Patience & Money

Send us Fan Mail In this episode of Patience and Money , Ryan Culpepper and Sam Pennell check-in as markets achieve new all-time highs, the question now is, where do we go from here? There’s plenty of things to be excited about and even more that is concerning. Ryan & Sam discuss key data points like US stock market technical analysis, inflation trends, interest rate expectations, gold, and bo...

Send us Fan Mail In this episode of Patience and Money , Ryan Culpepper and Sam Pennell check-in as all eyes turn to the interest rate markets ahead of the Federal Reserve’s September meeting. There’s plenty of things to be excited about and even more that is concerning. Ryan & Sam discuss key data points like US stock market technical analysis, inflation trends, interest rate expectations and...

Send us Fan Mail In this episode of Patience and Money , Ryan Culpepper and Sam Pennell check-in for a midyear review. Could the second half of 2025 melt up to new highs and a reinvigorated Bull Market? What could derail this ideal base case? Ryan & Sam discuss key data points like US stock market technical analysis, inflation trends, interest rate expectations, bond market behavior, and the s...

Send us Fan Mail In this episode of Patience and Money , Ryan Culpepper and Sam Pennell unpack the wild ride that has been the 2025 market so far. From sharp pullbacks and rising fear to rapid rebounds and renewed optimism, they explore what’s really driving the volatility—and how resilient investors have navigated the noise. Ryan & Sam discuss key data points like inflation trends, interest r...

Send us Fan Mail After a dream-like run over the last 2+ years in the equity markets, the cold splash of reality hit the investment world as risk was re-introduced this quarter. The main culprits: economic policy and tech-company valuations. Does this spell longer term trouble for the markets? Are there fundamental concerns? Is this just a normal part of investing in the markets? Tune in to hear R...

Send us Fan Mail After a 2024 that defied most market analysts’ expectations, where does the market go from here? Will 2025 continue the smooth sailing from last year, or should we expect turbulence and Mother Market to turn on the fasten seatbelt sign? Recorded January 9, 2025 in Charlotte, NC. Ryan Culpepper, Senior Vice President - Investment Officer and PIM portfolio manager of the 282 Group o...

Send us Fan Mail Recorded November 22, 2024 in Charlotte, NC: just before Ryan and Sam’s favorite holiday, Thanksgiving! In a thankful mood for this episode, Ryan and Sam share their bullish outlook based on market history and current data. The guys remain bullish on the US markets and economy suggesting, “we’re not even halfway done with this Bull Run”. Ryan Culpepper, Senior Vice President - Inv...

Send us Fan Mail Recorded October 3, 2024 in Charlotte, NC: in this episode, Ryan and Sam share their thoughts on our nation’s top stories, the markets, and political world. Many are asking for some good amongst the current backdrop. The 282 Group remains bullish on the stock market heading into the election and year-end; reminding listeners they can be the good in their world. Ryan Culpepper, Sen...

Send us Fan Mail Recorded August 14, 2024: Ryan and Sam discuss market moves during a time of unbelievable headlines from the markets, economy and political world.  Ryan Culpepper, Senior Vice President - Investment Officer and PIM portfolio manager of the 282 Group of Wells Fargo Advisors. Sam Pennell, Senior Vice President-Investment Officer and PIM Portfolio Manager of the 282 Group of Wells Fa...

Send us Fan Mail Recorded July 1st 2024: Ryan and Sam share how market participants are now accepting this is a Bull Market, although skepticism remains. Ryan Culpepper, Senior Vice President - Investment Officer and PIM portfolio manager of the 282 Group of Wells Fargo Advisors. Sam Pennell, Senior Vice President-Investment Officer and PIM Portfolio Manager of the 282 Group of Wells Fargo Advisor...

Send us Fan Mail In this episode: Ryan and Sam talk of staying the course in US equity markets as new highs are being reached. Ryan Culpepper, Senior Vice President - Investment Officer and PIM portfolio manager of the 282 Group of Wells Fargo Advisors. Sam Pennell, Senior Vice President-Investment Officer and PIM Portfolio Manager of the 282 Group of Wells Fargo Advisors. Contact us at704. 5 71.7...

Send us Fan Mail In this episode: Ryan and Sam talk equity market highs, interest rates, gold, real estate, and, of course, some March Madness basketball. Ryan Culpepper, Senior Vice President - Investment Officer and PIM portfolio manager of the 282 Group of Wells Fargo Advisors. Sam Pennell, Senior Vice President-Investment Officer and PIM Portfolio Manager of the 282 Group of Wells Fargo Adviso...

Send us Fan Mail In this episode: The 282 Group outlines reasons to remain bullish.  Ryan Culpepper, Senior Vice President - Investment Officer and PIM portfolio manager of the 282 Group of Wells Fargo Advisors. Sam Pennell, Senior Vice President-Investment Officer and PIM Portfolio Manager of the 282 Group of Wells Fargo Advisors.  Contact us at 704-553-6374, angela.gonzalez@wfa.com, or https://f...

Send us Fan Mail Welcome to 2024! Ryan Culpepper, Senior Vice President - Investment Officer and PIM portfolio manager of the 282 Group of Wells Fargo Advisors, discusses US Equities for 1st quarter 2024. Sam Pennell, First Vice President-Investment Officer and PIM Portfolio Manager of the 282 Group of Wells Fargo Advisors.  Contact us at 704-553-6374, angela.gonzalez@wfa.com, or https://fa.wellsf...

Send us Fan Mail Tune into the 282 Group’s Lessons Learned over the past year. Ryan Culpepper, Senior Vice President - Investment Officer and PIM portfolio manager of the 282 Group of Wells Fargo Advisors, discusses US Equities for 1st quarter 2023. Sam Pennell, First Vice President-Investment Officer and PIM Portfolio Manager of the 282 Group of Wells Fargo Advisors.  Contact us at 704-553-6374,...

Send us Fan Mail As we close out the year, Sam Pennell, First Vice President - Investment Officer and PIM Portfolio Manager of the 282 Group of Wells Fargo Advisors, shares what to take note of, and what may be a mirage of importance for yield and bonds.  He shares his thoughts on where income investors should be focused 2024.  Contact us at 704-553-6374, angela.gonzalez@wfa.com, or https://fa.wel...

Send us Fan Mail As the year comes to a close, Ryan Culpepper, Senior Vice President - Investment Officer and PIM Portfolio Manager of the 282 Group of Wells Fargo Advisors, shares of this truly is a new Bull market, why is it so unloved?  He shares his thoughts on the US Equities looking into 2024 and beyond. Contact us at 704-553-6374 , angela.gonzalez@wfa.com, or https://fa.wellsfargoadvisors.c...

Send us Fan Mail Here at the mid-point of the year, Sam Pennell, First Vice President - Investment Officer and PIM Portfolio Manager of the 282 Group of Wells Fargo Advisors, shares why this is the golden hour for yield and bonds.  He shares his thoughts on where income investors should be searching for yield in the second half of 2023 in a conversation with his business partner, Ryan Culpepper, S...

Send us Fan Mail Here at the mid-point of the year, Ryan Culpepper, Senior Vice President - Investment Officer and PIM Portfolio Manager of the 282 Group of Wells Fargo Advisors, shares why most got the equity markets wrong coming into this year.  He shares his thoughts on the US Equities looking forward to the second half of 2023 in a conversation with his business partner, Sam Pennell, First Vic...

Send us Fan Mail Sam Pennell, First Vice President-Investment Officer and PIM Portfolio Manager of the 282 Group of Wells Fargo Advisors, discusses the bond market for 2nd quarter 2023. Contact us at 704-553-6374, angela.gonzalez@wfa.com, or https://fa.wellsfargoadvisors.com/the-282-group/ Opinions expressed in this report are those of the author(s) and are not necessarily those of Wells Fargo Adv...

Send us Fan Mail Ryan Culpepper, senior Vice President - Investment Officer and PIM portfolio manager of the 282 Group of Wells Fargo Advisors, discusses US Equities for 2nd quarter 2023. Contact us at 704-553-6374, angela.gonzalez@wfa.com, or https://fa.wellsfargoadvisors.com/the-282-group/ Opinions expressed in this report are those of the author(s) and are not necessarily those of Wells Fargo A...

Send us Fan Mail Staci Mills, CERTIFIED FINANCIAL PLANNER TM  Professional, Financial Advisor, of the 282 Group of Wells Fargo Advisors, discusses the investment planning for 2nd quarter 2023. Contact us at 704-553-6374, angela.gonzalez@wfa.com, or https://fa.wellsfargoadvisors.com/the-282-group/ Opinions expressed in this report are those of the author(s) and are not necessarily those of Wells Fa...

Send us Fan Mail Sam Pennell, First Vice President-Investment Officer and PIM Portfolio Manager of the 282 Group of Wells Fargo Advisors, discusses the bond market for 1st quarter 2023. Contact us at 704-553-6374, angela.gonzalez@wfa.com, or https://fa.wellsfargoadvisors.com/the-282-group/ Opinions expressed in this report are those of the author(s) and are not necessarily those of Wells Fargo Adv...

Send us Fan Mail Ryan Culpepper, senior Vice President - Investment Officer and PIM portfolio manager of the 282 Group of Wells Fargo Advisors, discusses US Equities for 1st quarter 2023. Contact us at 704-553-6374, angela.gonzalez@wfa.com, or https://fa.wellsfargoadvisors.com/the-282-group/ Opinions expressed in this report are those of the author(s) and are not necessarily those of Wells Fargo A...

Send us Fan Mail Sam Pennell, PIM portfolio manager and lead fixed income strategist of the 282 Group at Wells Fargo Advisors, discusses the bond market for 4th quarter 2022. Investments in fixed-income securities are subject to market, interest rate, credit and other risks. Bond prices fluctuate inversely to changes in interest rates. Therefore, a general rise in interest rates can cause a bond’s...