Pocketbook Conversations

Episode Summary Getting out of debt is the milestone. But staying regulated once you get there is the real work. In this bonus episode, Tiyana shares the practical steps she gives her clients to maintain the financial peace they worked so hard to build. Because the habits that got you out of debt are not always the same habits that keep your nervous system calm on the other side of it. It starts w...

Episode Summary Something shifts when the debt is gone. And it goes way deeper than your bank account. In this episode, Tiyana talks about what actually happens to your mind, your body, and your day to day life when you finally get to the other side of debt. Because the transformation is not just financial. It is deeply personal. Imagine standing at checkout and seeing the total without flinching....

Episode Summary The stress of carrying debt goes way deeper than your bank account. In this episode, Tiyana breaks down what carrying debt actually does to your nervous system and why so many high earning Black women feel exhausted, overwhelmed, and barely able to keep up with daily life even when nothing has technically gone wrong. When debt becomes a constant background stressor it pushes you in...

Episode Summary You cannot calm what you are still avoiding. In this episode, Tiyana gets honest about the connection between your finances and your nervous system and why one cannot truly heal without the other. Avoiding your bank account, ignoring your spending, and putting off the hard financial conversations are not just bad money habits. They are keeping your body in a constant state of stres...

Episode Summary Before the budget. Before the debt payoff. Before the savings goal. There is something that has to happen first. In this episode, Tiyana gets to the root of what actually keeps high earning Black women stuck financially. Not the income. Not the debt. Not the lack of a plan. It is the unhealed relationship with money that sits underneath all of it. Because when your nervous system i...

Episode Summary What does it actually feel like to not know what day you get paid? In this episode, Tiyana shares a moment from her time working at Wells Fargo in undergrad that she has never been able to forget. A coworker, genuinely shocked to find out it was payday, had no idea the check had even hit. And in that moment, Tiyana realized something that changed everything: financial stability is...

Episode Summary Her Money Confidence is open for enrollment. Join here:  https://therjfirm.com/her-money-confidence A 750 credit score. That's the number she had in her head. But with a score in the high 500s, collections from a pandemic job loss, and debt that wasn't moving the way she hoped, it felt completely out of reach. In this episode, Tiyana walks through the story of a client who came in...

Episode Summary Her Money Confidence is open for enrollment. Join here: https://therjfirm.com/her-money-confidence What does it actually look like when a woman stops surviving her paycheck and starts owning her financial life? In this episode, Tiyana shares four real stories from women inside Her Money Confidence, each one showing a different piece of what financial transformation actually looks l...

Episode Summary She built a program to help Black women save money and get out of debt. The results were real and she thought she knew exactly what she had created. Then the testimonials started coming in. Nobody led with the savings milestone. Nobody opened with the debt payoff number. They talked about the shame finally leaving. About feeling in control for the first time. About understanding th...

Episode Summary You made a payment. A big one. And for about five minutes, you felt better—until you realized nothing actually changed. That's a panic payment. And in this episode, Tiyana breaks down why making random, fear-based payments toward your debt is costing you more than it's helping you. Through a client story of a woman working hard to improve her credit score while still relying on her...

Episode Summary In this episode, Tiyana tackles a pattern many high earners know too well: spending like the money will always come back because historically, it has. But what starts as confidence in your earning power quietly becomes a cycle of debt, stress, and financial chaos. Through a client's honest confession and Tiyana's own story of juggling 3-4 jobs in college while drowning in debt, thi...

Episode Summary In this episode, Tiyana King of The Rosaiah Jamēs Firm talks about how self-trust impacts your relationship with money. She introduces four steps to trust yourself and feel more confident with your money decisions by interrupting the spirals and patterns that cause you to slip into old spending habits.   Connect With Us Here Book a consultation to become a private client at  therjf...

Episode Summary In this episode, Tiyana King of The Rosaiah Jamēs Firm talks about her debt story over the years, how it impacted her mentally and emotionally, and what finally helped her break the cycle. She introduces two frameworks that changed the way she understands and manages her money, and how these same frameworks have transformed her clients' finances.    Connect With Us Here Book a cons...

Welcome to Pocketbook Conversations, a podcast hosted by Tiyana King, a money coach, and dedicated to unloading our pocketbooks—what we've learned, inherited, and internalized about money as Black women. We're starting at the beginning: childhood. We're reflecting on how our maternal and paternal figures spent, saved, talked about, and used money, because those early experiences quietly shape how...