Presilium Private Wealth

Tune is as Jerry discussed the inevitability of bear markets for long-term investors, noting that the likelihood of experiencing a market drop of 20% or more increases with time: A one-year investment has a 33% chance, while a five-year investment has an 77% chance, and after 15 years, it's certain. See why our advice is to to plan for these declines rather than avoid them, emphasizing the importa...

In today’s video, I’m sharing why your portfolio must keep growing, especially in retirement. 📈 The Reality: Retirement can last 30+ years, and during that time, everything—from groceries to healthcare—will get more expensive due to inflation. Did you know the price of a postage stamp has more than doubled in the last 30 years? That’s inflation at work. 💰 The Solution: If your money isn’t growin...

Welcome to this month's edition of The Big Question. Every day, we face decisions—some big, some small. But once in a while, we’re faced with decisions that can change the course of our lives—like accepting a new job, buying a home, or retiring early. This month’s big question is: What happens if I do X? What happens if I take that new job? What happens if we buy that new house? What happens if I...

In this episode, we are discusses how we empower clients with real-time access to investments and detailed performance reports. By leveraging Fidelity for account management and Black Diamond software for comprehensive, visually appealing reports, Presilium ensures that clients have a clear understanding of their investments, helping guide discussions around long-term financial goals. Key Takeaway...

What if the key to a better business… was making everyone step away from it? In this month’s episode of Building Value, we’re diving into a bold, transformational idea: the forced sabbatical. Presilium Private Wealth has implemented a policy that requires every team member to completely unplug—no emails, no phones, no work—for two full weeks. At first, the reaction was predictable: hesitation, con...

In this episode, Jerry Davidse of Presilium Private Wealth breaks down the historical investment strategy of "Sell in May and Go Away." He discusses how stocks have historically performed better from November through April, compared to the summer months. Jerry shares a compelling example to highlight the difference and stresses that long-term investment is the key to growing wealth. Key Takeaways:...

This week Jerry discusses Presilium's disciplined and simple approach to investing, designed to achieve long-term financial goals. By focusing on low-cost, tax-efficient ETFs and global diversification, their strategy helps manage risk while maximizing opportunities for growth. With 24 years of experience, this approach has delivered consistent results for clients. Key Takeaways: Simple & Disc...

In this episode of The Big Question, Brook Hart, President of Presilium Private Wealth, talks about the firm’s approach to building strong, lasting client relationships. They focus on working with clients who share their investment philosophy and value comprehensive financial planning over individual stock picks. Brook also explains that Presilium seeks clients with more complex financial situatio...

In this week’s episode, Jerry Davidse explores the emotional side of investing—how our fear of market crashes is often far worse in our minds than in reality. Drawing inspiration from Mark Twain’s famous quote and decades of market data, Jerry shows that while market downturns are real, they’re also temporary —and almost always followed by massive gains. 💡 What You'll Learn in This Episode: Why f...

Welcome to episode 142 of Financial Planning Friday. This week, we’re talking about how high levels of fear in the financial markets, measured by the volatility index (VIX), often lead to above-average investment returns over the next six months. When the VIX exceeds 26, average returns tend to be higher than usual. If it goes above 33.5, stocks have historically seen an average return of 12.7%. R...

In this week’s episode, Jerry Davidse explains a surprising truth: while the average annual return of the S&P 500 is around 11%, most years look nothing like the average. Jerry uses a powerful chart covering returns from 1950 through 2024 to show how volatile, unpredictable—and ultimately rewarding—the stock market can be. If you’ve ever wondered why your portfolio never seems to match those “...

An important health update from Jerry Davidse, CEO of Presilium Private Wealth. This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or...

Thinking of hiring more staff to solve your business challenges? Think again! In this month's Building Value episode, learn why simply adding headcount isn't the solution to improving efficiency, revenue, or productivity. Key Insights: Why hiring isn't always the answer to business problems How to review your processes for maximum efficiency Strategies for ensuring you have the right team in place...

In this episode of The Big Question, Brook Hart discusses the importance of maintaining a steady investment strategy amidst market uncertainty. He emphasizes the need for a disciplined financial plan that is not swayed by daily market fluctuations or sensational headlines. This episode sheds light on the significance of focusing on long-term goals and the control investors have over their financia...

In this episode, Jerry Davidse shares a critical yet often overlooked topic— helping your parents get financially organized before it becomes urgent. Whether it’s consolidating scattered investment accounts, creating a long-term financial plan, or ensuring beneficiary designations are up to date, taking action early can reduce stress and confusion for the entire family down the line. Jerry walks t...

Unpack the truth behind recession headlines: discover how the market actually performs before, during, and especially after economic downturns, revealing why staying invested is key to long-term wealth. 🔔 Don’t forget to like, subscribe, and turn on notifications to stay informed on all things financial planning! This Video is for informational purposes only and does not constitute an offer to se...

In episode 138 of Financial Planning Friday, the conversation highlights the current market volatility, attributing it to new tariff policies affecting the US and global economies. Jerry emphasizes a long-term investment strategy, advocating for buying stocks at lower prices and maintaining target allocations as part of clients' financial plans. We reference a Morningstar chart showing the growth...

In this video, Jerry Davidse breaks down the power of dollar cost averaging—a simple yet effective strategy for long-term investing. By consistently investing a fixed amount of money at regular intervals, regardless of market conditions, you can smooth out market volatility and potentially increase your returns over time. Jerry walks through real historical data from the S&P 500 to show how co...

This month, Brook discusses the challenges of hiring, emphasizing the importance of building a strong team to create value. He highlights the need for a thoughtful, methodical approach to avoid rushed decisions and mistakes. Make sure you aren't missing the value in relying on recommendations from trusted individuals and consider using professional recruiters for efficiency. To learn more or sched...

In today’s digital world, protecting your wealth goes beyond smart investing — it also means safeguarding your personal and financial information from cyber threats. In this episode of Financial Planning Friday, we’ll walk through three key cybersecurity strategies every investor should know: 1) Use strong, unique passwords and enable multi-factor authentication 2) Be cautious of phishing scams an...

Today, I’m diving into the importance of maintaining an accurate and up-to-date family balance sheet—a crucial tool in your financial planning. At Presilium Private Wealth, our clients have access to a comprehensive balance sheet that updates daily, ensuring a real-time snapshot of assets and liabilities. Why Is This So Important? ✅ Better Financial Planning: The more accurate your balance sheet,...

Tune in as Brook answers the BIG Question that Presilium has been hearing from our clients this month. To learn more or schedule time with us today, please visit our website: https://www.presiliumpw.com/ This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of th...

This week, Jerry emphasizes the importance of maintaining a long-term investment strategy despite market fluctuations. Over the past 25 years, the market has experienced an average temporary decline of 14.9% per year, but still achieved a positive average return of 9.4% annually for the S&P 500. To bring things home, Jerry highlights that the market finished positive in 19 out of 25 years, wit...

In episode 8 of Building Value, Brook Hart discusses the challenges and opportunities associated with performance reviews. He emphasizes the need for a shift from traditional annual reviews to more frequent, constructive feedback sessions. By making performance evaluations more qualitative and quantitative, and fostering joint ownership in the evaluation process, organizations can create a more pr...

This week, Jerry discusses the complexities of inherited IRAs, emphasizing the importance of understanding the rules for spouses and non-spouses. Spouses have more flexibility, including the option to roll over funds to their own IRA and defer mandatory distributions until age 73 or 75, or to take immediate distributions without penalty. Non-spouses, such as children or siblings, must withdraw the...