Overtime Earnings

After years of uncertainty surrounding tax legislation and planning strategies, families may finally have something rare: clarity. Ken and Dave discuss why a more predictable tax environment creates opportunities for smarter planning, stronger family communication, and more effective multigenerational wealth strategies. Drawing on sports analogies and real-world client experiences, they explain wh...

In Part 2 of this two-part series, Ken Handy and Dave Baker go deeper into the real differentiators between average advisors and elite financial planners. This episode explores how true financial planning extends far beyond portfolios and into family dynamics, legacy conversations, and the evolving role of technology like AI. P PG-8943526.1(06/26)(exp.06/30)

In this episode, Ken & Dave pull back the curtain on the financial planning industry to reveal what truly separates elite advisors from the rest. From credentials and experience to philosophy and client-first planning, this conversation is packed with insights to help you make smarter financial decisions. PPG-8942625.1(06/26)(exp.06/30)

Ken and Dave sit down with estate planning attorney Kristen Lohmeyer , founder of Ally Legal Planning. Together, they break down the essentials of estate planning. The conversation highlights a critical truth: estate planning isn’t just about what happens after you pass. It’s about protecting yourself, your family, and your assets while you’re alive. PPG-8955249.1 (06/26)(exp.06/30)

Dave and Ken discuss why financial planning for families raising children with special needs requires a different playbook. This topic is one that is very close to both of your hosts. They cover SSI and Medicaid resource limits to ABLE accounts, special needs trusts, beneficiary designations, and caregiver planning. Ken and Dave also walk through the key decisions families should understand before...

Ken Handy and Dave Baker discuss one of the most overlooked retirement risks facing married couples: the “widow penalty.” They define the term and share details that are important in the planning process to ensure you've accounted for the surviving spouse. PPG-8852000.1(05/26)(exp.05/30)

Dave and Ken tackle one of the most popular retirement questions - When should I start taking Social Security? The answer may surprise you! They discuss various factors in detail in order to provide helpful information to those entering this important aspect of retirement! PPG-8822804.1(05/26)(exp.05/30)

Ken and Dave are joined by their colleague David White. This is the 2nd episode about protection planning. They go in depth about the importance of Life Insurance as a key element of your financial plan. PPG-8871249.1(05/26)(exp.05/30)

Ken and Dave are joined by their colleague David White in a 2-part discussion about protection planning. They go in depth about Long-Term Care planning in this episode and share important details about this crucial aspect of your financial plan. PPG-8871244.1(05/26)(exp.05/30)

David's daughter Addison appears as a special guest that will share her thoughts on how to keep children involved and interested in finance. She will also share her observations and insights around saving money and what adults may forget to explain about money and finance. PPG-8896407.1(04/26)(exp.04/30)

Medicare may seem straightforward—until higher‑than‑expected premiums show up in retirement. In this episode Dave and Ken take a walk through the basics of Medicare and explain why Medicare is just as much a tax and income‑planning decision as it is a healthcare one. PPG-8822794.1(04/26)(exp.04/30)

Ken and David discuss the critical role of governance in managing family wealth. They explore how effective governance can prevent the mismanagement of wealth across generations. The conversation emphasizes the importance of communication, decision-making roles, and the need for a structured approach to wealth management. They also highlight the role of financial advisors as essential team members...

For many people, early retirement delivers financial freedom but leaves an unexpected emptiness. In this episode, we break down why that happens and how to design a meaningful “next season” of life after work. PPG-8803860.1(04/26)(exp04/30)

In this episode, we break down the hidden constraints, incentives, and short‑term pressures that make consistent outperformance far harder than most people realize. Some intriguing information for investors of all types! PPG-8784474.1 (03/26)(exp.03/30)

This conversation delves into the complexities of transitioning from wealth accumulation to retirement income. Ken and Dave discuss a range of topics that retirees face as they enjoy their next chapter with a focus on a shifting mindset. PPG-8784482.1(03/26)(exp.03/30)

Ken and Dave talk about baseball spring training and the connection to your finances. Spring training is about preparation, not perfection. Financial spring cleaning works the same way—reset mechanics and prepare for the season ahead. No matter who you cheer for, make sure your financial lineup is ready as well. PPG- 8779794.1(03/26)(exp.03/30)

Ken and Dave talk about protecting your personal information as well as digital assets. They also cover the subject of writing legacy letters and topics related to preserving your lasting legacy with your loved ones. PPG-8766975.1 (02/26)(exp.02/30)

As we near the near the April deadline for tax filing, Dave and Ken talk about various ways to be prepared for tax season. From organizing documents, accessing resources and even using the IRS website. They want listeners to be prepared now and in the future! PPG-8766959.1(02/26)(exp.02/30)

Ken and Dave talk about the topic of household finances. They breakdown a variety of scenarios and the need for couples to huddle up around their financial goals and expectations. PPG-8757541.1(02/26)(exp.02/30)

Ken and Dave talk about your future self. In this discussion they discuss getting your legacy ready for the next generation. They share the importance of regular beneficiary reviews and scenarios that may come up if beneficiaries aren't updated as well as beneficiary designations. AGE-8757472.1 (2/26) (exp. 02/30)

The Olympics are here and Ken and Dave put a financial twist into the importance of having a clear vision, setting strong goals, and aligning those goals with personal values. Just like Olympians they emphasize the need to create an action plan, prioritize and adjust goals, maintain momentum and habits, and celebrating success! PPG - 8663967.1 (12/25) (exp. 12/30)

Ken and Dave talk about setting financial goals and how they relate to the most important people in your life like family and loved ones. They also share their definitions of legacy and how it plays a role both personally and financially. PPG - 8677104.1 (12/25) (exp. 12/30)

In this episode of Overtime Earnings with Phoenix Private Wealth, Ken Handy and Dave Baker explore the idea of treating your career like professional sports free agency—framing job changes, career transitions, and income growth through the lens of knowing your value, preparing strategically, and staying open to new opportunities. They discuss how to evaluate your worth in the job market, maintain...

Ken and Dave discuss essential strategies for closing out the year strong, focusing on tax strategies, investment decisions, charitable giving, legacy planning, insurance checkups, and long-term care planning. They emphasize the importance of being proactive and intentional in financial management to achieve desired outcomes and avoid pitfalls as the year comes to a close. PPG - 8650411.1 (12/25)...

The first Phoenix Private Wealth podcast! Ken and Dave emphasize the importance of having a strategic financial plan that balances both offensive and defensive strategies. They discuss the necessity of reviewing one's game plan regularly, focusing on both short-term and long-term goals, and highlights the critical role of debt management and protection of assets in achieving financial success. PPG...