Positively Jane

Helping your children feels like love. For many women, helping becomes a regular part of life — paying rent, covering car payments, helping through transitions, stepping in during emergencies. But what happens when temporary help becomes a permanent financial responsibility? In this episode, I explore the hidden cost of supporting adult children and how women can protect their retirement while sti...

Do you have money that is completely yours? Not jointly owned. Not attached to someone else's account. Not dependent on someone else's access. In this episode, I explore why financial independence strengthens healthy relationships — and why every woman deserves a financial identity that stands on its own. In This Episode Why financial independence is not disloyal The hidden risks of complete finan...

Most women build savings expecting to feel secure. But many still feel emotionally tense around money even after building an emergency fund. In this episode, I explore why language around money matters, how emergency funds create reactive thinking, and how building a Freedom Account creates financial capacity that changes everything. This episode will completely change how you think about savings,...

Most women think budgeting automatically leads to financial security. But what if budgeting is actually keeping you financially stuck? In this episode, I explore why budgeting feels emotionally exhausting, the difference between managing money and building wealth, and how a Money Map changes your financial life completely. If you have ever felt like you are doing everything right financially but s...

Your spending habits are not random. They reveal what you value, what you fear, what makes you feel safe, and what kind of future you believe is possible for yourself. In this episode, I explore the emotional side of spending and the three most common spending patterns I see in women who are financially capable but still feel disconnected from their money. In This Episode Why spending is emotional...

Saving is the starting point. Not the strategy. Financial freedom isn't something you protect your way into — it's something you build your way into. Being responsible with money is a beautiful thing. But what if the very habit that's kept you safe is also keeping you stuck? In this episode, I'm talking about something I see constantly — smart, thoughtful, disciplined women who have saved faithful...

Have you ever laughed something off that actually deserved a serious pause? "Oh, it doesn't matter. I'll probably die first anyway." Maybe you've said it. Maybe you've heard it. And maybe you've never stopped to question it. That sentence isn't romantic. It's risky. And "my kids will handle it" isn't a plan — it's outsourcing your adulthood. In this episode, we're talking about: Why "I'll die firs...

Have you ever set a goal that felt exciting at first… and then slowly faded into the background? Here's the truth most people aren't saying out loud: goals don't actually create results. Your decisions do. And once you really understand that, everything changes. In this episode, we're talking about: Why goals alone rarely change your life the way you hope they will How goals are meant to guide you...

Have you ever stopped to think about how long your retirement might actually last? Not just the years you planned for — but the years that come after that? Here’s something most women have never been told. Women live about 2,000 days longer than men. That’s more than five and a half extra years of mornings, decisions, healthcare needs, and living expenses that need to be supported by a financial p...

Have you ever felt like you were doing everything right with money… but still felt quietly uneasy underneath? Good income. Good life on the surface. And yet — something was missing. That something was joy. In this episode, I'm sharing the honest story of how I lost the joy in my finances — and the three steps that brought it back. From selling potholders door to door at eight years old, to a full...

Have you ever picked up two products… and realized the only real difference was the color, but the price wasn’t the same? One is blue. One is pink. And suddenly the pink one costs more. That’s what we call the pink tax , and while it may seem small, it reveals something much bigger about how women experience money. In this episode, we’re talking about: • What the pink tax actually is and where it...

Are you the best version of yourself? Not the version that shows up for a meeting… Not the version you post online… But the real version. The one your family experiences every day. In this episode, we’re having a deeper conversation than you might expect. Because life on your terms isn’t just about money… It’s about who you are while you’re living it. We’ll talk about: How easy it is to slowly dri...

There was a time in my life when everything looked perfectly fine on the outside… The house was beautiful. The bills were paid. Life looked…good. But underneath it all, there was a quiet unease I couldn’t ignore. In this episode, I’m sharing the moment everything changed — the day I realized that budgeting alone wasn’t going to create the kind of financial security I truly wanted. Because here’s t...

Did you know that money is power? Meaning - when you not only have money, but you know what to do with your money - you have power. Education in anything creates self-assurance, confidence and feeling of being in control. Because you know. And, since money can be a total stressor in the lives of most women…I would love to see you in control of your own money. I would love to see you with fat inves...

Does money stress you out? Paying bills. Having enough money for retirement? Taking care of your kids? Do you sometimes feel that no matter how hard you work or how much money you will make you will never have enough? As a matter of fact - money, or the lack of money, is the #1 stressor in the lives of most women. Even if you make a good income…there is still that feeling of being behind. If you w...

Are you a victim of overspending? Meaning…you know you shouldn’t hit that buy button or cruise the Target aisles or whip out that credit card for the cutest outfit ever! But you buy it anyway and think that you will figure out how to pay for it later even though your budget is screaming NO! Have you ever set up a budget and then could not stick to it so you felt like a failure in your own financia...

I gotta ask - do you have any idea how much money you will need to live when you retire? What I mean is…where is the money coming from? Who is going to pay you when you are no longer working? Do you have a retirement plan at work? Have you set aside money into retirement accounts like a 401K or IRA? Do you even have any idea what those are? Are you relying on social security? And if so, have you l...

There are different types of excuses. As I mentioned in Part 1 of Living a life of excuses - there are the ‘that’s the way I was raised’ or ‘that’s just the way I am’ excuses.  But what about the other ones? The ones that tie directly to situations and circumstances. Maybe you say ‘there isn’t enough money’ or ‘I ran out of time’. Both of which are excuses.  In this episode of the Positively Jane...

How many times have you said - ‘well, that’s just the way I am’. Or how about ‘that’s the way I was raised.’ Or how about this one ‘everyone does that’. Usually this type of response comes from a question someone asked you and then you have your defensive answer - meaning - I can’t help it.  But did you know that you can help it? You can stop being defensive and making excuses. This episode of the...

Stress - you have it. I have it. It seems that everyone I know has it. Sometimes we create our own stress with overflowing calendars or to-do lists that will never get completed. And sometimes stress arrives because circumstances that are out of our control come flying in and take up space - and we don’t like that, am I right? Well…guess what? This episode of the Positively Jane podcast is about s...

I think it’s time for some real talk. Some ‘if you were sitting across from me’ girl talk. I am going to dump some truths on you today that I normally pussy foot around. Truths that are cloaked in ‘I would like to suggest’ or ‘maybe it’s time’. Only right now I am moving from suggestions to ‘oh my gosh girl…what are you waiting for’ truths. What am I talking about? I am talking about money. Not bu...

I hate to break it to you…but even if you are young you are aging. You are getting older every day. And one day, in that far future that you can’t even imagine, you will look back and wonder what happened. How did that person then become the person you are now?  And not just in your physical appearance but in your inner heart and mind as well. And, if you are anything like me and everyone else I k...

How would you feel if you could quit your day job at the age of 30, 40 or 50 and do something that you love instead? Or knew that you had saved enough money to comfortably live on for the rest of your life without worry? Or you were financially independent? Meaning…you do not have to rely on your kids or the government to make sure you have enough money to live on when you are older because you kn...

Do you look at model homes or open houses for inspiration and then point out the things that you love or the things you think are just plain dumb? Do you ever think ‘I would love to build a house from the ground up. That way everything is the way I want it to be from the beginning.’ Do you hear horror stories about homes costing 15 or even 25% more than anticipated? I used to hear that statistic a...

I got a question for you - Do anxiety and fear have a way of just taking over your? Taking over your thought process? Your daily actions? Your life? Are you trying to figure out how to overcome anxiety and fear and hence the stress that goes along with it all? Do you just wish those fears would go away? That you could just live your life in a joyful manner without dragging that all around with you...