Path To Wealth & Wisdom

Medicare is a complex topic that many people feel confused by. To help clear up some confusion, we invite Deb Cmar on this epiosde. Deb serves as the Director of Client Services and Licensed Insurance Specialist at Davis Wealth Management. She will be discussing some Medicare basics and some important details that can be easily missed.   Visit Sean Tole's website: http://www.daviswealthmgmt.com/ P...

Retirement planning is crucial in order to set yourself up for success once you quit your job. It's important to start planning for this as early as you can, so that you are not just guessing that you will have enough money in retirement. Sean will discuss some ways you can start planning early and the impact this can have on your financial future.   Visit Sean Tole's website: http://www.davisweal...

Future taxes are a big concern when planning for retirement right now. Government spending isn't slowing down, so many financial professionals believe that tax rates will have to increase in the future, which is why it's good to plan for it now. Sean will be discussing what a Roth IRA is and how it might help you when it comes to tax planning.   Visit Sean Tole's website: http://www.daviswealthmgm...

For many people, social security makes up a large portion of their retirement income. It can be overwhelming to know when you should take it because of all the possible strategies you could utilize. On this epiosde, Sean will discuss different social security strategies and why you may want to turn to a professional before making this big decision.   Visit Sean Tole's website: http://www.davisweal...

Retirement is a big change for many individuals and you want to make sure you have a plan for this transition. If you go into retirement without a set plan, you may make a lot of mistakes that could have been avoided. Sean will discuss what he looks at when putting together a retirement plan and the importance of planning ahead of time.   Visit Sean Tole's website: http://www.daviswealthmgmt.com/...

Market timing can be a dangerous game to play. When we make investment decisions based off our emotions, the result is almost never good. We will be discussing why you shouldn't market time and the potential loss you can experience when doing this.   Visit Sean Tole's website: http://www.daviswealthmgmt.com/ Phone number:  (603) 715-2335 E-mail: sean@daviswealthmgmt.com

Taxes can have a huge impact on your overall retirement, whether you plan for them, or not. The sooner you plan, the better off your retirement will be. Sean discusses some strategies you may want to consider and why this is such an important subject to discuss.   Visit Sean Tole's website: http://www.daviswealthmgmt.com/ Phone number:  (603) 715-2335 E-mail: sean@daviswealthmgmt.com

Staying calm when the market is volatile can be difficult to manage. Many times, people will want to make an emotional decision with their money and it's often a bad choice for their retirement plan. Sean will discuss how constructing a well thought out portfolio can help you keep your cool during these market downturns.   Visit Sean Tole's website: http://www.daviswealthmgmt.com/ Phone number:  (...

There is a lot of information about annuities out there. It can be difficult to know what is true about them when there are so many different opinions on them. Sean will be discussing some annuity basics and why you may use one in your plan.   Visit Sean Tole's website: http://www.daviswealthmgmt.com/ Phone number:  (603) 715-2335 E-mail: sean@daviswealthmgmt.com

A lot of concern goes into trying to pick the proper investments, build a balanced portfolio, and getting the highest return. But how much time have you really put into finding the right advisor to work together with on all these tasks and more? Sean will discuss the questions you should ask your financial advisor and the different areas a comprehensive retirement plan should focus on.   Visit Sea...

Taxes can be a huge potential pain point for your retirement. It's better to start proactively putting together a tax strategy now rather than push it off to the future. Sean will discuss the 3 types of taxation when it comes to retirement accounts and why you should have tax diversification in your plan.   Visit Sean Tole's website: http://www.daviswealthmgmt.com/ Phone number:  (603) 715-2335 E-...

It's crucial to start preparing for retirement as early as you can. On today's show, Sean will discuss 4 pre-retirement tips to get you on track to building a solid retirement plan.   Visit Sean Tole's website: http://www.daviswealthmgmt.com/ Phone number:  (603) 715-2335 E-mail: sean@daviswealthmgmt.com

When putting together a retirement plan, you want to be sure the final product is comprehensive and forward thinking. Steve and Sean will discuss what makes up the framework of a smart retirement plan is on today's show.   Visit Steve Davis & Sean Tole's website: http://www.daviswealthmgmt.com/ Phone number:  (603) 715-2335 E-mail: sean@daviswealthmgmt.com E-mail: steve@daviswealthmgmt.com

When you go into retirement, it's important to understand the different costs that will come up. Most people do not understand how much they are truly paying in fees, taxes, and expenses related to their retirement planning and products. Steve and Sean will discuss why you should have a good understanding of how much you are spending in these categories in order to make an educated decision.   Vis...

After being discussed in Congress for nearly a year and a half, the SECURE Act 2.0 has been passed. Let’s see what we need to know.   Visit Steve Davis & Sean Tole's website: http://www.daviswealthmgmt.com/ Phone number:  (603) 715-2335 E-mail: sean@daviswealthmgmt.com E-mail: steve@daviswealthmgmt.com

Market volatility became the norm in 2022 and this made a lot of people worry about their retirement plan. Steve and Sean will discuss some strategies you may be able to implement to minimize market volatility in down markets.   Visit Steve Davis & Sean Tole's website: http://www.daviswealthmgmt.com/ Phone number:  (603) 715-2335 E-mail: sean@daviswealthmgmt.com E-mail: steve@daviswealthmgmt.com

With a lot of different economic issues still happening while we are entering the new year, many people are wondering if it's going to be as turbulent as 2022. Steve and Sean will talk about some possible trouble we might see this year and how to be proactive about these issues.   Visit Steve Davis & Sean Tole's website: http://www.daviswealthmgmt.com/ Phone number:  (603) 715-2335 E-mail: sean@da...

On this episode, we will be talking about a new piece of legislation that got passed called the SECURE Act 2.0. Sean will be discussing the major changes this bill brings and how it might impact your retirement.   Visit Sean Tole's website: http://www.daviswealthmgmt.com/ Phone number:  (603) 715-2335 E-mail: sean@daviswealthmgmt.com

With the new year starting, we look back on how 2022 went for the economy and how it will impact 2023.   Visit Sean Tole's website: http://www.daviswealthmgmt.com/ Phone number:  (603) 715-2335 E-mail: sean@daviswealthmgmt.com

On today's episode, Steve and Sean will be talking about the main 3 phases of retirement and what to expect in each phase.   Visit Steve Davis & Sean Tole's website: http://www.daviswealthmgmt.com/ Phone number:  (603) 715-2335 E-mail: sean@daviswealthmgmt.com E-mail: steve@daviswealthmgmt.com

We are living a lot longer as a society now and while this is overall a great thing, this presents a few risks when it comes to retirement. Steve and Sean will be discussing how longevity risk can cause other financial risks to go up and how to plan around this.   Visit Steve Davis & Sean Tole's website: http://www.daviswealthmgmt.com/ Phone number:  (603) 715-2335 E-mail: sean@daviswealthmgmt.com...

Long term investing is a key component when planning for retirement. You need to let your money grow over time without getting too emotional during short term downturns. Steve and Sean will be discussing what they identify as long term investing and how to make smart decisions during volatile times.   Visit Steve Davis & Sean Tole's website: http://www.daviswealthmgmt.com/ Phone number:  (603) 715...

We have a bit of a different podcast for you today. Steve and Sean take a step back and let Deb Cmar take over this episode. Deb serves as the Director of Client Services and Licensed Insurance Specialist at Davis Wealth Management. She will be discussing some Medicare basics you should know and some important details that can be overlooked.   Visit Deb Cmar's website: http://www.daviswealthmgmt.c...

The retirement world has changed a lot in the past few decades. Pensions used to be more widely available, but now the responsibility falls more to the individual to make sure they are set for retirement. Steve and Sean will talk about some of the key differences with today's retirement and how to proactively plan for it.   Visit Steve Davis & Sean Tole's website: http://www.daviswealthmgmt.com/ P...

The market has been seeing quite a bit of volatility lately. Many people feel fear and do not know what they should be doing in their financial plan. Steve and Sean will be talking about some of the hidden opportunities when the market is down and it's important to get a plan together that can withstand downturns like these.   Visit Steve Davis & Sean Tole's website: http://www.daviswealthmgmt.com...