Personal Finance with Warren Ingram

Ray White speaks to Warren Ingram, financial adviser and co-founder of Galileo Capital, about the costly mistakes many South Africans make with their insurance, from being underinsured and choosing the wrong vehicle value to overlooking policy conditions that could leave claims unpaid when disaster strikes. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Gr...

Stephen Grootes speaks to Warren Ingram, financial adviser and co-founder of Galileo Capital, about stokvels as a vital part of South Africa’s savings culture, with more than 11 million members and over R50 billion circulating in the ecosystem, yet largely overlooked by the formal investment industry, and how, amid stories of both life-changing success and devastating loss, individuals can d...

Stephen Grootes speaks to Warren Ingram, financial adviser and co-founder of Galileo Capital, about why fees, not just returns, can make or break your long-term wealth, and how those seemingly small percentage charges can quietly erode hundreds of thousands of rands over time if left unchecked. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He exp...

Stephen Grootes speaks to Warren Ingram, financial adviser and co-founder of Galileo Capital, about how investors should think about buying into SpaceX now that it’s listed, the risks and opportunities at such lofty valuations, and whether the hype around Elon Musk’s latest venture is justified. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Gr...

Stephen Grootes speaks to Warren Ingram, financial adviser and do-founder of Galileo Capital, about why most South Africans have a credit score but don’t know their number or how it’s calculated. He explains why this number matters, from securing a home loan to determining interest rates and even rental approvals, and how, with a few deliberate habits, it can be significantly improved...

Stephen Grootes speaks to Warren Ingram, financial adviser and co-founder of Galileo Capital, about the upcoming tax filing season, which opens on 1 July. Despite arriving at the same time every year, it often catches people off guard, so what should we be doing now to get prepared? The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the la...

Stephen Grootes speaks to Warren Ingram, financial adviser and co-founder of Galileo Capital, about a life annuity.  This is a financial product where you exchange your retirement savings for a guaranteed monthly income paid by an insurer for the rest of your life, effectively removing the risk of outliving your money but also limiting access to your capital and flexibility. The Money Show is...

Stephen Grootes speaks to Warren Ingram, financial adviser and co-founder of Galileo Capital, about the rising cost of elite education, and whether these high fees represent real value for money for families who can afford them. This comes as South Africa’s most expensive private schools now charge over R400,000 per pupil annually, compared to Harvard’s roughly R990,000 a year. The Mon...

Stephen Grootes speaks to Warren Ingram, financial adviser and co-founder of Galileo Capital, about why money is one of the most common causes of conflict between couples, and why avoiding the conversation only makes things worse. With different money beliefs shaped by our upbringing and experiences, those differences can quietly build into bigger issues, but open and honest discussions can turn f...

Stephen Grootes speaks to Warren Ingram, financial adviser and co-founder of Galileo Capital, about navigating personal financial success in a tough global climate marked by Middle East conflict, rising fuel and food prices, and growing pressure on household budgets in South Africa. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the la...

Stephen Grootes speaks to Warren Ingram, financial advisor and co-founder of Galileo Capital, about why salary deductions such as tax, retirement fund contributions, and other benefits are not simply losses, but important investments in financial security, public services, and long-term stability. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He...

Stephen Grootes speaks to Warren Ingram, financial adviser and co-Founder of Galileo Capital, about the growing threat of financial scams. No longer limited to the elderly or the naïve, these schemes are increasingly sophisticated, ensnaring smart, well‑educated South Africans and costing the country billions of rands every year. The Money Show is a podcast hosted by well-known journalist and...

Motheo Khoaripe, standing in for Stephen Grootes, speaks to Warren Ingram, financial advisor and co-Founder of Galileo Capital, about how the constant "you deserve to treat yourself” message pushed by advertisers and influencers encourages short‑term gratification, fuels debt and overspending. They unpack how it ultimately undermines the long‑term financial security of many South Africans al...

Stephen Grootes speaks to Warren Ingram, financial advisor and Co-Founder of Galileo Capital, about the common belief that owning a home is always better than renting and why this assumption can be costly.  The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, a...

Stephen Grootes speaks to Warren Ingram, financial adviser and co-founder of Galileo Capital, about how retirement should be a time of enjoyment and relaxation, not stress and financial uncertainty. He offers some key considerations for planning your retirement. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends,...

Stephen Grootes speaks to Sharon Hamman, senior legal adviser at Momentum, about the complexities of estate planning and the risks associated with drafting a will without professional guidance. In the South African context, a will must meet strict legal requirements, but more importantly, it must be practically executable, ensuring there is sufficient liquidity to cover debts, taxes, and administr...

Stephen Grootes speaks to Warren Ingram, financial advisor and co-founder of Galileo Capital, about how small, well‑considered decisions at the start of their journey can simplify the entire process of building a strong, resilient investment portfolio that grows with them over time. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the la...

Stephen Grootes speaks to Warren Ingram, financial adviser and co-founder of Galileo Capital, about why loyalty could be costing you money. He unpacks how sticking with the same bank or insurance provider for years often means missing out on better fees, improved services, and potential savings available elsewhere. The Money Show is a podcast hosted by well-known journalist and radio presenter, St...

Stephen Grootes speaks to Thabo Hollo, programme manager of Old Mutual Financial Education, about how the increased TFSA limit works, why long‑term compounding makes tax‑free investing so powerful and how contribution rules and penalties apply. He also looks at whether a TFSA or a retirement annuity offers better value depending on your tax bracket, how TFSAs compare to flexible investments, why h...

Stephen Grootes speaks to Warren Ingram, financial adviser and co-founder of Galileo Capital, about the fast movements in global stock markets. With fear levels rising over potential tech-share collapses, AI-driven job losses, political turmoil, and sluggish economic growth, many investors are feeling uncertain. While these concerns are real, they are also largely beyond our control. So how should...

Stephen Grootes speaks to Warren Ingram, financial adviser and co-founder of Galileo Capital, about what to think about when buying a new home. They unpack the financial pitfalls, smart planning steps, and long-term considerations every buyer should keep in mind. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends...

Stephen Grootes speaks to John Manyike, head of financial education at Old Mutual, about why your financial future will not change unless you do. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging con...

Stephen Grootes speaks to Warren Ingram, financial adviser and co-founder of Galileo Capital, about what South Africans can do in the final month of the tax year to maximise their finances. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finan...

Stephen Grootes speaks to Warren Ingram, Certified Financial Planner at Galileo Capital, about financial freedom, unpacking how to calculate your personal financial freedom number and the practical steps needed to ensure you reach it. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, inve...

Stephen Grootes speaks to Warren Ingram, Certified Financial Planner at Galileo Capital, reflecting on key lessons for investors from 2025. These include that volatility is a permanent feature of markets and that diversified equity exposure across regions has consistently outperformed cash and all-or-nothing offshore strategies in preserving and growing real wealth. The Money Show is a podcast hos...