Optimal Finance Daily - Financial Independence and Money Advice

ESI of ESI Money shares money resolutions that he feels everyone should consider. Episode 1600: Money Resolutions Everyone Should Consider by ESI Money on Making Financial Progress ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simpl...

Tiffany Aliche of The Budgetnista shares 13 tips to curb your spending. Episode 1599: 13 Tips To Curb Your Spending by Tiffany Aliche of The Budgetnista on Adjusting Your Spending Mindset Tiffany Aliche, is an award-winning teacher of financial education and is quickly becoming America’s favorite, personal finance expert. She has made it her mission to empower women and provide them with access to...

Misty of Women Who Money talks about saving money when living paycheck to paycheck Episode 1598: How Do You Start Saving Money Living Payday to Payday by Misty with Women Who Money on Financial Smarts The co-founders of Women Who Money are Amy Blacklock from Life Zemplified and Vicki Cook, from Make Smarter Decisions. Vicki and Amy connected initially online and eventually met in person at a finan...

Robert Farrington of The College Investor talks about how to pay off $10,000 of debt in one year Episode 1597: How To Pay Off $10,000 Of Debt In One Year by Robert Farrington of The College Investor on Money Strategies Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smar...

Andrea Joy of Saving Joyfully talks about how to recognize our financial pitfalls. Episode 1596: The Internal Financial Struggle by Andrea Joy of Saving Joyfully on Recognizing Financial Pitfalls Andrea Joy is the creator of Saving Joyfully, a personal finance and frugality blog emphasizing joyful living. On her website, savingjoyfully.com, she offers inspiration and resources for your journey to...

Dawn Starks of Simple Money Pro talks about how adding value brings in more money. Episode 1595: Want to Make More Money - Just Add Value and Stir Well by Dawn Starks of Simple Money Pro Dawn Starks has been a financial planner for over twenty years. Her aim with financial planning work has always been to simplify things for clients. Making concepts easier to grasp and less scary is the goal. Dawn...

Kumiko of The Budget Mom tells you whether or not you should close your credit card after paying it off Episode 1594: Should You Close Your Credit Card After Paying It Off by Kumiko of The Budget Mom on Pros And Cons of Credit Cards Kumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to buil...

Kiersten Saunders of Rich and Regular tells us what it means to be a passive investor Episode 1593: What It Means To Be A Passive Investor by Kiersten Saunders of Rich And Regular on Finding Your Sweet Spot Julien and Kiersten started rich & REGULAR in 2017 after their stint in real estate investing led them to discover the F.I.R.E movement. At that point, they'd listened to their friends complain...

Ashley Chorpenning of PT Money helps you avoid going broke in retirement. Episode 1592: How to Avoid Going Broke in Retirement by Ashley Chorpenning with PT Money on Personal Finance PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CP...

Jeff Rose provides teaches 7 personal finance lessons that he wishes we all learned in high school. This is part 2 of 2. Episode 1591: [Part 2] 7 Personal Finance Lessons I Wish Everyone Learned in High School by Jeff Rose of Good Financial Cents Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is a...

Jeff Rose provides teaches 7 personal finance lessons that he wishes we all learned in high school. This is part 1 of 2. Episode 1590: [Part 1] 7 Personal Finance Lessons I Wish Everyone Learned in High School by Jeff Rose of Good Financial Cents Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is a...

Kalen Bruce of Money Mini Blog shares 10 ways that you can take control of your finances Episode 1589: 10 Ways to Take Control of Your Finances by Kalen Bruce of Money Mini Blog on Money Management Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shar...

Lisa Harrison of Mad Money Monster tells us how to be financially savvy when buying a home Episode 1588: How To Be Financially Savvy When Buying A Home by Lisa Harrison of Mad Money Monster on Personal Finance Lisa is a mother, scientist, and financial enthusiast. She founded Mad Money Monster, a personal finance blog chronicling her and her family’s journey from doing money all wrong to doing it...

Jen Hayes shares 10 ways that you can make an extra $500 each month Episode 1587: 10 Ways to Make an Extra 500 Each Month by Jen Hayes on Personal Finance A few years ago, Jen and her husband were buried in $117,000 of student loan debt. Now, they've paid off over $100k of debt, and they're on track to have the rest paid off by the end of this year. Join their email list to get exclusive tips on h...

Sandra Kenrick of I Will Teach You to be Rich shares some money management tips Episode 1586: Money Management Tips by Sandra Kenrick with I Will Teach You To Be Rich on Personal Finance Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, ca...

Art of Flex Cents talks about how much wealth can be gained from simple financial adjustments. Episode 1585: Our Adjusted Budget Can Make Us 30,000 Richer by Art of Flex Cents on Making Simple Financial Adjustments Art is a physical therapist who is not only passionate about health and physical fitness, but also developed a passion for all things personal finance. It all started when his wife and...

Harry Stout of Financial Verse shares two short posts covering the comparison of financial concerns and the need for financial education Episode 1584: How Do Your Financial Concerns Compare to Other People AND The Need for Financial Education by Harry Stout Harry N. Stout is an acknowledged senior leader in the global financial services business with experience in all key business areas with parti...

Diania Merriam answers listener questions about how to prioritize financial goals and how to find a CPA or accountant for a small business. Episode 1583: Q&A with Diania Merriam - How to Prioritize Financial Goals & How to Find a CPA or Accountant for a Small Business Ladder makes it impressively fast and easy to get covered with affordable life insurance. No hidden fees. Cancel any time. Go to La...

Sam of Financial Samurai reflects on whether or not he should have closed his credit cards for the better of his credit score. Episode 1582: Should I Have Closed My Credit Cards by Sam of Financial Samurai on The Impacts On Your Credit Score Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himse...

Tania Brown with Financial Finesse provides 7 steps that will help you towards your financial independence day. Episode 1581: 7 Steps To Your Financial Independence Day by Tania Brown with Financial Finesse on Reaching Economic Freedom After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in...

ESI of ESI Money tells us how to retire on one million dollars or less. Episode 1580: How to Retire on 1 Million or Less by ESI Money on Reaching Financial Independence by 35 Years Old ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is s...

Philip Dancy of Dancy With Money shares two short posts covering setting financial goals and budgeting tips for couples Episode 1579: Setting Financial Goals The SMART Way AND What's Yours Is Mine - Budgeting Tips for Couples by Philip Dancy Philip Dancy joined one of the top investment banking firms upon his graduation from the Five Year MBA program at Hampton University. After starting his caree...

Chris Reining discusses the art of investing, and using both sides of your brain while doing so. Episode 1578: The Art of Investing by Chris Reining on Using Your Left and Right Side of Your Brain When Investing Chris Reining is an investor, writer, and avid student of life. He shares how to build wealth and reach financial freedom on his website ChrisReining.com. The original post is located here...

Darrow Kirkpatrick shares 8 tips for saving big and retiring earlier. This is part 2 of 2. Episode 1577: [Part 2] 8 Tips for Saving Big and Retiring Earlier by Darrow Kirkpatrick of Can I Retire Yet Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flip...

Darrow Kirkpatrick shares 8 tips for saving big and retiring earlier. This is part 1 of 2. Episode 1576: [Part 1] 8 Tips for Saving Big and Retiring Earlier by Darrow Kirkpatrick of Can I Retire Yet Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flip...