Propenomix with Adam Lawrence

****PLEASE SHARE AND HELP TO SPREAD THE WORD OF PROPENOMIX****   This week in the ONLY agenda-free UK Property and Macroeconomic roundup: The deep dive goes into the low and high pay report from the ONS - with some unreported but eye-opening headlines - and also takes a look at the 6-monthly ONS migration report in a significant level of detail    We also have, in the Macro section:   Inflation -...

****PLEASE SHARE AND HELP TO SPREAD THE WORD OF PROPENOMIX****   This week in the ONLY agenda-free UK Property and Macroeconomic roundup: The deep dive goes into the household and national balance sheets - lifting the lid on how good, or bad, the UK finances as a whole truly are. As a bonus, we look at UK Finance's forecasts for 2025 and 2026 when it comes to lending, and specifically buy-to-let o...

****PLEASE SHARE AND HELP TO SPREAD THE WORD OF PROPENOMIX****   This week in the ONLY agenda-free UK Property and Macroeconomic roundup: The Resolution Foundation's recent report "Housing Hurdles" gets the full treatment in the deep dive today.   The Nationwide House Price Index and surprises or lack thereof The Manufacturing PMI final print for December and glum accompanying commentary The Bank...

****PLEASE SHARE AND HELP TO SPREAD THE WORD OF PROPENOMIX****   This week in the ONLY agenda-free UK Property and Macroeconomic roundup: Hamptons International weigh in with another couple of well-researched Property market reports Zoopla takes us into 2025 with their roundup of 2024 as they saw it   The Macro roundup for the quarter from the ONS Business Investment - going well, for Q3 - fingers...

****PLEASE SHARE AND HELP TO SPREAD THE WORD OF PROPENOMIX****   This week in the ONLY agenda-free UK Property and Macroeconomic roundup: The Bank of England meeting minutes - in detail - as rates HOLD once more The ONS Private Rents and House Prices report and some records broken…..   The real time market and how it is going - bringing it home for a year that will see 1.7 million homes hit the op...

****PLEASE SHARE AND HELP TO SPREAD THE WORD OF PROPENOMIX**** This week in the ONLY agenda-free UK Property and Macroeconomic roundup: FCA quarterly mortgage data - always enlightening. Zoopla's rental market report - extremely well-balanced and full of decent info The real time market and how it is going - chugging along to the end of a year that's surprised many of the commentators, still Growt...

****PLEASE SHARE AND HELP TO SPREAD THE WORD OF PROPENOMIX****   This week in the ONLY agenda-free UK Property and Macroeconomic roundup: The English Housing Survey is OUT - and I analyse the exec summary and chapter 1, in detail. Some "data surprises" in there!   The real time market and how it is going - chugging along to the end of a year that's surprised many of the commentators   Halifax and...

****PLEASE SHARE AND HELP TO SPREAD THE WORD OF PROPENOMIX****   This week in the ONLY agenda-free UK Property and Macroeconomic roundup: Zoopla's predictions for 2025 - but how did they do for 2024? They don't directly compare, so I do…….   The real time market and how it is going - promising signs still   Consumer and business confidence under the microscope The Retail Sales  The Bank of England...

****PLEASE SHARE AND HELP TO SPREAD THE WORD OF PROPENOMIX****   This week in the ONLY agenda-free UK Property and Macroeconomic roundup: Affordability - how bad is it, historically? How good (and timely) is the data?   The real time market and how it is going - reasonably, is the answer   Inflation numbers in detail The ONS private rents and house prices The PMIs - what's the real time picture of...

****PLEASE SHARE AND HELP TO SPREAD THE WORD OF PROPENOMIX****   This week in the ONLY agenda-free UK Property and Macroeconomic roundup: Long term mortgage rates - what's going to happen now?   The real time market and how it is going   Growth - or lack thereof The RICS residential market survey Unemployment - why the massive increase?  The gilts and swaps - calmer waters   And in the deep dive.....

****PLEASE SHARE AND HELP TO SPREAD THE WORD OF PROPENOMIX****   This week in the ONLY agenda-free UK Property and Macroeconomic roundup: The Rates were cut! But did you even notice, with the amount of noise. What does it mean for mortgage rates?   The real time market and how it is going   The Retail Sales Figures The Halifax House Price Index The PMIs finalised for October with some predictions,...

BUDGET SPECIAL - the most awaited economic and property analysis of the UK Budget from my Sunday Supplement on 3rd November 2024   The Budget - Macro, and Property. What will it do to the economy?   PLUS: The real time market and how it is going   The Bank of England Money and Credit report - mortgages, money supply, rates The Nationwide House Price Index The Manufacturing PMI and a little dip The...

****PLEASE SHARE AND HELP TO SPREAD THE WORD OF PROPENOMIX****   This week in the ONLY agenda-free UK Property and Macroeconomic roundup: The Budget - Macro, and Property. What will it do to the economy?   The real time market and how it is going   The Bank of England Money and Credit report - mortgages, money supply, rates The Nationwide House Price Index The Manufacturing PMI and a little dip Th...

****PLEASE SHARE AND HELP TO SPREAD THE WORD OF PROPENOMIX****   This week in the ONLY agenda-free UK Property and Macroeconomic roundup:   The Halifax House Price index The RICS house price balance in detail - even the surveyors have woken up GDP Growth for August and September forecasts An annoying week for the gilts but our surprising gap is widening - and an addition to this section.   And in...

It was a pleasure talking with Anna on her podcast and she's kindly let me share the file here! We covered a lot of ground including: The pros and cons of directly owning residential investments in the current economic and regulatory environment What returns should you be targeting right now, over what timeframe The pros and cons of a 'passive' property portfolio, and how investors can diversify t...

****PLEASE SHARE AND HELP TO SPREAD THE WORD OF PROPENOMIX****   This week in the ONLY agenda-free UK Property and Macroeconomic roundup:   Statistical trickery in the housing market and why you shouldn't trust "guesswork" Nationwide House Price index and the quarterly report The in-the-now performance of the economy in the PMIs and revised growth figures Mortgage approvals and the money supply -...

****PLEASE SHARE AND HELP TO SPREAD THE WORD OF PROPENOMIX****   This week in the ONLY agenda-free UK Property and Macroeconomic roundup:   Real-time market performance and insights as always Retail Sales The in-the-now performance of the economy in the PMIs Business confidence and reality A boring week for the gilts but a surprising gap is opening and staying open - long may it last…..   And in t...

* PLEASE SHARE AND HELP TO SPREAD THE WORD OF PROPENOMIX*   This week in the ONLY agenda-free UK Property and Macroeconomic roundup:   Real-time market performance and insights as always Inflation - and the untold parts that other analysts don't reach The Bank of England Interest Rate meeting Consumer Confidence and the evaporation (and near wilful destruction) of it - who carries that Kan? A mise...

* PLEASE SHARE AND HELP TO SPREAD THE WORD OF PROPENOMIX*   This week in the ONLY agenda-free UK Property and Macroeconomic roundup:   Real-time market performance and insights The Renters' Rights Bill - the questions and intentions The RICS surveyors survey in detail Growth and Employment in the UK A goldilocks week for the gilts - for the borrowers…..   So in the deep dive......   Renters' right...

****PLEASE SHARE AND HELP TO SPREAD THE WORD OF PROPENOMIX**** This week in the ONLY agenda-free UK Property and Macroeconomic roundup:   Real-time market performance and insights The follow up on the REAL housing situation - looking backwards, and in real time Halifax's house prices as they accept defeat in their bearish predictions, as quietly as possible The PMIs for August - good news overall...

****PLEASE SHARE AND HELP TO SPREAD THE WORD OF PROPENOMIX**** This week in the agenda-free UK Property and Macroeconomic roundup: Real-time market performance and insights The race to sell everything before October 30th is catching on - 2024's pandemic, some might say (or more accurately epidemic) Nationwide's house prices and deeper dive into energy performance and the impact on prices The money...

***PLEASE SHARE AND HELP TO SPREAD THE WORD OF PROPENOMIX*** **EXTRA EFFORT TO REACT COMMENT AND SHARE THIS WEEK PLEASE** This week contains a draft for an Open Letter to Matthew Pennycook, MP - new Minister of State for housing (in case you missed it). The Private Rental Sector needs to engage and be part of the solution - it's as simple as that - and dialogue needs to be opened. PLEASE share, ta...

***PLEASE SHARE AND HELP TO SPREAD THE WORD OF PROPENOMIX*** This week in the Supplement: A bumper macro week with detailed looks at inflation, growth and (un)employment (and inactivity) The mortgage rates, bonds and swaps as always Hardship tests - a deep dive into the reality rather than the speculation Language, rhetoric and EPC C - and why Ed Miliband needs to sort himself out As always - we k...

****PLEASE SHARE AND HELP TO SPREAD THE WORD OF PROPENOMIX**** This week can't avoid the election (of course) and wrap-up but gets down to the business of going forward, as we all need to, in short order: The real-time property market and how the election affected it (or not) The monthly house price indices The PMIs and the state of the economy in the now The money supply and inflation The gilt yi...

****PLEASE SHARE AND HELP TO SPREAD THE WORD OF PROPENOMIX**** This week - the end of the first half of the year! The regular real-time property market insights and my thoughts on those The macro metrics of interest including growth, industry and retail sales The Bank of England's financial policy quarterly meeting analysed with the global picture on property Zoopla's thoughts on the next 6 months...