People, Not Titles

In this real estate market update, hosts Matt Lombardi and Steve Kaempf break down the major legislative and economic shifts impacting buyers, sellers, and agents in July 2026. We dive into the newly passed 21st Century Road to Housing Act—a bipartisan bill currently awaiting the President's signature that targets corporate landlords by restricting single-family home purchases and incentivizes...

Buying or selling a home is one of the biggest financial decisions you'll ever make, and having the right people on your side can make all the difference. In this episode of the **People, Not Titles Podcast**, host **Steve Kaempf** sits down with **Elliot Rose**, founder of **Line of Duty Legal**, to discuss an extraordinary journey from serving as a Police Lieutenant to building a client-firs...

Chicago Real Estate Is Defying Expectations in 2026 While many once-booming housing markets across the country are struggling with falling prices, rising inventory, and affordability challenges, Chicago continues to prove why slow and steady often wins the race. In this episode of the People, Not Titles Podcast, Steve Kaempf and Matt Lombardi break down the biggest real estate stories shaping the...

CHICAGO HOUSING MARKET BOOMING AGAIN? | Inflation, Google & New Rental Laws Could Change Everything Welcome back to Market Trends with Steve Kaempf and Matt Lombardi. Chicago Housing Market BOOMING Again? Inflation, Google & New Rental Laws Could Change Everything In this week's episode, we break down the biggest developments impacting the Chicago real estate market, the U.S. economy,...

Chicago Real Estate Market Update | June 2026 The Chicago housing market continues to evolve, and in this episode of People, Not Titles, Steve Kaempf and Matt Lombardi break down the biggest stories impacting buyers, sellers, investors, and real estate professionals across Chicago and the United States. This week we discuss the latest May Jobs Report, Zillow's Rent vs. Buy Analysis, mortgage r...

What if you could build wealth through real estate without becoming a landlord, managing tenants, or flipping houses yourself? In this powerful episode of the People, Not Titles Podcast, host Steve Kaempf sits down with Ed Thelen, Founder of 79th Avenue Lending, to uncover the remarkable story behind one of Chicago's fastest-growing private real estate lending companies. Ed's journey is an...

Chicago is once again making national headlines, and this time for all the right reasons. Nobody Saw This Coming: Chicago Leads America In Home Price Growth While Investors Pull Back While many housing markets across the United States are experiencing slower growth, declining investor activity, and affordability challenges, Chicago has emerged as one of the strongest-performing real estate markets...

Chicago’s real estate market is going through one of the biggest shifts we’ve seen in years. Zillow vs Compass WAR Is Breaking Chicago Real Estate In this episode of the People, Not Titles Podcast, Steve Kaempf and Matt Lombardi break down the growing battle between Zillow, Compass, private listings, and the future of real estate transparency in Chicago and across the country. From inventory short...

In this powerful episode of the People, Not Titles Podcast, Steve Kaempf sits down with Allan Stern, founder of Persona Marketing, to break down the future of real estate marketing, personal branding, AI, and social media growth. How Smart Realtors Use AI & Personal Branding to Dominate the Market | Allan Stern. If you’re a realtor, entrepreneur, business owner, or content creator trying to st...

Chicago real estate is changing faster than ever, and this episode breaks down everything buyers, sellers, investors, and real estate professionals need to know right now. Chicago Real Estate Market Update | Zillow Lawsuit, Mortgage Rates & Inflation In this episode of the People, Not Titles Podcast, Steve Kaempf and Matt Lombardi dive deep into the biggest stories impacting the housing market...

Chicago Housing Market Is Running Out of Homes… And Nobody Is Talking About It. Chicago Lost 64% Of Its Housing Inventory | Buyers Are PanickingIn this explosive episode of People, Not Titles Podcast, Steve Kaempf and Matt Lombardi break down the shocking reality behind Chicago’s collapsing housing inventory, rising home prices, mortgage trends, Wall Street real estate consolidation, and the futur...

Some careers become jobs. Others become a calling. In this deeply powerful episode of the People Not Titles podcast, Steve Kaempf sits down with retired Chicago Fire Chief Rick Kolomay for an unforgettable conversation about leadership, mentorship, brotherhood, family, and the emotional realities of serving others. From riding fire trucks as a child through the streets of Chicago to responding to...

Whether you're a real estate investor, agent, or first-time home buyer, this episode gives you a clear, no-nonsense view of where the market is headed next. Full episodes available at:[www.peoplenottitles.com](http://www.peoplenottitles.com)About the Podcast:People, Not Titles is hosted by Steve Kaempf and focuses on elevating professionals in real estate and business by sharing real success p...

RE/MAX just got acquired, and this could reshape the entire real estate industry. In this powerful episode of the People Not Titles Podcast, host Steve Kaempf breaks down one of the biggest real estate stories of 2026: the acquisition of RE/MAX by The Real Brokerage, and what it means for agents, investors, and homebuyers, especially in the Chicago market. But that’s not all. We go deep into the l...

In this episode of People Not Titles, host Steve Kaempf speaks with Mark Ratfelders, a former corporate sales leader at American Express and Citibank, turned coach, consultant, and yoga and meditation leader. Mark shares his 30-year corporate journey, the keys to success including vision, alignment, and persistence, and the importance of balancing career ambitions with personal values. He discusse...

Want to understand what’s really happening inside the Chicago real estate market in 2026? This episode goes far beyond headlines, bringing you real, unfiltered insights from industry attorneys, legal experts, and market professionals shaping the future of real estate. In this powerful discussion, we break down the hidden forces driving today’s housing market from rising AI-powered fraud risks to n...

In this April 20th "Market Trends" episode of People Not Titles, hosts Steve Kaempf and Matt Lombardi cover key real estate topics, including NAR's 2026 Generational Trends Report, which highlights Baby Boomer market dominance and record-low first-time buyer rates. They discuss Kevin Warsh's Federal Reserve chair confirmation hearing, Compass Real Estate's growing market shar...

In this April 13th, 2026 episode of Market Trends, hosts Steve Kaempf and Matt Lombardi discuss the latest U.S. housing market data. Key topics include a 3.6% drop in existing home sales, record-high home prices of $800,000, and tight inventory. Lawrence Yun revised his 2026 sales growth forecast from 14% to 4%. The episode also covers a March inflation surge driven by energy prices, a $52.25 mill...

In this episode of "People Not Titles," Steve Kaempf and Matt Lombardi discuss key market trends, including a surprisingly strong March jobs report offset by declining labor force participation. They examine the Federal Reserve's cautious approach to interest rates, a legal victory for NAR regarding mandatory membership lawsuits, and Lawrence Yun's revised 2026 housing forecast....

The Chicago housing market is entering a critical turning point in 2026, and most buyers and investors are not prepared for what’s happening right now. In this episode of the People, Not Titles podcast, hosted by Steve Kaempf and Matt Lombardi, we break down the real story behind rising mortgage rates, global economic pressure, and how these factors are directly impacting the Chicago real estate m...

What happens when success no longer feels like success? In this powerful and deeply human conversation, Carolyn Linton shares her journey from a high-performing mortgage lender in the real estate industry to stepping into a life of purpose, clarity, and fulfillment. After spending over 20 years in real estate, working long hours, chasing deadlines, and helping others achieve their dreams, she reac...

Chicago real estate is entering a new phase in 2026, and the changes are happening faster than most buyers and investors realize. Introduction: (00:00)FinCEN Rule Struck Down (01:12)Background and Impact of FinCEN Ruling (01:31)Fed Holds Interest Rates Steady (03:22)Inflation, Oil Prices, and Rate Cut Speculation (04:32)Geopolitical Impact on Mortgage Rates (05:29)Spring Housing Market Predictions...

In this Market Trends edition of the "People Not Titles" podcast, Steve Kaempf and Matt Lombardi analyze February’s national real estate data, highlighting improved housing affordability, rising existing home sales, and ongoing inventory shortages. They discuss the Senate’s new 21st Century Road to Housing Act, designed to boost housing supply and affordability, and explore trends like t...

In this episode, Steve Kemp and Matt Lombardi break down the latest economic and housing market developments shaping the real estate landscape as we head into the spring buying season. The latest U.S. jobs report delivered disappointing news, with the economy losing 92,000 jobs in February according to the Bureau of Labor Statistics. While economists expected job growth, the report revealed a surp...

What does it take to bet on yourself when everything is on the line? She Sold Her House to Start a Law Firm | Now She’s a Top Chicago Real Estate & Civil Rights Attorney! In this powerful episode of the People Not Titles Podcast, host Steve Kaempf sits down with Abby Bakos, founder of Bakos Law and one of Chicagoland’s most respected real estate and civil rights attorneys. Abby’s story is not...