Presilium Private Wealth

This week, Jerry Davidse discusses the current bull market, its historical context, and potential future trends. He explores past bull markets, their durations, and returns, providing insights into what might lie ahead. Jerry emphasizes the importance of a disciplined investment strategy and expresses optimism about future gains. In this episode: 00:00:06 Introduction to Bull Markets 00:00:37 Hist...

Jerry Davidse discusses the importance of investing during market downturns, highlighting the significant gains following major market bottoms. He emphasizes the need for a pre-planned strategy to capitalize on rebounds and maintain investment discipline. Takeaways The biggest investment gains often come when it feels the worst. S&P 500's major market bottoms were followed by powerful rebounds...

Today we’re tackling a question that weighs on many parents: 👉 How much should I be saving for my child’s education? It’s a huge decision—emotionally, financially, and strategically. While there’s no one-size-fits-all answer, there are smart ways to think about it that align with your values and long-term financial health. In this episode, we cover: 📌 Finding Balance: Saving for college vs. reti...

In this episode of Building Value, Brook Hart discusses the importance of relinquishing control in business to unlock growth potential. He emphasizes the benefits of leveraging experts and spending wisely to increase profits. Through a compelling example, he illustrates how removing bottlenecks can exponentially boost sales and efficiency. Key Takeaways: 🔔 Control can drive results but also hold...

In this episode, Jerry Davidse discusses the benefits and workings of donor-advised funds (DAFs) for charitable giving, especially as the year-end approaches. He explains how DAFs can simplify and enhance the effectiveness of charitable contributions, offering immediate tax deductions and investment growth opportunities. Key takeaways: Donor-advised funds simplify charitable giving. DAFs offer imm...

Welcome to Tips and Tricks for Today and Tomorrow, hosted by Brian Henrysen Jr., CFP®. Today, we’re tackling a question we have been hearing more often: 👉 Should parents gift their home to their children while they’re still living in it—or hold onto it long term? It’s a generous idea, but it can come with serious tax consequences if not carefully planned. In this episode, Brian covers: Cost Basis...

Jerry Davidse discusses the importance of reviewing clients' tax returns to reduce future taxes, avoid costly mistakes, and provide additional planning options. He explains how Presilium's tax planning software generates reports that aid in planning for Roth conversions, capital gains, Medicare premiums, and more. The software also helps identify errors, as demonstrated by a $220,000 mistake found...

In this episode of "The Big Question," Brook Hart tackles one of the most frequently asked questions: "When can I retire?" Brook explores the realities of retirement, emphasizing the importance of a well-structured financial plan. Whether you're ready to retire today or need more time to reach your financial goals, this episode provides valuable insights into achieving flexibility and peace of min...

Jerry Davidse discusses the crucial steps families should take to prepare their children and grandchildren for inheriting wealth. Discover why 70% of families lose their wealth by the second generation and how you can avoid this fate. Key Points: Start the Conversation: Engage in ongoing dialogues about values, responsibility, and the true meaning of money. Hands-On Experience: Allow the next gene...

In this episode of Building Value, Brook Hart discusses the emotional complexities of selling a business, likening it to the experience of parenthood. He emphasizes the importance of reframing the narrative around selling, suggesting that business owners view the process as being purchased rather than selling out. Hart also highlights the need for preparation and sound business practices to ensure...

Join Jerry Davidse as he takes you back 400 years to explore the Dutch tulip craze, one of history's most famous financial bubbles. Discover timeless lessons for today's investors, including the dangers of speculation, the myth of "this time it's different," and the importance of disciplined investing. Key Points: Tulips as a symbol of status and wealth in 1600s Holland. The speculative mania that...

In this episode, Jerry Davidse is digging deep into the often-overlooked concept of Sequence of Return Risk and its significant impact on retirement planning. Discover how the order of investment gains and losses can drastically affect your financial future, and learn strategies to manage this risk effectively. Key Points: Explanation of Sequence of Return Risk and its importance. Comparison of tw...

This week Jerry is going deep into the compelling data behind long-term investing. Discover how holding investments over extended periods can lead to impressive returns, and why time in the market consistently beats timing the market. Key Points: Short-term market movements are unpredictable and often driven by noise. Average returns increase significantly with longer investment horizons. Holding...

Brook Hart discusses the reasons behind the preference for Exchange-Traded Funds (ETFs) over other investment vehicles, particularly mutual funds. He highlights three main reasons: cost efficiency, flexibility in trading, and predictable performance. The discussion emphasizes the importance of maintaining control over investment management and the advantages of ETFs in volatile markets. Brook also...

This week we focus on the unpredictable world of stock market volatility. Discover why this decade has seen unprecedented market swings and how a disciplined rebalancing strategy can turn uncertainty into opportunity. Learn the classic buy low, sell high approach and how Presilium helps you stay on track through every market fluctuation. Jerry covers: The rise of market volatility as the new norma...

In this episode, Jerry Davidse explores the profound impact of innovation on long-term market growth. Discover how companies like Apple have not only redefined personal technology but also driven the stock market to new heights. Jerry delves into the compounding power of innovation and why it remains a key driver of economic progress. In this episode: The role of innovation in market growth Apple'...

In this episode of Building Value, Brook Hart addresses a common challenge faced by business leaders: ensuring productivity and efficiency among employees. Brook shares two key pieces of advice to tackle this issue: stop comparing employees to yourself and give them a clear, written deadline. By setting expectations and deadlines, you can avoid miscommunication, frustration, and wasted resources....

In this episode, Jerry Davidse discusses the crucial steps to financially prepare for a divorce. Divorce can be one of life's most challenging experiences, both emotionally and financially. Jerry emphasizes the importance of preparation to protect your future and move forward with clarity and confidence. Key Takeaways: Get Organized: Compile a comprehensive list of your assets, liabilities, income...

In this heartfelt episode, Jerry Davidse shares his personal experience of writing a last letter to his loved ones before undergoing significant surgery. Inspired by his father's tradition of writing monthly letters, Jerry discusses the importance of expressing love, sharing values, and providing practical information for those we care about. He also introduces a helpful template to guide listener...

This week Jerry explores the strategies investors can use to navigate market downturns. Discover the three critical choices that can impact long-term performance: selling, holding, or buying more stocks. Learn why buying during a downturn can be a powerful strategy and how Presilium prepares clients for market fluctuations. #MarketDownturn #InvestmentStrategy #FinancialPlanning --- This Video is f...

Join Jerry this week as he breaks down the first half of 2025's market performance. In this must-watch video, we'll explore: 🔹 How stocks are performing against historical trends 🔹 The power of diversification in uncertain markets 🔹 Turning market volatility into investment opportunities 🔹 Key insights from our midyear market review Whether you're an experienced investor or just starting out,...

In this month’s video, we tackle a common but important question: Why should you work with a CFP®? We break down what it takes to become a Certified Financial Planner®—from education and experience requirements to the ethical standards that set them apart. More importantly, we explain what this means for you as a client, including the increased likelihood that your advisor is: ✅ Competent ✅ Comm...

One of the most common questions we get is: What’s the best age to start taking Social Security? The answer isn’t the same for everyone—but there are a few key points to understand before you make your decision. 📊 In this video, you’ll learn: How claiming at age 62 , full retirement age (66–67) , or age 70 affects your monthly benefit The factors that can influence your decision—like your health,...

In this episode of Building Value, Brook Hart discusses the importance of setting audacious goals as business owners and introduces the concept of the 12 Week Year, a method that breaks down big goals into manageable segments. He emphasizes the need for regular self-evaluation and course correction, the significance of foresight and planning, and the value of having an accountability partner to st...

Cyberattacks are on the rise, and your financial accounts are a prime target. In this short video, we share three essential cybersecurity steps you can take right now to better protect your financial life. 🔒 What You’ll Learn: Why a password manager is your best defense against compromised accounts How two-factor authentication (2FA) can keep your accounts secure—even if someone has your password...