Property ExpLained

In this episode, you’ll learn where new infrastructure is being built in Auckland — and which nearby suburbs will be impacted. Billions of dollars are being poured into major projects that are reshaping how Aucklanders live. Some are already visible. Others are still underground (literally). To read the article on the Opes Partners website click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠...

In this episode, you’ll learn how spreading your investments across regions helps manage risk for property investors. But you’ll also learn why it’s not just important where you buy … but when. To read the article on the Opes Partners website click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ .

In this episode, you’ll learn why a “too hot” townhouse can sometimes be a problem for investors. Sure, Kiwis want to live in warm, dry homes ... that’s why we keep changing the building code. But have we gone too far in the other direction? To read the article on the Opes Partners website click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ .

In this episode, you’ll learn why property investment can be a rollercoaster of emotions. We’ll go through 4 key moments from the last 20 years and what many investors would have felt at each stage. To read the article on the Opes Partners website click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ .

In this episode, you’ll learn what our standard house price growth projections are — and how we came to those assumptions. That way, you can feel confident in the financial forecasts we share. Capital growth is one of the main ways property investors make money. So it's essential to ask: “How much are house prices likely to increase in the future?” To read the article on the Opes Partners webs...

In this episode, you’ll learn about the ups and downs of taking on a large mortgage to invest. Sure, you get the house you want without having to save the $600k+ you’d need to pay for it. But apart from having to repay a large loan, there’s another dark side most forget about. To read the article on the Opes Partners website click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ .

In this episode, you’ll learn the most popular side hustles in NZ and what you can earn. You’ll also learn whether your new income stream will help you get your mortgage approved (or not). To read the article on the Opes Partners website click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ .

In this episode, you’ll learn the 10 main reasons people pull out of a contract . Rather than keeping this a secret, we want to be open and honest. That way you can feel that it’s normal, and we can keep working together. To read the article on the Opes Partners website click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ .

In this episode, you’ll learn about the “Townhouse Trap”. These are the common myths people believe about townhouses—many of which aren’t actually true. You’ll also learn what really matters when buying or investing in a townhouse. To read the article on the Opes Partners website click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ .

In this episode you’ll learn how to figure out if you’re being paid what you’re worth. Most of us feel we’re not overpaid, and with less than a third of Kiwis believing they earn a fair wage. To read the article on the Opes Partners website click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ .

In this episode, you’ll learn what changes have been made to the Residential Tenancies Act, and how they impact you as a property investor. Most of these new rules favour landlords. But, some also favour tenants. To read the article on the Opes Partners website click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ .

In this episode, you’ll learn the top 5 signs that it’s time to fire your lawyer and get a new one. All property investors need a lawyer, but what happens if your relationship with your lawyer feels like it’s on the rocks? To read the article on the Opes Partners website click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ .

In this episode, you’ll learn what debt consolidation is and how it works. If you have a whole heap of little loans you struggle to keep track of, debt consolidation might be worth considering. But it comes with risk. To read the article on the Opes Partners website click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ .

In this episode, you’ll learn whether or not rent-vesting is the right choice for you. It may be the best of both worlds – on the property ladder while enjoying the flexibility of renting – but it’s not for everyone.  To read the article on the Opes Partners website click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ .

In this episode, you’ll learn the key differences between buying insurance online vs with a broker. The answers might surprise you. While most Kiwis feel they might be “hoodwinked” by an insurance adviser … you might pay too much if you choose an online policy. To read the article on the Opes Partners website click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ .

In this episode, you’ll learn what a property must have to be genuinely ready-for-rent. What surprises most investors is that not all New Build properties are ready for tenants to move in immediately. Some New Builds are missing key features that make it illegal for you to rent them. To read the article on the Opes Partners website click ⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠ .

In this episode, you’ll learn how families navigate the dilemma of investing vs upgrading your home. On one hand, upgrading your home might solve immediate issues of having enough space and comfort. But investing will secure your financial future. It’s not an easy decision. When it involves your family, the right answer might not be about just numbers.  To read the article on the Opes Partners web...

In this episode, you’ll learn whether furnishing your property could lead to a better return on investment. Many landlords consider furnishing to increase rental income, but the actual return often depends on factors like location, tenant demand, and property type. To read the article on the Opes Partners website click ⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠ .

In this episode, you’ll find out that the difference between making a profit or a loss in property investment often comes down to how long you hold onto the property. To read the article on the Opes Partners website click ⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠ .

In this episode, you’ll learn about the process of renting out your property over the Christmas period. While your property manager may still be working, tenant demand could be lower than usual during the holiday season. To read the article on the Opes Partners website click ⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠ .

In this episode, you’ll learn what the costs are associated with using a property manager, going beyond the typical management fee. This includes hidden charges that often catch investors off guard. Why is this so crucial? Because one of the top frustrations for investors is, “But I didn’t know about that cost!”  To read the article on the Opes Partners website click ⁠⁠⁠⁠here⁠⁠⁠⁠ .

In this episode, you’ll learn the pros and cons of allowing pets in your rental property. Historically, landlords were often firm on a “no pets” policy. However, with changing renter expectations, many property investors are reconsidering. You’ll also learn the risks, rewards, and best practices for managing pets in rentals so you can make an informed decision. To read the article on the Opes Part...

In this episode, you’ll learn the pros and cons of mortgage holidays. Even though a few months’ break from your mortgage sounds great … there are financial implications. Sure, you stop paying down debt but the bank keeps charging you interest. This gets added on to your loan. That’s why most banks will explore alternative options before “green lighting” a mortgage holiday. To read the article on t...

In this episode, you’ll learn the 5 hidden costs for getting your house listed, and when you have to pay them. It’s easy to focus on how much profit you’ll make when you sell your house. However, house sellers are often surprised by how much the costs start to add up even before your house hits the market. To read the article on the Opes Partners website click ⁠here⁠ .

In this episode, you’ll learn what insurance policies are important for parents. This is because, when you are a parent your insurance needs change. Even though nobody wants to think about their kids getting sick, or leaving their kids behind – it’s an important conversation to have. This way, you can be rest assured that your children will be financial secure should something happen to you. To re...