it in the right ways, it can be costly for you. Like a good education, it only helps if you use it. This episode shares five common mistakes people make with their TSP—costly mistakes that you could be making...

All the major indexes gapped higher at market open in the wake of a much cooler-than-feared October Consumer Price Index report, which measures inflation. Does this mean inflation is cooling? And are we still seeing signs of a bear market? Hear The Sandman’s commentary on this week’s market segment.  See omnystudio.com/listener for privacy information.

If you have older parents, you may be wondering if they are going to be okay, not only financially, but also if something happens to them health-wise. Talking to your parents about their money and estate plan can be tough for a variety of reasons. Since Thanksgiving is a couple of weeks away, it’s a good idea to start preparing for a talk with your parents about their finances, especially if it's...

The markets had a negative week this past week, but why? What rocked the rally? There are three reasons: 1) The Fed’s decision to raise the Fed funds rate by 0.75%, bringing the rate from near zero to 4.0% this year, and 2) the recent JOLTS report, and 3) PMI – manufacturing index results. Hear The Sandman’s more detailed analysis of the stock market and economy in this week’s market segment.  See...

If you've wondered about bad investments, excessive fees, or getting duped by fraudsters, this Halloween show is for you as we uncover five some of the top tricks that cybercriminals, financial advisors, and financial institutions use to dupe unknowing investors into making bad decisions with their finances. Some may even be unknowingly participating in these. See omnystudio.com/listener for priva...

After an interesting rally the last few weeks, the markets, bonds, and oil all ended up for the week, but the S&P 500 and Nasdaq are still in bear market territory. Why? This market segment covers year-to-date numbers, the impact of heavy weighting in tech, and some signs that the Fed’s actions against inflation are starting to work. See omnystudio.com/listener for privacy information.

Last week there was finally some positive movement in the markets as all major indexes finished the week up over four percent. Does this mean that the current bear market is almost over? Find out the answers to your questions in this week’s Market Recap. See omnystudio.com/listener for privacy information.

Are you married, thinking about getting married, or happily living with your life partner? One of the most common disagreements and conflicts between couples has to do with money. If protecting your assets during these volatile times is important to you, it's important that you get some advice when it comes to your marriage and money. The financial and investing world is intimidating. It's confusi...

With the stock market volatility this year, there’s no shortage of whispers—and shouts—that we’re in a bear market and/or recession. Inflation is on many people’s minds. What is a bear market, and what do you need to know about them? What can you do right now to protect yourself? Can you recover this late in the game? Are you still able to retire, even though your 401(k) may be down 30% or more? T...

It was another volatile week for the markets, with the S&P finishing the week up and the NASDAQ and Dow both in the negative. This volatility has a lot of people rattled, so what happened and why was last Thursday such a rollercoaster? Find out what you need to be looking out for in this week’s Market Recap. See omnystudio.com/listener for privacy information.

This past week the Dow was off almost 20 percent for the year and the S&P was still off over 23 percent. This shows that volatility is here to stay in the near future. What factors are leading this current wave of volatility in the markets? Find out in this week’s Protect Your Assets Market Recap. See omnystudio.com/listener for privacy information.

It's not a matter of if your health fails but when your health fails. And when it does, the people you love are the ones who pay the biggest price. It'll be your spouse and/or your kids who will have to care for you and who are left holding the bag on the medical bills that are oftentimes enough to completely wipe someone out. The Sandman has a strategy for veterans called Aid & Attendance Ben...

The third quarter ended last week and the market hit lows for the year as all major indexes are down over 20 percent. How deep will this economic downturn be? Find out what you should be looking out for in the days ahead in this week’s Protect Your Assets Market Recap.   See omnystudio.com/listener for privacy information.

A new poll out points to some surprising trends on how people are thinking and feeling about money in retirement these days. Find out what your peers may be worrying about  and, more importantly,  what you can do right now to remove that worry in  your  life. Hear The Sandman’s answers to questions like: ·        How can you account for inflation in your retirement plan? ·        What are some pot...

There may not be a financial product that is surrounded by more confusion and misinformation than annuities. It is important that you zero in on the misunderstood facts about variable annuities and potentially expose their darker side. Don’t get exposed to high fees and get talked into a variable annuity only to regret it later. Find out what you need to know about variable annuities before it is...

It was another rough week for the markets as all major indexes finished down over four percent. Oil is slowly pulling back and bonds are off twelve percent year to date. So what should you do going forward? How did the consumer price index impact the market? Find out in this week’s Protect Your Assets market recap.   See omnystudio.com/listener for privacy information.