Path To Wealth & Wisdom

Life insurance can be a tough topic to tackle because it deals with our own mortality. However, this tool can be useful in retirement and can make a big difference for many people. Sean will discuss some of the ways you may be able to utilize life insurance in your retirement plan.   Visit Sean Tole's website: http://www.daviswealthmgmt.com/ Phone number:  (603) 715-2335 E-mail: sean@daviswealthmg...

There are many different risks associated with retirement planning, but one of the biggest ones is sequence risk. This risk may affect the amount of money you have for your retirement if you do not plan properly. Sean will discuss what exactly this risk is and how harmful it can really be on your retirement.   Visit Sean Tole's website: http://www.daviswealthmgmt.com/ Phone number:  (603) 715-2335...

If you are considering joining the Great Resignation crowd, there are a few things you need to think about before you quit your job. Sean will discuss various job benefits you could lose and some strategies for saving money.   Visit Sean Tole's website: http://www.daviswealthmgmt.com/ Phone number:  (603) 715-2335 E-mail: sean@daviswealthmgmt.com

We have been feeling the effects of inflation over the past year and this topic of conversation is quickly becoming a top concern. Steve and Sean talk about some of the factors that have contributed to the rise of inflation and how this could impact your retirement plan.   Visit Steve Davis & Sean Tole's website: http://www.daviswealthmgmt.com/ Phone number:  (603) 715-2335 E-mail: sean@daviswealt...

Droves of workers are retiring early or taking a break from work as they change career paths. It’s become known as The Great Resignation. On this episode, we’ll highlight some of the reasons why people are leaving the workforce and explore a lot of the impacts this is having on retirement planning.   Visit Steve Davis & Sean Tole's website: http://www.daviswealthmgmt.com/ Phone number:  (603) 715-...

Many investors today are selecting investments in part based on Environmental, Social, and Governance (ESG) criteria. This allows investors to choose companies that align with their values in these three big areas. While it's nice to be socially conscious, is this a useful strategy for your retirement plan? Steve and Sean give us the rundown on ESG investing and how they utilize this tool when wor...

We have witnessed some interesting trends in the job market over the course of this last year. Many people are quitting their jobs for better pay, or to just take a break from working altogether. Whatever the reason is, there are many considerations you should make before making this big jump. Steve and Sean will discuss why a bigger salary is not always better and the importance of taking the emo...

Congress passed the SECURE Act back at the end of 2019 with some notable changes. However, this piece of legislation did not get much press before the pandemic struck. Steve and Sean discuss some of the key takeaways from this bill and how this might impact your retirement in the future.   Visit Steve Davis & Sean Tole's website: http://www.daviswealthmgmt.com/ Phone number:  (603) 715-2335 E-mail...

Life Insurance can be used as a versatile tool in your retirement plan. It does require proper planning ahead of time in order to utilize some of these different strategies. Sean will discuss these strategies and when it might be a good idea to incorporate them into your plan.   Visit Sean Tole's website: http://www.daviswealthmgmt.com/ Phone number:  (603) 715-2335 E-mail: sean@daviswealthmgmt.co...

Social Security is one of the most complex retirement planning topics. There are multiple ways to file, everyone will receive a different amount, and there is a lot of misinformation out there. Making a mistake can be very costly, which is why Sean will address a few social security considerations on the podcast today.   Visit Sean Tole's website: http://www.daviswealthmgmt.com/ Phone number:  (60...

Tax planning is one of the most crucial parts of putting together a wholistic retirement plan. Taxes may enhance, or destroy a retirement depending on how you plan for them. Sean talks all about some tax efficient strategies and ways you may be able to utilize them on today's show.   Visit Sean Tole's website: http://www.daviswealthmgmt.com/ Phone number:  (603) 715-2335 E-mail: sean@daviswealthmg...

Taxes are an issue that are top of mind for many people right now. We have witnessed the government spend trillions of dollars in order to provide aid during the pandemic and it feels inevitable that taxes will only go up. Sean will discuss why using a Roth IRA might be more advantageous right now and how it compares to a traditional IRA.   Visit Sean Tole's website: http://www.daviswealthmgmt.com...

When you start looking for someone to help you handle your finances, you’ll often see that many financial professionals refer to themself as a “financial advisor.” Over the years, it has become a common title to see and it can be difficult to recognize the differences between each professional that uses this umbrella term. If you find an advisor who is able to call themselves a "fiduciary," this i...

There are some people that tend to procrastinate on getting tasks done in life. It could be something small like mowing the lawn, or cooking dinner. However, your retirement plan is something that you should get together immediately and not wait to get a plan together. Today we talk about the importance starting to save for retirement as early as you can and how having a solid plan can give you pe...

There is a lot of buzz in the media about annuities. Some claim that annuities are the greatest investment for your money and others claim that they are terrible. We break down the ins and outs of annuities today and give our opinions on how you can properly use one.   Visit Steve Davis's website:  http://www.daviswealthmgmt.com/ Phone number:  (603) 715-2335 E-mail: Steve@daviswealthmgmt.com

It seems that most people don’t have a clear picture of whether they should contribute to a traditional IRA, or a Roth. Let’s discuss how to determine which one is best for you.   Visit Steve Davis's website:  http://www.daviswealthmgmt.com/ Phone number:  (603) 715-2335 E-mail: Steve@daviswealthmgmt.com

Ironically, life insurance is a young man’s game. The perception among many people is that your need for life insurance dramatically decreases and perhaps becomes completely unnecessary as you age. Is that really the case? On this episode, let’s explore some ins and outs of life insurance and its various uses.   Visit Steve Davis's website:  http://www.daviswealthmgmt.com/ Phone number:  (603) 715...

Building up your personal wealth while trying to pay off debt can be difficult to balance. Some people want to throw every extra dollar at their debt balance to pay it off faster, while others want to try to put money away and pay off their debt at the same time. We discuss some different strategies when it comes to paying off debt and why you need to have an emergency fund.   Visit Steve Davis's...

There are many scams out there that try to get you to send money, or sensitive information. The majority of these scams try and target elderly citizens. Steve and Sean discuss some of the scams they have seen first-hand and proactive steps you can take to protect yourself.   Visit Steve Davis's website:  http://www.daviswealthmgmt.com/ Phone number:  (603) 715-2335 E-mail: Steve@daviswealthmgmt.co...

April is national financial literacy month and in honor of that, we discuss some practical lessons you can teach your children early on about money that will help them throughout the rest of their lives.   Visit Steve Davis's website:  http://www.daviswealthmgmt.com/ Phone number:  (603) 715-2335 E-mail: Steve@daviswealthmgmt.com

Inflation can eat away at your retirement portfolio without you even realizing it. The goods and services we buy, continue to increase in price as the years go on and we need to take this into consideration. Steve and Sean talk about how to potentially hedge against inflation and how they have seen inflation affect portfolios in their practice.   Visit Steve Davis's website:  http://www.daviswealt...

Knowing your risk tolerance is a crucial part to your retirement plan. If you take too much risk, you could potentially lose money that you need to pay for your basic needs. But if you don't take enough risk, you may not be able to beat inflation. There's a happy medium for everyone's situation and Steve and Sean discuss some considerations to help you figure yours out.   Visit Steve Davis's websi...

There are many opinions and misconceptions when it comes to Social Security. Some people claim they have found the "best claiming strategy" for everyone's situation, but the reality is that there is no silver bullet when it comes to Social Security. The guys discuss some popular myths about Social Security and some factors to consider before you do start claiming it.   Visit Steve Davis's website:...

Today we invite Deb Cmar to the podcast. She serves as the Director of Client Services and Licensed Insurance Specialist at Davis Wealth Management. Sean and Deb discuss the basics of Medicare and clear up some common misunderstandings of this program.   Visit Steve Davis's website:  http://www.daviswealthmgmt.com/ Phone number:  (603) 715-2335 E-mail: Steve@daviswealthmgmt.com

Healthcare costs continue to rise as time goes on and it can destroy a retirement plan if you do not factor in the potential costs. Steve and Sean discuss why healthcare costs are so misunderstood and how they proactively plan for these expenses.   Visit Steve Davis's website:  http://www.daviswealthmgmt.com/ Phone number:  (603) 715-2335 E-mail: Steve@daviswealthmgmt.com