Optimal Finance Daily - Financial Independence and Money Advice

Corey of The Fioneers talk about how to save money where it matters most. This is part 1 of 2. Episode 1625: [Part 1] Save Money Where It Matters Most by Corey of The Fioneers on Reducing Your Household Expenses Jess and Corey started The Pioneers as a way to track their journey to financial independence. If there’s anything they have learned so far, it’s that Financial independence has many defin...

Andrea Joy of Saving Joyfully talks about how to find joy in your financial goals Episode 1624: Find Joy In Your Financial Goals by Andrea Joy of Saving Joyfully on Goals and Dreams Without Debt Andrea Joy is the creator of Saving Joyfully, a personal finance and frugality blog emphasizing joyful living. On her website, savingjoyfully.com, she offers inspiration and resources for your journey to f...

Jillian Johnsrud challenges the infamous 4% rule. Episode 1623: Trouble with the 4 Percent Rule by Jillian Johnsrud on Making A Better and Happier Financial Plan Fifteen years ago when Jillian and her husband Adam were married, they had $55,000 in debt (credit card, student loans, and medical debt). They also had big dreams. They wanted to take mini-retirements. They wanted to travel the world. An...

Mike Ballew of Eggstack helps us to understand 401k loans Episode 1622: Understanding 401k Loans by Mike Ballew of EggStack on Significant Harm to Your Retirement Savings Mike Ballew is a 56-year-old engineer turned blogger who reached a point in life where he sees things more clearly than ever before. He faced financial challenges and overcame them through hard work and determination. His blog he...

Doc G talks about making great financial decisions Episode 1621: Why I’m Not a Financial Moron by Doc G of Earn And Invest on Making Great Financial Decisions Doc G was an internal medicine physician when he discovered the personal finance community through a book called The White Coat Investor. Since then he has left clinical practice to pursue his passion for deep conversations about money and l...

Alacias Enger discusses financial fear and resistance Episode 1620: Financial Fear and Resistance by Alacias Enger of My Sense With Cents on Financial Independence Sense with Cents chronicles Alacias' journey using Law of Attraction while pursuing Financial Independence, and the belief that everyone can win with money. She believes that mindset, emotion, and financial knowledge are the keys to suc...

Philip Dancy of Dancy With Money shares two short posts covering 5 questions ask yourself before giving up on budgeting and common money mistakes Episode 1619: 5 Questions to Ask Yourself Before You Give Up On Budgeting AND Common Money Mistakes by Philip Dancy Philip Dancy joined one of the top investment banking firms upon his graduation from the Five Year MBA program at Hampton University. Afte...

Julien Saunders of Rich and Regular tells us what the only metric that matters is. Episode 1618: The Only Metric That Matters by Julien Saunders of Rich And Regular on Your Financial New Worth Julien and Kiersten started rich & REGULAR in 2017 after their stint in real estate investing led them to discover the F.I.R.E movement. At that point, they'd listened to their friends complain about doing e...

Daneika shares 5 financial habits that every powerful woman needs Episode 1617: 5 Financial Habits Every Powerful Woman Needs by Daneika of Learning 2 Fly on Your Financial Life Daneika is an artist, confidence coach, recovering people-pleaser, and the founder of Learning2Fly. She is on a mission to help creative women find their voice, increase their confidence and design a more fulfilling life T...

Andy Hill talks about how to get your partner on board with financial independence. Episode 1616: How Do I Get My Partner on Board with Financial Independence by Andy Hill of Marriage Kids and Money Andy Hill is a husband and father to two awesome (and crazy) kids and they hail from the great state of Michigan. His goal is to give his family the best life possible and strengthen their family tree...

Philip Taylor of PT Money shares 7 lame reasons that people don't save for retirement Episode 1615: 7 Lame Reasons People Don't Save for Retirement by Philip Taylor of PT Money on Planning For The Fututre PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started...

Diania Merriam answers listener questions about how to invest in a Health Savings Account and universal life insurance Episode 1614: Q&A with Diania Merriam - How to Invest with a Health Savings Account (HAS) & Universal Life Insurance Ladder makes it impressively fast and easy to get covered with affordable life insurance. No hidden fees. Cancel any time. Go to LadderLife.com/OFD to see if you’re...

Lisa Harrison of Mad Money Monster talks about why rejecting consumer norms changed her financial life forever Episode 1613: Rejecting Consumer Norms Changed My Financial Life Forever by Lisa Harrison of Mad Money Monster Lisa is a mother, scientist, and financial enthusiast. She founded Mad Money Monster, a personal finance blog chronicling her and her family’s journey from doing money all wrong...

Neiko Johnson of Money Mini Blog shares 7 steps to take to live with financial freedom Episode 1612: 7 Steps to Take to Live with Financial Freedom by Neiko Johnson with Money Mini Blog on Financially Stability Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealt...

Jordann of Making Sense of Cents shares a crash course on personal finance Episode 1611: My Crash Course in Personal Finance by Jordann with Making Sense Of Cents on Money Basics & Education Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and help...

Christina Browning of Our Rich Journey informs you of 10 reasons why you're living paycheck to paycheck Episode 1610: The 10 Reasons Why You’re Living Paycheck To Paycheck by Christina Browning of Our Rich Journey Amon and Christina are former federal government employees that focused on saving, making, and investing money so that they could grow enough wealth in their investments to never have to...

Erik Carter with Financial Finesse talks about making the best investments for a happy financial life Episode 1609: Want to Live a Happier Financial Life by Erik Carter of Financial Finesse on Making The Best Investments After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best inte...

Jen Hayes shares 10 things you shouldn't buy when you're broke Episode 1608: 10 Things You Shouldn't Buy When You're Broke by Jen Hayes on Making Smart Financial Decisions A few years ago, Jen and her husband were buried in $117,000 of student loan debt. Now, they've paid off over $100k of debt, and they're on track to have the rest paid off by the end of this year. Join their email list to get ex...

Jackie Beck tells us how to calculate net worth, and why doing so can be helpful Episode 1607: How to Calculate Your Net Worth And Why It Can Help by Jackie Beck on Your Assets and Liabilities Jackie and her husband paid off over $147,000 in debt, including their house! She’s walked the walk to become completely debt free, and she wants to help you do the same with her award-winning Pay Off Debt b...

Harry Stout of Financial Verse shares two short posts covering the 8 personal finance risks of life and using a snowball to pay off your debts Episode 1606: The 8 Personal Finance Risks of Life AND Using A Snowball to Pay Off Your Debts by Harry Stout of Financial Verse Harry N. Stout is an acknowledged senior leader in the global financial services business with experience in all key business are...

Kalen Bruce of Freedom Sprout explains 10 ways to invest without the stock market. This is part 2 of 2 Episode 1605: [Part 2] 10 Ways To Invest Without The Stock Market by Kalen Bruce of Freedom Sprout on Financial Diversification Kalen Bruce created Freedom Sprout to fill a void. He heard too many conversations about how "they don't teach finance in schools." It took years for him to stop complai...

Kalen Bruce of Freedom Sprout explains 10 ways to invest without the stock market. This is part 1 of 2 Episode 1604: [Part 1] 10 Ways To Invest Without The Stock Market by Kalen Bruce of Freedom Sprout on Financial Diversification Kalen Bruce created Freedom Sprout to fill a void. He heard too many conversations about how "they don't teach finance in schools." It took years for him to stop complai...

Mr. 1500 of 1500 Days shares two short posts, including one about how he hired the best people in the world to make him rich Episode 1603: How I Hired The Best People In The World To Make Me Rich AND The Cr***y Couch Cacophony by Mr. 1500 of 1500 Days Mr. 1500 is a family guy living in Colorado with his wife and two young children. He studied biology and chemistry in college, but somehow turned in...

J. Money of Budgets Are Sexy shares 6 secrets for a good credit score Episode 1602: Six Secrets of a Credit Score by J Money of Budgets Are Sexy on The Importance of Good Credit Scores J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read...

Chris Reining makes the case for higher pay and discourages 3% pay raises Episode 1601: Making The Case For Higher Pay - Why 3 Percent Raises Suck by Chris Reining on Income Increases Chris Reining is an investor, writer, and avid student of life. He shares how to build wealth and reach financial freedom on his website ChrisReining.com. The original post is located here: https://chrisreining.com/m...