Optimal Finance Daily - Financial Independence and Money Advice

Dawn Starks of Simple Money Pro tells you to build a cash flow statement to see where all of your money flows and goes Episode 1925: Build a Cash Flow Statement to See Where All Your Money Flows (And Goes!) by Dawn Starks of Simple Money Pro Dawn Starks has been a financial planner for over twenty years. Her aim with financial planning work has always been to simplify things for clients. Making co...

Chris Reining shares the one question successful investors always ask themselves Episode 1924: The One Question Successful Investors Always Ask Themselves by Chris Reining on Assessing Your Investments Chris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what...

Joshua Becker of Becoming Minimalist talks about how to raise consumer conscious teenagers. Episode 1923: Raising Consumer Conscious Teenagers in an Age of Excess by Joshua Becker of Becoming Minimalist on Minimalism Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more impo...

Mr. Money Mustache discusses the true cost of commuting. This is part 2 of 2. Episode 1922: [Part 2] The True Cost of Commuting by Mr. Money Mustache on Calculating the Costs of Daily Travel and Gas Prices Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Cana...

Mr. Money Mustache discusses the true cost of commuting. This is part 1 of 2. Episode 1921: [Part 1] The True Cost of Commuting by Mr. Money Mustache on Calculating the Costs of Daily Travel and Gas Prices Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Cana...

Craig Stephens of Retire Before Dad talks about the challenges of self-employment Episode 1920: What If I Don’t Go Back To Work by Craig Stephens of Retire Before Dad on Challenges of Self-Employment Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before h...

Camilo Maldonado of The Finance Twins tells you how to avoid wedding budget creep Episode 1919: Wedding Budget Creep and How to Avoid It by Camilo Maldonado of The Finance Twins Camilo and Francisco Maldonado are the Finance Twins. Most people think money is confusing unless you are an accountant. We used to think that too. After working incredibly hard and catching several lucky breaks, we realiz...

Julien and Kiersten Saunders of Rich and Regular share 9 things they would do if they won a million dollars Episode 1918: 9 Things We Would Do if We Won a Million Dollars Tomorrow by Julien and Kiersten Saunders of Rich and Regular Julien and Kiersten started rich & REGULAR in 2017 after their stint in real estate investing led them to discover the F.I.R.E movement. At that point, they'd listened...

Emily Guy Birken with PT Money shares what to look for when reading a mutual fund prospectus. Episode 1917: What to Look for When Reading a Mutual Fund Prospectus by Emily Guy Birken with PT Money on Investing Education PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want....

Christina Browning of Our Rich Journey questions whether or not condos are a bad real estate investment Episode 1916: Are Condos a Bad Real Estate Investment for Financial Independence by Christina Browning of Our Rich Journey Amon and Christina are former federal government employees that focused on saving, making, and investing money so that they could grow enough wealth in their investments to...

Nia Shanks shares what the nocebo effect is and how it can harm your fitness routine. Episode 1915: The Nocebo Effect: Are You (Unknowingly) Thinking Your Way to Failure by Nia Shanks Nia Shanks is a writer and coach, and leader of the Lift Like a Girl revolution. She helps women discover and reach their potential through an empowering approach to health, fitness, and life. Nia also hosts The Nia...

Kevin of Financial Panther talks about how to let lifestyle inflation happen on your own terms. This is part 2 of 2. Episode 1914: [Part 2] Lifestyle Inflation Is Okay – Just Let It Happen On Your Terms by Kevin of Financial Panther Kevin is an attorney, writer, gig economy expert, side hustler, and the blogger behind Financial Panther. He paid off 87,000 worth of student loans in just 2.5 years b...

Kevin of Financial Panther talks about how to let lifestyle inflation happen on your own terms. This is part 1 of 2. Episode 1913: [Part 1] Lifestyle Inflation Is Okay – Just Let It Happen On Your Terms by Kevin of Financial Panther Kevin is an attorney, writer, gig economy expert, side hustler, and the blogger behind Financial Panther. He paid off 87,000 worth of student loans in just 2.5 years b...

James Lambridis of DebtMD provides signs that you have too much debt Episode 1912: Signs You Have Too Much Debt by James Lambridis of DebtMD on Debt to Income Ratio With the right information, you can take charge of your finances. DebtMD helps people pay off all types of debt by connecting them with the professional help they need to become debt free. Featured in Forbes, U.S. News & World Report,...

Michelle Schroeder-Gardner of Making Sense of Cents talks about the problems created by financial infidelity Episode 1911: Financial Infidelity And The Problems It Can Create by Michelle Schroeder-Gardner of Making Sense of Cents Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 m...

Jaime of Keep Thrifty warns you to not get burned by FIRE Episode 1910: Don't Get Burned by FIRE by Jaime of Keep Thrifty on Putting Financial Independence Into Perspective Chris and Jaime live in the suburbs of Madison, WI with their three daughters. While living the typical suburban life, they are challenging the norms by living outside the box and creating the freedom they desire. At Keep Thrif...

Miranda Marquit of Making Sense of Cents talks about when credit inquiries will hurt your credit score Episode 1909: Will Credit Inquiries Hurt Your Credit Score by Miranda Marquit with Good Financial Cents Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 year...

Christine Luken shares 4 lies that money gurus tell you Episode 1908: 4 Lies Money Gurus Tell You by Christine Luken on Looking Out For Common Pieces of Bad Financial Advice Ready to master your money and become a financial success? Then you need Christine Luken, the Financial Dignity® coach in your corner! As the Founder of the Financial Dignity® Movement & a Certified Financial Counselor, Christ...

Andrew James of Establishing The Self shares his thoughts on the new currency. Episode 1907: The New Currency by Andrew James of Establishing The Self on The Importance of Time Over Money Establishing the Self is a frequently updated collection of philosophically themed short essays aimed at interpreting the Human Condition as well as encouraging self-improvement, self-betterment, and self-preserv...

Fritz Gilbert shares 5 steps for spending in retirement. This is part 2 of 2. Episode 1906: [Part 2] 5 Steps To Learn To Spend In Retirement by Fritz Gilbert of The Retirement Manifesto Fritz Gilbert retired at age 55 after a 33-year career in the global aluminum industry. His award-winning blog, The Retirement Manifesto, is focused on helping people achieve a great retirement. The blog follows hi...

Fritz Gilbert shares 5 steps for spending in retirement. This is part 1 of 2. Episode 1905: [Part 1] 5 Steps To Learn To Spend In Retirement by Fritz Gilbert of The Retirement Manifesto Fritz Gilbert retired at age 55 after a 33-year career in the global aluminum industry. His award-winning blog, The Retirement Manifesto, is focused on helping people achieve a great retirement. The blog follows hi...

Sam of Financial Samurai shares why the percentage of people with no wealth outside their home is sad. Episode 1904: The Percentage Of People With No Wealth Outside Their Home Is Sad by Sam of Financial Samurai on Build A Nest Egg Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and othe...

Chris Reining talks about why you must do what you hate in order to do what you love Episode 1903: Do What You Hate to Do What You Love by Chris Reining on Finding The Happy Medium With Your Finances Chris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what h...

Mike Ballew of Egg Stack issues a retirement checklist Episode 1902: Your Retirement Checklist by Mike Ballew of Egg Stack on Retiring Being A Bit Like Traveling To Mars Mike Ballew is a 56-year-old engineer turned blogger who reached a point in life where he sees things more clearly than ever before. He faced financial challenges and overcame them through hard work and determination. His blog hel...

ESI of ESI Money talks about financial locker room talk he recently heard Episode 1901: Financial Locker Room Talk by ESI Money on Being Able To Pick The Right Financial Advisor For You ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is...