Passive Income Doctor

Doctors and burnout is a common theme. In this episode, joined by Dr Urszula Carr, who also does coaching for burnout. Urszula shares personal story of how burnout as a busy doctor, single mum and trying to get ahead financially also. She shares some strategies in her 'toolkit' that doctors may find useful too. Find out more and connect with Urszula at- Transform Your Medical Career - Me...

Hectic first half of 2026, under offer on numerous properties. Negative sentiment in terms of interest rates, war, CGT and negative gearing changes. How I balance (or try to) finances/investing with lifestyle/holidays. If you are a doctor or dentist in Australia interested in property, join facebook community- Doctors Property Network | Facebook Music Credit: Bass Nation. New episode every fortnig...

In this episode, we chat with buyers agent Johnson Lin- how renovating can boost your equity. Now renovation by yourself can be daunting, we talk about what type of investor should consider a renovation project, when to do, and also traps to avoid! Having gotten bathroom renovation quote of $45,000 does prices vary with metro vs smaller town. what questions to ask of the trades? Johnson also share...

Today we welcome a special guest, Dr Bi, Sydney based doctor, founder of Investing for Doctors facebook group, and also more recently IFD podcast also. He is also founder of Australian Medical angels. In this 1st part, we get to know Dr Bi, his background, journey through medicine, also how created one of the largest fb groups for doctors and dentists in Australia, and also what learnt from seeing...

Tasmania had a massive growth run 2016-2022, so why are some investors buying now? New AFL stadium, new larger and faster Spirit of Tasmania ferries etc. Growth has occurred already in the last 6-12months, with yields compressing, now below 5%. A lot of investors and buyers agents hunting for properties. Devonport in particular has had a stellar growth of 16% in the last 12months at time of record...

In this episode, joined by doctor and mortgage broker Leon, we discuss Melbourne and regional Victoria market for 2026 and beyond. Some suburbs including Broadmeadows, Dallas, Frankston have gone up 10-20% in the last 12 months. Stay to the end where we discuss some controversial suburbs: Werribee, Melton. We also discuss the property purchasing process, from finance preapproval, to finding a prop...

In this informal stye chat with optometrist turned BA Johnson, we discuss why getting your first 1 or 2 properties is so important, not just for equity growth but also investor confidence. Then we discuss scenarios when people are stuck with a couple of properties, and not sure how to progress. We discuss where value plays can be had- including Melbourne and Victoria such as Bendigo, Ballarat, Gee...

In this episode, we discuss 6 ways doctors (or really anyone) can improve their borrowing power, to purchase their next property. Joined again by mortgage broker and doctor Leon, we discuss 1.improving income (assessable vs non-assessable) 2.reducing credit cards (or at least reducing limit) 3.getting rid of car loans/personal loans 4.checking credit history 5.finding an investment savvy mortgage...

Lending is critical for growing a property portfolio, and there are some significant changes coming to borrowing in 2026.  In this update, joined by doctor and mortgage broker Leon, we discuss 2 big changes for 2026- DTI (debt- to- income ratio) limits, and also trust lending changes- big banks including Macquarie and CBA have pulled out.  And also we discuss importance (or more importantly, reall...

Where to buy in 2026? Many investors have started buying in Darwin, a relatively affordable capital city in Australia. I share some recent purchases, rental yields, drivers for growth. Other episodes: Buying my first property at 23 years old Music Credit: Bass Nation. New episode every fortnight. Send in your questions to: passiveincomedoctors[AT]gmail.com If you are a doctor or dentist interested...

Will admit more recently I have been leaning more towards capital growth rather than cashflow, especially when earlier in investing journey/accumulation phase. One reason being, if working, any additional income will be taxed at your marginal tax rate, and for many doctors that's the highest tax bracket 47%. May make more sense in retirement to have focus on cashflow. Of course, cashflow mana...

In this episode, I discuss property predictions for 2026! SQM boom and bust report 2026 discusses what growth to be expected for different cities next year. It was bit suprising to me still expecting strong growth for Adelaide, Perth, Brisbane (surely near the peak?...or not) I also discuss some of the markets I have been purchasing in also. Let me know where are you buying in for 2026? And which...

Amazing to hear people able break through barriers- I was astounded when heard uni student was able to purchase 3 properties (I had zero myself as a medical student). Listen to this episode to see how Leon Polychronopoulos was able to do so. How first home buyer grants may not be the best choice (opportunity cost of buying in Geelong at the wrong time in the cycle) How use financing options (dad a...

In this episode, we discuss how GPs can still bill compliantly whilst doing great patient care, reduce administration tasks, Dr Casey himself has noticed increase billings per hour of 14%. We discuss med school, investing in shares property and now business. From buying a thriving GP practice and growing it from 21 to 30 doctors. And more recently, launching startup MBSPro, and AI scribe and MBS b...

In this episode, we chat with buyers agent Richard Bharata, we discuss pros and cons of purchasing property in Melbourne. He shares some case studies and how navigating land tax and compliance (minimum standards) is part and parcel of the investing game. He also updates us of his impressive portfolio- 14million dollars in 4 years! ➢tips on sourcing property yourself ➢case study of 70k below market...

In this episode part 2 of chat with Dr Annalyse Crane, we explore challenges involved with practice ownership, including negotiating purchase of the business premises.  ➢being your own landlord ➢painful lesson about property purchasing and contracts- how to avoid paying double stamp duty! ➢why tenant doctor will generate more revenue than allied health ➢creating a culture where doctors want to com...

In this chat with Dr Annalyse Crane, we explore journey from PE teacher to studying medicine. Work ethic, taking calculated investment risks, juggling work with kids is just a typical day for her! Topics discussed include: ➢first job $5/hr ➢what sparked change from teacher to study medicine ➢buying first property at 21 years old ➢having a spouse who shares same values (including financial) ➢medica...

Today we chat with Scott Yip, banker turned mortage broker. With 15 years experience with lending, he shares how lending has changed over the years. ➢funny story how he accidentally fell into banking career. ➢different between active and passive property investing ➢self-development- property courses ➢property development site for townhouses- issues such as hydraulics, then council rules changed ma...

Can you actually lose with property investing in Australia? seems everyone talks about the positives and the big wins, but often downsides are not talked about. In this episode, I'm going to shed some light- so you make an informed decision. Some disadvantages include: 1.large lumpsum to get started 2.property is illiquid 3.maintenance! 4.bad property managers 5.rising costs (insurance, rates...

How do I as an early 30s GP in Australia, set goals. In this episode, we talk about financial, professional and personal goals. SMART goals. We talk about 50/30/20 rule for high income earners. Avoiding lifestyle creep- easier said than done often. Other things to consider: super contributions, review personal insurances, setting a budget. Other episodes of interst: Money Management Part 1 (Budget...

In this episode, we go behind the scenes with another doctor podcaster- Dev Raga. Long episode, where Dev shares some real gems, taking us behind the scenes- from a particular moment in David Jones as a kid, to medical school, to mastering the 3A's as a surgical trainee, to then GP. He also reveals how much he earns in a year, and also net worth target. He also shares some insights from his m...

In this chat with Dr Gihan "Dr G", we explore his backstory in medicine, investing in yourself, as well as what process was like becoming an author of "Do Happy", and now business coach for lifestyle medicine practitioners looking to widen their impact. We discuss what lifestyle medicine entails for Dr G, and what inspired him to do long consultations with his patients when wor...

Inspiring chat with Johnson, optometrist and buyers agent. At just 27 years old, he has gone from zero to 6 properties in under 3 years! Inspirational seeing young healthcare professionals achieving great things. Another large portfolio story: How a couple built a 40 property portfolio in Australia find out more about Johnson: About — Prime Vantage Music Credit: Bass Nation. New episode every fort...

In this chat with Dr Jason Yu, we discuss money story, journey through junior doctor years, and becoming a GP with special interest in alleriges.  •choosing a business partner  •money backstory-humble beginnings, parents working a stall at Haymarket in Sydney  •inefficiencies in the hospital system  •own allergies health story  •being a patient making you a better doctor  •skin prick testing  •nas...

Today we have a special Guest- Dr Avi Charlton, GP and founder of Melbourne Low Carb Clinic. Graduated From Melbourne Uni 2000, GP since 2003. She has done extensive education with Low Carb Down Under and Nutrition Network. She has done additional training with The Australasian College of Nutrition and Environmental Medicine (ACNEM). Also recently become a speaker •how does a GP develop a special...