Pantrium: In Transit, Us & AI

What if the technology isn't the problem - you are? In this episode, Christie H.Kristensen sit down with Alexander Manu, one of the world's leading foresight strategists, Professor at OCAD University, author of You Were Never Just Using It, and the man who predicted most of what's happening in tech today, back in 2006.They go deep on one of the most important ideas in the era of innova...

Cole Bittel left a stable job, moved off Google, started questioning who actually runs the world, and then built a tap-to-pay app to do something about it. Cole is an American, living in Denmark for seven years, building Walt: a European alternative to Apple Pay and Google Wallet. The pitch sounds clean. The reality is messier. He's a solo founder, a year in, staying up until 2AM, asking his A...

The Nordic fintech scene is about to have its Nokia moment. And Monika Liikamaa is one of the few people willing to say it out loud. In this candid conversation hosted by Christie H.Kristensen, they we delve into the things the industry keeps dancing around: — Why the Nordics have been coasting on a reputation that's starting to expire— Europe innovates 30% of the world's ideas and commerc...

In this episode of the Pantrium podcast, part of the Exit mini-series, Christie H. Kristensen sat down with Tuomas Toivonen, co-founder and CEO of Holvi, for a raw and rather unique founder journey. Tuomas built Holvi in Helsinki in 2011, before "fintech" was even a recognised term. What started as a group of small business owners scratching their own itch, needing a unified banking and...

In this first episode in the mini series we call Excit - where we go behind the screen of fintech startup champaign and glam to talk about What it feels like when you’ve spent years building something—only to watch it change… or even disappear…And we’re here today to talk about what happened earlier this week. it was announced that Spiir, the leading fintech in the nordics and money app will be sh...

In the latest Pantrium conversation, Christie H.Kristensen and Nabeel Moose, SVP, Embedded Finance solutions at Odevo, discussed Nabeel’s career journey from strategy consulting in London to in-house strategy at Visa and then product at Nets in Copenhagen, highlighting his pattern of leaving roles after learning “enough” to build new skills. He explains why he moved from strategy into product to o...

Stablecoins, MiCA & Agentic Commerce: The New Payments War Has StartedThe race for the future of money is no longer theoretical — it’s happening now. In this episode, Christie H. Kristensen sits down with Stefan Grasmann (Chief of Blockchain at Zühlke Group) to break down the biggest shifts shaping payments today — from stablecoins and regulation to AI-driven, agentic commerce. We unpack why r...

In the latest podcast episode, Christie H. Kristensen sits down with Simon Seiter, Managing Director at AllUnity (a EUR stablecoin for global use), to unpack the rise of stablecoins, the dominance of the US dollar, and what Europe must do to compete in the digital financial era. In this episode, we explore: What stablecoins actually are (EUR & USD on blockchain) Why stablecoin payments are ins...

Empathy is becoming one of the most underrated competitive advantages in business and AI is changing how we access it. In this episode of the Pantrium Podcast, I sit down with Leander Wandsøe-Isaksen, Lead Strategist at GetWhy, to unpack why so many products fail, how businesses misunderstand their customers, and how AI-powered qualitative research can help close the empathy gap - fast. We explore...

2026 is the year leaders and founders must disrupt themselves. In the 2026 season opener of the Pantrium Podcast , host Christie H.Kristensen is joined by Urban Roth, Innovation Studio Lead at IBM , to unpack what the AI era really demands of leadership, organizations, and culture. From the early days of AI (10 years ago) to today’s full-scale industry disruption, Urban shares what he’s seeing fir...

In this episode of the Pantrium Podcast, Christie H.Kristensen sat down with Mads Otto Hassert, Senior Account Manager at Google, whose path from a small Danish town to New York and Los Angeles has shaped a sharp perspective on leadership, culture, and innovation. An honest conversation exploring what it means to lead in the “messy middle” of AI adoption - a moment when the rules are still forming...

Join us in this insightful episode of the Rewired Miniseries as we explore the transformative journey of technology over the past 25 years with Meri Williams, former CTO at Plao and Chair of the Lead Dev Conference.  We explore cultural shifts—from the rise of open-source and developer-led growth to today’s AI-driven workflows. The core theme is: what can leaders learn from the hacker ethos—buildi...

In this episode of Rewired, host Christie is joined by Michael Wallis-Brown, Senior Executive at FIS to explore the transformation of telecommunications companies from mere connectivity providers to financial services enablers. The discussion delves into how telco airtime has become a currency, the role of mobile devices in driving trust and financial inclusion, and the evolving landscape with AI,...

In this episode of the Rewired mini-series, host Christie H.Kristensen is joined by Sumeet Ahuja, a seasoned product and tech executive turned entrepreneur with extensive experience across mobile, telecom, FinTech, blockchain, and AI. They discuss the significant technological shifts over the past 25 years, from Web1 to Web3, the rise of AI, and the future of programmable commerce and open-source...

Has communication in banks, financial institutions, and insurance companies turned into a Wild West? Join Christie H. Kristensen, Co-Founder of Pantrium, as she moderates a dynamic debate with industry experts Jenny Gafner (Ikano Bank), Kristina Lunde (Norli Liv og Pension), and Casper Bech Andersen (Quadient). Together, they unpack the complexity of streamlining communication in highly digitalise...

In this episode of the Pantrium Podcast, Christie Kristensen sat down with Claus Richter (Visa, ex-Nordea, P27) for a conversation that feels less like an interview and more like pulling back the curtain on the reality of leadership. Claus shares the unvarnished truths of his career journey: moving across countries, walking away from toxic workplaces, and discovering that sometimes the best opport...

In this episode of the Pantrium Podcast, host Christie H.Kristensen sat down with Balazs Fonagy, AI Executive Director at Supercharge to share candid insights on his own term 'Digitalisation 2.0'. Balazs knows what it means to pivot. From leaving the “red ocean” of marketing to charting new paths in digital consultancy, he’s lived through the waves of transformation. But now, AI is rewriti...

In this episode of the Pantrium podcast, hosted by Christie Kristensen, David Pontoppidan, Head of Business AI for Nordics & Baltics at SAP,  joins the discussion to explore the changing dynamics of leadership in the era of artificial intelligence. Covering his career journey from sociology and the military to SAP, David shares insights on how AI is reshaping the role of leaders, encouraging a...

In the latest Pantrium Podcast, host Christie H. Kristensen sat down with Kristina Mydlar, founder of Mydlar Consulting Limited, to discuss why founders need AI therapy. After a redundancy during COVID, she launched her own fintech consultancy and learned first-hand that building something meaningful is far tougher than the glossy headlines make it seem. We talk about the overwhelm founders face w...

In this episode, Christie H.Kristensen is joined by Mike Todasco, former senior director of innovation at PayPal and an AI teacher, who brings a wealth of knowledge on AI, innovation, and leadership. Christie and Mike delve into what it means to be an AI-first company and the essential steps required to thrive in this fast-moving world. Mike shares his unconventional career path, his experiences a...

We recently sat down with Patrick Moloney from Ramboll where he shared some of his insights from the world of sustainability consultancy and his fascinating international experience. Discover the importance of resilience in sustainable business practices, the challenges of effective communication, and fascinating insights from Patrick's career journey, including his unique experiences in Central A...

In this episode of the Pantrium Podcast , we sit down with Jasmine Chua , Senior Account Manager (ISV) at Amazon Web Services (AWS) and Culture of Innovation speaker, to talk about career reinvention, leadership, and the power of adaptability in a fast-changing world. Jasmine shares her inspiring journey — from aspiring pilot to tech leader — and the lessons she learned along the way. We talk abou...

From offering wallets and payments to launching lending products — the smartest brands aren’t just selling things anymore. They’re building financial products. In this episode of Pantrium, we dive into this shift with Lars Markull. He’s an advisor, startup veteran, and the brain behind Embedded Finance Review — and he’s got a front-row seat to how non-fintech brands are turning finance into a feat...

In this episode of the Pantrium podcast, host Christie H.Kristensen sat down with Eliane Coudoro, a bold marketing consultant and entrepreneur, to explore the real-life journey of building a business from the ground up. Whether you're a first-time founder, a freelancer, or dreaming about quitting your 9-5 to start a business, this episode is packed with honest insights and practical strategies...

In this episode of the Pantrium Podcast , host Christie Kristensen sat down with Pavel Matveev, Co-Founder of Wirex, to explore what it really takes to build and scale a business in the unpredictable world of crypto and fintech. From Morgan Stanley to co-founding Wirex in the wild west of crypto, Pavel shares the raw reality behind startup life—market crashes, overhiring mistakes, unexpected break...