Charles Specht
Permission Sales
Hosted by Charles Specht, the Permission Sales Podcast is the top podcast for entrepreneurs, consultants, and salespeople in all industries who need to gain the “permission” of their prospects in order to win — including insurance agents, brokers, and producers who want to quote less and win more signed Broker of Record Letters. Charles was an insurance producer with a $1,000,000+ Book of Business before launching an independent consulting company (Constructive Risk) to construction companies and other business owners. He also coaches and trains insurance agents (Permission Network) on what bu...
Author
Charles Specht
Category
Podcast website
Latest episode
Jun 25, 2026
Where to listen?
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Episodes
Throwback: You Must REPEL in Order to ATTRACT New Clients 04.09.2023 34:24
In order to attract new clients, you must repel those who are not ideal for you. The right messaging will attract the right people, and you'll win more new clients with very attractive marketing that repels everyone you don't want. It works, but most agents haven't figured it out quite yet. In this throwback episode of the Millionaire Insurance Producer podcast, host Charles Specht explains what y...
Throwback: How to 12X Your Everything 31.08.2023 30:26
QUESTION: Are you 12X? Professional insurance agents aren't throwing mud against the wall to see what sticks. Super producers are in the right mindset, they have a plan, and they go for the jugular. They ask for the business, they demand attention, they require the insured's permission, they get awarded a signed Broker of Record Letters, and they build a $1,000,000 or more Book of Business. In thi...
Throwback: How to Get Motivated & Confident 14.08.2023 34:12
Do you lack the Motivation to prospect for new business? Most insurance agents say they have a difficult time maintaining Motivation. However, I think the real culprit is something different and that it's because producers lack Confidence that they, therefore, lack the Motivation to prospect. But -- if the truth is known -- In this throwback episode of the Millionaire Insurance Producer podcast, h...
Throwback: Clearly Defining Your Ideal Prospect 10.08.2023 31:36
Most insurance agents fail at selling insurance because they started on the wrong foot. They never achieved traction and so they failed. What I've found is that many agents lack traction because they don't know what they're selling or to whom they're selling. They are "generalists" and they achieve mediocrity every single day. If you want to become more successful at selling insurance, figure out...
Is Being an Insurance Consultant Right for You? 07.08.2023 35:52
You may or may not be an agent looking to shift your career away from slinging policies and throwing mud against the walls to see what sticks. And, I get that. Or, you may not be an agency owner looking to add "Consulting" to your list of services provided. And, again, I get that. But .... it might just be the absolute PERFECT CHOICE for you going forward, and that's what this episode is also abou...
Throwback: Excuses, Excuses, Excuses 27.07.2023 29:58
Excuses never made anyone any money. People who go bankrupt always have an excuse as to why. Salespeople who don't win an account always have an excuse for their failure. That goes for insurance producers as well. There are reasons and excuses for all failures. But insurance agents who hold onto excuses are the ones who live paycheck to paycheck. In this throwback episode of the Millionaire Insur...
How to Become an Insurance Consultant 24.07.2023 35:33
I know, I know. This is a different kind of episode than you're used to. But, it just might be one that changes your life for the better! In this episode of the Millionaire Insurance Producer podcast, host Charles Specht will begin teaching you about how to exit the "rat race" of selling insurance policies and -- instead -- become a wholly independent, fee-based insurance consultant where you wil...
Throwback: The ABCs of the B.O.R. 17.07.2023 30:47
There are a number of things you can do to increase the likelihood of winning new clients from signed Broker of Record Letters. Some are more difficult to accomplish initially and may require experience, but others are things you can start doing immediately to win more signatures. In this throwback episode of the Millionaire Insurance Producer podcast, host Charles Specht will begin to itemize th...
How a Health Benefits Agent Won 12-15 BOR's in Six Months 13.07.2023 41:43
What if you could win 12-15 signed Broker of Record Letters from your prospects in the next six months? How profitable would that be for you? Well, that's what one of my "12X Commission Mastermind" members accomplished for his agency in just the first six months of 2023, and since becoming a Mastermind member now only a total of seven (7) months ago. In this episode of the Millionaire Insurance P...
Is It Better To Quote or BOR? 03.07.2023 30:41
Are you a crusty old insurance agent who hates BORs? If you are, then, goodbye. (I doubt you'd be reading this anyway if you were). However ... If you're a savvy, hungry, passionate insurance agent who wants to win and not lose, then today's topic is for you. In this episode of the Millionaire Insurance Producer podcast, host Charles Specht will explain to you why going after the BOR makes more s...
Throwback: Part 1 - 12X Your Book with LinkedIn ("LinkedIn Profile") 19.06.2023 34:48
Are you ready to finally figure out how to use LinkedIn for prospecting so that you can dominate in new business sales in 2022? If yes, then this episode is for you. In this throwback episode of the Millionaire Insurance Producer podcast, host Charles Specht will explain to you how to get your LinkedIn Profile figured out by first determining your "Intent" and also your "Micro-Niche" focus. It's...
How to Do "Follow-Up" When Prospecting 12.06.2023 34:54
Do you struggle with "follow-up" for your prospects? Or, maybe you struggle because you only do follow-up in one form (e.g. cold calls or emails)? If yes, then welcome to the club! We all struggle with it. Prospecting is difficult and confusing and most agencies don't have someone to teach you how to do it because no one else there knows how to do it, either! In this episode of the Millionaire In...
Our Time Has Come to an End? 08.06.2023 26:46
No, I'm not talking about this podcast. I'm talking about you prospecting for new business! How you utilize "time" and the availability of it will have a direct correlation to your success in sales. If your prospect doesn't feel a need to move forward, to get things done, to understand how important it is to move quickly, you will not only struggle at setting new business appointments but you'll h...
Throwback: How to Double Your New Business Revenue in One Year 05.06.2023 30:25
You probably didn't write as much new business this year as you could have. Nope. Not even close. You probably could have doubled it. Easily doubled it. Maybe even tripled it? You already have the tools to do it. You don't need better scripts, better prospects, or anything like that. You just need better accountability. In this throwback episode of the Millionaire Insurance Producer podcast, host...
Prospecting In Your Prospect's "Sweet Spot" 01.06.2023 25:14
It's really hard to set new business appointments with your prospects if you can't communicate with them directly. (Go figure, right?) So, then, why in the world would you ... (or another agent you know?) ... keep prospecting in ways where you are forced to deal with gatekeepers and receptionists? That just doesn't make sense to me at all. In this episode of the Millionaire Insurance Producer podc...
Throwback: Showing Up BIG to Put Up BIG 25.05.2023 34:36
Anyone can just show up and -- sadly -- that's all most producers do. The real question to answer should be: What am I accomplishing when I actually do show up and do the work? In other words, are you achieving the results you really want for yourself, or are you doing just enough to get by? Are you merely hitting your "safe goals" or are you doing so much work you're making those old goals look l...
Throwback: The Best Cold Call Voice Message 15.05.2023 35:50
Prospecting for new business isn't usually "fun" and making cold calls is often even less exciting. In fact, many insurance agents don't cold call at all. And, those who do either don't leave voice messages whatsoever or they leave messages that are terrible and get zero results, meaning no one ever calls them back. In this throwback episode of the Millionaire Insurance Producer podcast, host Char...
Throwback: You're Making Me Angry! 08.05.2023 30:01
It's your fault. It's all your fault. Don't blame me and don't blame anyone else. You're building what you want to build so look in the mirror and own it. The size of your Book of Business is your own business but if you don't like what you're building then STOP AND BUILD SOMETHING ELSE. In this throwback episode of the Millionaire Insurance Producer podcast, Charles Specht will tell you what you...
Throwback: The Permission to B.O.R. 01.05.2023 32:21
Permission is everything. The Broker of Record Letter is not everything. Permission is the goal; the BOR is a tool. Spend more time gaining the insured's PERMISSION and you'll be able to collect a lot more signatures on BOR's. In this throwback episode of the Millionaire Insurance Producer podcast, host Charles Specht will teach you how to win your prospect's PERMISSION in order to win more new bu...
Winning 6 BOR's in 6 Months - (interview with Rocio Luna) 24.04.2023 38:00
How would you like to win 6 new clients via signed Broker of Record Letter in less than 6 months ... with even the smaller of these clients being $12,000 in annual revenue? Would that be OK with you? I'm sure it would! In this episode of the Millionaire Insurance Producer podcast, host Charles Specht interviews [Insurance Producer Rockstar] Rocio Luna, who is also an active member of the 12X Commi...
Throwback: How to Prospect Using LinkedIn 20.04.2023 33:13
LinkedIn is one of the absolute most potent tools out there for prospecting, whether in B2B or B2C. Unfortunately for most insurance producers, they either don't use LinkedIn at all, they use it poorly, or they come across as spammy. In this throwback episode of the Millionaire Insurance Producer podcast, host Charles Specht will begin teaching you how to use LinkedIn to prospect better, close mor...
Throwback: Mastering the Art of Persuasion (Or: Your Prospects Don't Really Hate You) 13.04.2023 32:00
No, your prospects don't really HATE you. Nope, they don't LIKE you, either. Moreover, they probably don't KNOW you from Adam (whoever that guy is). The real issue, however, is that your prospects don't TRUST you. And, why don't they trust you? The answer to that question -- as well as how to fix it -- is what host Charles Specht will teach you in this throwback episode ... which is all about Mast...
Winning New Business Through Association Endorsements 10.04.2023 30:58
Wouldn't it be great if we could get you a steady flow of business owners to reach out to you to schedule appointments, rather than you contacting business owners who don't know you, like you, or trust you yet? Of course, it would be! It would make everything easier: setting appointments, building rapport, getting more signed BORs, winning business, etc. In this episode of the Millionaire Insuran...
Throwback: How to Write 50% More Commission In One Year 03.04.2023 37:14
Most insurance producers don't work on their personal development, let alone their sales development. In this throwback episode of the Millionaire Insurance Producer podcast, host Charles Specht will teach you how to achieve 1% weekly growth in various areas of your selling process in order to be 50% better at selling insurance, just one year from today. Episode Highlights: Charles gives some tip...
BOR Confessions of a 12X Commission Mastermind Member - (Daniel Brookman) 27.03.2023 33:46
Are you an insurance agent who has had moderate success selling insurance, but you just know you're not reaching your full capacity? Do you not have a strategic plan, or a step-by-step process to win new business, and you're merely quoting but not winning? That was the experience of Daniel Brookman, before joining 12X Commission Mastermind and implementing the training. Now, he's winning signed BO...
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