Protect Your Assets

“When?” is probably the most important question you’re going to ask yourself in retirement. When should you start taking money out of your retirement accounts? When do you start your pension? When should you start transferring wealth to your kids? Learn answers to these questions—and more—in this episode of Protect Your Assets with David Hollander.  You can send your questions to questions@pyaradi...

Last week, the Fed did nothing with interest rates for the first time in more than a year, holding their policy steady after 10 straight hikes that totaled 5%. The question now becomes this: is nothing from the Fed something for this market? Learn more in this Protect Your Assets market segment.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up o...

Congress recently passed a debt ceiling deal, but it isn’t positive or negative for the broad markets overall. Why? Find out more in this Protect Your Assets market segment!  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com      Liberty Group website: https://libertygroupllc.com/     Attend an event: www.pyae...

The one big question still on everyone’s mind is whether the market will see a hard or soft landing. In this  market segment, The Sandman takes a look at his big three monthly economic reports to see what the data suggests for the market’s future.   You can send your questions to questions@pyaradio.com for a chance to be answered on air.      Catch up on past episodes: http://pyaradio.com       Li...

In this week’s market segment, The Sandman discusses the difference between hitting the debt ceiling and the U.S. defaulting on its debt, as well as the implications of the absence of a debt ceiling deal. You can send your questions to questions@pyaradio.com for a chance to be answered on air. Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend...

Learn about how the Fed’s recent decision will affect the market, the important economic data you should be focusing on, and more in this Protect Your Assets market segment. You can send your questions to questions@pyaradio.com for a chance to be answered on air. Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Sc...

Are you worried about how the looming recession may impact your 401(k) as you get ready for retirement? You’re not alone! Will you be living off your 401(k) when you retire? Do you know how much you’re paying in fees for your plan? There are several questions to ask yourself before hitting the reset button on your retirement plan. Find out those questions—and answers—in this episode of Protect You...

Right now, one of the most important questions concerning the markets is this: are we going to get a soft landing or a hard landing? In this Protect Your Assets Market Segment, we look at overall market trends to see how much momentum the economy is really losing. You can send your questions to questions@pyaradio.com for a chance to be answered on air. Catch up on past episodes: http://pyaradio.co...

This past month was Women’s History Month. It is a time to reflect on the transformational accomplishments of women over the years. Women are gaining more representation in leadership roles, outpacing their male counterparts. Women are earning degrees as well as starting businesses at twice the rate of men. Women have a come a long way but still face many challenges. The gender pay gap, rising cos...

The market had a good week as all indexes finished up as inflation seems to be waning as well as no major bank contagion as of yet. However, there seems to be two camps setting up, the bears and the bulls. What factors must happen for the bulls to prevail? Find out in this week's Protect Your Assets Market Recap. Do you have specific questions as you approach retirement? You can send your question...

Have you thought of what your ideal retirement looks like? We think most people have, but often, our imagination can also lead to feelings of uncertainty. You may have questions like, have I saved enough for retirement? What will happen to my retirement savings if there’s a market downturn or recession? Could changes in politics and policies affect my nest egg? What impact could increased taxes ha...

The Fed raised interest rates 0.25% last week. Is this more dovish-than-expected Fed a bullish game-changer for the market going forward? The Sandman doesn’t think so. Hear why on this week’s market segment.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com      Interact with Protect Your Assets on Amazon Ale...

Though the fallout from Silicon Valley Bank has dominated markets this past week, bank bailouts averted a catastrophe for the U.S. economy and stock market. Why is this happening? What will future Fed action look like? And is this a bearish gamechanger in the fight against inflation and bank failures? All this and more on this week’s Protect Your Assets market segment.  You can send your questions...

What’s the most important thing in your life? Most people answer that question with “family.” If you don’t have the right estate planning documents in place, they could be in for stress and financial hardship when settling your estate upon your death. Find out if a trust is right for you and other estate planning myths you might believe.  Plus, though the fallout from Silicon Valley Bank has domin...

The second-largest bank failure in history and the possibility of more interest rate hikes from the Federal Reserve are the hot topics of the week. Last week, Chairman Powell testified in front of Congress about how it's quite possible they will continue to raise rates. Plus, Silicon Valley Bank announced they were selling assets and trying to come up with a capital strategy to stay afloat before...

The second-largest bank failure in history and the possibility of more interest rate hikes from the Federal Reserve are the hot topics of the week. Last week, Chairman Powell testified in front of Congress about how it's quite possible they will continue to raise rates. We’ve started to see the fallout of these rising rates and what it means for banks. Banks are required to keep a certain amount o...

Figuring out what to do with your company pension when you retire can be complicated—you have important choices to make that can impact both your and your family’s financial future. Once you choose your pension benefit, you are locked in forever. Plus, The decision you make will have a lasting impact on your family as well because how that money gets paid out to your spouse and/or your family afte...

Last week, we had a five-year breakeven on inflation expectations by hitting a new four-month high, underscoring new concerns about price pressures and where inflation is headed. Next, critical economic reports will be coming out in the next few weeks that will help determine if stocks may continue to regain lost ground, as they have after hitting their worst weekly decline in several months. All...

One of the biggest decisions—and largest risks—you’ll face in retirement is how to take money out of your accounts and live off of that for the rest of your life when the markets are going up and down. If you do it right, it's possible to have predictable, consistent income month after month. But if you do it hastily, you could run out. That's what we want to help you avoid against, and one of the...

The Core PCE Price Index shows inflation is not decreasing, which is how the Fed determines if interest rates should continue to rise in an attempt to combat it. This creates a headwind on stocks, making it tougher for companies to make money. Add that recipe into the market, and you get a negative reaction. How can shorter-duration Treasuries help mitigate some of the losses you may be experienci...

2023 is off to a strong start for consumer spending. Even though the economy started on solid footing in January, the unexpected consumer strength, the tight labor market, and inflation, which keeps hanging in there, is challenging the Fed to keep interest rates higher for longer. Hear the rest of The Sandman’s market report. See omnystudio.com/listener for privacy information.

Some uncertainty and volatility returned to the markets last week, prompting the question: Will the rally continue or will volatility increase? Plus, the 10-2 spread is inverted, meaning the two-year Treasury is paying more than the 10-year Treasury. Does this mean the Fed has raised rates too much? All this and more on this week’s market segment. See omnystudio.com/listener for privacy informatio...

U.S. stock markets rose, but gains have evaporated a bit with the Fed’s most recent rate hike and data pointing to a tight labor market. Central banks are also becoming more nuanced in their fight against inflation. Consumers are still out there, the economy is still moving ahead, unemployment obviously still positive, but a recession could still be on the horizon. All this and more on  Protect Yo...

It’s easier to plan for and control when taxes are paid than you might think. People are often surprised to discover that taxes are one of their biggest expenses in retirement. For many, the assumption is that once they retire and their paychecks stop coming, taxes would go down.  Reducing the taxes you pay in retirement means you likely will need to withdraw less money from your savings each year...

The market had a great week last week, and jobless claims near multi-decade lows. It’s unclear how much economic growth we will see and how the strong labor market will impact earnings. The buzz also continues to be around if we’ll have a hard or soft landing from the Fed. Particularly strong January performance has often been a signal of above-average gains for the year ahead. Going forward, The...