Peace Luv Biz

Everyone thinks accountants just 'do taxes' for a few weeks… but tax season is actually months of intense problem solving, clean up, and strategy." What listeners will learn What accountants actually deal with during tax season Why organization matters for business owners What happens when clients come in with messy books Remember — peace, luv, and good books make good business.

In this episode of Peace Luv Biz, Mary walks business owners through building a 2026 financial playbook that actually works. They break down the key numbers every business needs, how to create a sustainable monthly rhythm, and why quarterly reviews are essential for staying aligned with goals.  This episode helps entrepreneurs stop drifting and start leading — with a plan that supports growth, con...

In this episode of Peace Luv Biz, Steve and Mary break down cash vs accrual accounting in a way business owners can finally understand. They explain how each method works, when it matters, and why choosing the wrong one can distort profitability, cash planning, and growth decisions. This episode helps entrepreneurs move past confusion and into confident financial leadership — with reporting that a...

Episode Overview In this episode of Peace Luv Biz, Steve and Mary tackle one of the most common — and costly — habits among entrepreneurs: avoiding their books. They break down why messy bookkeeping creates unnecessary stress, how simple weekly habits can restore calm, and when it's time to delegate instead of white-knuckling it alone. This episode reframes bookkeeping as self-care — not punishmen...

This week on Peace Luv Biz, we're talking about something every entrepreneur needs to take seriously — government enforcement and how to protect your business from legal and financial fallout. The IRS is increasing audits. States are tightening regulations. Penalties are rising. And the days of "I didn't know" are long gone. So today, we're breaking down what's changing, what the government is cra...

As the year comes to a close, we're wrapping up the season by slowing down and looking back. In this episode, we share the lessons learned over the past year and walk through a few practical checklists to help you reflect, reset, and move forward with clarity. Whether you're closing out your books, planning for the year ahead, or simply taking a moment to pause, this conversation is designed to he...

In this week's episode of Peace Luv Biz, Steve and Mary dive into the end-of-year pivot — the essential period where entrepreneurs assess what actually happened this year and prepare intentionally for the year ahead. They break down how to evaluate your financials, revisit your goals, tighten your systems, and walk into 2026 with clarity, confidence, and a plan that supports real growth. Whether y...

In this episode of Peace Luv Biz, Steve and Mary dive into a topic too many business owners ignore until it's too late: government enforcement is increasing — and the penalties are very real. The IRS is stepping up audits, states are cracking down on licensing and sales tax, and AI- driven compliance tools mean your numbers must be clean, accurate, and defensible. Steve and Mary break down what's...

In this week's episode of Peace Luv Biz, Steve and Mary dig into a topic every entrepreneur needs to face head-on — accountability and repercussions. Business owners often talk about goals and growth, but rarely about what happens when obligations are ignored — taxes left unfiled, invoices unpaid, deadlines missed, and commitments broken. This episode shines a light on the real costs of avoidance...

  In this flavorful two-part episode of Peace Luv Biz, Steve and Mary sit down with Matt Coltrin, founder and CEO of Roll Cajun Food Truck, to talk about passion, purpose, and the financial journey behind turning a dream into a thriving business on wheels. From his Louisiana roots to bringing Cajun comfort food to the streets of Birmingham, Matt shares how his love for food and community evolved i...

In this flavorful two-part episode of Peace Luv Biz, Steve and Mary sit down with Matt Coltrin, founder and CEO of Roll Cajun Food Truck, to talk about passion, purpose, and the financial journey behind turning a dream into a thriving business on wheels. From his Louisiana roots to bringing Cajun comfort food to the streets of Birmingham, Matt shares how his love for food and community evolved int...

In this heartfelt episode of Peace Luv Biz, hosts Steve, the business growth guy, and Mary, the accounting guru, sit down with Sonia Dominguez — powerhouse entrepreneur and owner of SOID Towing and PMI Hillsborough. Sonia opens up about her journey from running a successful tow truck business without an accounting system to launching a new startup with structure, clarity, and confidence. Together,...

Some business owners spend more time avoiding reality than facing it — but the truth is, business doesn't care about your feelings. Numbers don't lie. And pretending problems don't exist doesn't make them go away. In this episode of Peace Luv Biz, Steve and Mary sit down to talk about the hard truths every entrepreneur needs to hear: the reality behind cash flow struggles, accountability, discipli...

Most business owners think of health and life insurance as just protection for themselves and their families. But the truth is insurance can also be a powerful tax planning tool that reduces liability and creates long-term financial security. In this episode of Peace Luv Biz, Steve and Mary break down how entrepreneurs can strategically use insurance in their business and personal finances, not ju...

In this heartfelt episode of Peace Luv Biz, Steve and Mary share the origin story behind their business, and why it's so much deeper than numbers, strategy, or tax planning. Mary opens up about her powerful life journey, filled with struggle, strength, and reinvention, and how every chapter led to a mission: helping business owners find peace in their purpose and structure in their chaos. Steve, w...

In this episode of Peace Luv Biz, hosts Steve and Mary get real about a critical topic for every entrepreneur: knowing your worth and charging what you deserve. They explore how undercharging, delayed payments, and loose boundaries can quickly turn your business into an unpaid favor—and how to shift your mindset and systems so you operate like a pro, not a doormat. Whether you're just starting out...

In this episode of Peace Luv Biz, hosts Steve and Mary break down a powerful acronym that should guide every interaction you have with clients, partners, and team members: RESPECT. From setting clear expectations to practicing transparency and trust, Steve and Mary explore how adopting this mindset leads to stronger relationships, fewer misunderstandings, and long-term business success. Whether yo...

In this episode of Peace Luv Biz , hosts Steve and Mary  dive into the hidden costs of financial procrastination—and how to prevent accounting "emergencies" before they even begin. They unpack why so many business owners feel like they're constantly putting out fires when, in reality, most financial crises are completely avoidable with the right systems and habits in place. From cash flow surprise...

In this episode of Peace Luv Biz, hosts Steve and Mary, tackle one of the most overlooked threats to long-term success - burnout. They dive into what burnout really looks like for business owners and key team members, why it's more common than ever, and how to navigate it without crashing your company. From spotting the early signs to creating sustainable recovery strategies, Steve and Mary offer...

In this episode of Peace Luv Biz , Mary and Steve dive into the dynamics of business partnerships, especially the kind built on friendship, trust, and shared vision. Whether you're in business with your bestie, sibling, or someone you vibe with deeply, this episode unpacks why healthy boundaries are the secret to long-term success. From the glow-up of aligned collaboration to the blow-up that happ...

In this episode of Peace Luv Biz , Steve and Mary break down the truth about fractional CFOs—and why they're not just a line item on your expense sheet, but a powerful asset to your business. They walk through three high-impact ways a fractional CFO can directly increase your profitability: optimizing cash flow, making data-driven decisions with financial forecasting, and implementing strategic ta...

In this episode of Peace Luv Biz, Steve and Mary reflect on the whirlwind of tax season. What worked, what didn't, and how to prepare smarter for the year ahead. If you felt overwhelmed, rushed, or uncertain during filing, you're not alone…and now is the perfect time to reset. We'll walk you through the most common pitfalls clients faced this year, share practical post-season tips, and reveal the...

In this episode of Peace Luv Biz, Steve and Mary dive into a common trap for entrepreneurs chasing every new idea, tool or opportunity in the name of growth. While it might feel like progress it often leads to burnout scattered results and lost profits. We'll show you how to pause, refocus and identify your most profitable services using clear financial insights. Learn how to evaluate what's reall...

In this episode of Peace Luv Biz, Steve and Mary unpack a powerful truth: you don't have to sacrifice your soul to build a successful business. From dodging hustle culture burnout to making money moves with mindfulness, they walk you through how to scale with strategy and self-care. They'll share how authentic marketing, aligned finances, and intentional rest can create a thriving business that ac...

Fraud Alert! How to Shield Your Small Biz from the Sneaky Stuff In this episode of Peace Luv Biz , Steve and Mary tackle one of the most under-the-radar threats to small businesses...fraud. From sneaky employee schemes to cyber scams that target your books, they dive deep into what fraud actually looks like, how it creeps into your business, and how to build a fortress of prevention around your ha...