Optimal Finance Daily - Financial Independence and Money Advice

Jen Hayes talks about why you shouldn't pay off your mortgage early Episode 1950: Why You Shouldn't Pay Off Your Mortgage Early by Jen Hayes on How Quickly to Pay Off Your House A few years ago, Jen and her husband were buried in $117,000 of student loan debt. Now, they've paid off over $100k of debt, and they're on track to have the rest paid off by the end of this year. Join their email list to...

Philip Taylor with PT Money shares 10 ways to meet minimum spending requirements for credit card bonuses Episode 1949: 10 Ways to Meet Minimum Spending Requirements For Credit Card Bonuses by Philip Taylor of PT Money PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It...

Paula Pant of Afford Anything asks if you can figure out how much this woman earns. Episode 1948: Can You Figure Out What This Woman Earns? by Paula Pant of Afford Anything on Earning Potential & Financial Freedom Paula Pant is the founder of the award-winning website AffordAnything.com and a writer and speaker specializing in money, business, and real estate investing. She is a real estate invest...

Kalen Bruce of Freedom Sprout helps you teach kids where money comes from Episode 1947: How to Teach Kids Where Money Comes From by Kalen Bruce of Freedom Sprout on Good Money Habits for Kids Kalen Bruce created Freedom Sprout to fill a void. He heard too many conversations about how "they don't teach finance in schools." It took years for him to stop complaining about it and do something about it...

Andrea Joy of Saving Joyfully talks about how she survived medical debt. This is part 2 of 2. Episode 1946: [Part 2] How I Survived Medical Debt by Andrea Joy of Saving Joyfully on Preparing For Healthcare Crises Andrea Joy is the creator of Saving Joyfully, a personal finance and frugality blog emphasizing joyful living. On her website, savingjoyfully.com, she offers inspiration and resources for...

Andrea Joy of Saving Joyfully talks about how she survived medical debt. This is part 1 of 2. Episode 1945: [Part 1] How I Survived Medical Debt by Andrea Joy of Saving Joyfully on Preparing For Healthcare Crises Andrea Joy is the creator of Saving Joyfully, a personal finance and frugality blog emphasizing joyful living. On her website, savingjoyfully.com, she offers inspiration and resources for...

Mr. Finer shares a four-step approach to get started with investing Episode 1944: How to Start Investing: Simple Four-Step Investing For Beginners Guide by Mr. Finer Mr. Finer is a normal salaried employee who achieved FI with no side hustle or other income sources. After spending a decade without any plan, he started pursuing FI in his 30s, and achieved it at 40. He created his blog to share expe...

Sean Mullaney of FI Tax Guy talks about luck, credit, and the FIRE movement Episode 1943: Luck, Credit, and the FIRE Movement by Sean Mullaney of FI Tax Guy on Building Your Financial Future Sean Mullaney is a financial planner and the President of Mullaney Financial & Tax, Inc. Mullaney Financial & Tax, Inc. offers fiduciary, fee-only, hourly, and advice-only financial planning. Sean established...

Kelly Blodgett of Money Gal Coaching provides 5 ways to tackle debt while federal student loans are deferred Episode 1942: 5 Ways to Tackle Debt While Federal Student Loans Are Deferred by Kelly Sjostrom of Money Gal Coaching Before we can experience the freedom of building wealth, many of us have to remove the chains of debt. For Kelly Blodgett, she graduated with 60k in student loan debt. She fa...

Dawn Starks of Simple Money Pro helps you find the right financial advisor  Episode 1941: How to Find the Right Financial Advisor For You by Dawn Starks of Simple Money Pro Dawn Starks has been a financial planner for over twenty years. Her aim with financial planning work has always been to simplify things for clients. Making concepts easier to grasp and less scary is the goal. Dawn's SimpleMoney...

Barbara Delinsky of The Budget Mom shares 8 tips to protect your marriage while paying off debt Episode 1940: 8 Tips to Protect Your Marriage While Paying Off Debt by Barbara Delinsky of The Budget Mom Kumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget...

Leo Babauta of Zen Habits shares how he finally faced his weight and debt problems. Episode 1939: How I Finally Faced My Weight & Debt Problems by Leo Babauta of Zen Habits on Building Healthy Habits & Routines Leo Babauta created Zen Habits, which is about finding simplicity and mindfulness in the daily chaos of our lives. It's about clearing the clutter so we can focus on what's important, creat...

Barney of The Escape Artist helps you rethink your mortgage Episode 1938: Mortgages And the Banker's Jar by Barney of The Escape Artist on Rethinking Your Mortgage Barney Whiter writes about money and financial freedom at The Escape Artist. He has a degree in economics, is a qualified chartered accountant and had a 20 year career in corporate finance in London. Most recently, he is providing finan...

Wanderer of Millennial Revolution talks about good asset allocation Episode 1937: What Should My Asset Allocation Be by Wanderer of Millennial Revolution on Arranging Your Net Worth Wanderer retired from his engineering job at a major Silicon Valley semiconductor company at the age of 33. He now travels the world seeking out knowledge from other wealthy people, so he can teach people how to become...

David Baughier with Fiology offers 7 reasons to consider financial coaching services Episode 1936: 7 Reasons to Consider Financial Coaching Services by David Baughier of Fiology on Benefits of a Finance Coach Fiology is an educational resource designed to teach you about Financial Independence (FI). They have scoured the internet to find content from the best and brightest of the FI community and...

Michelle Schroeder-Gardner of Making Sense of Cents encourages you to make an emergency list for your family Episode 1935: Do You Have An Emergency List For Your Family by Michelle Schroeder-Gardner of Making Sense of Cents Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months,...

James Altucher talks about how to create small advantages that crush your opponents Episode 1934: How to Create "Tiny Advantages" and Crush Your Opponents by James Altucher on Investment Strategy James Altucher is an American hedge fund manager, entrepreneur, bestselling author, and podcaster. He has founded or cofounded more than 20 companies and says he failed at 17 of them. He has published 11...

April Dykman with Get Rich Slowly shares 8 surprise expenses for new homeowners Episode 1933: 8 Surprise Expenses For New Homeowners by April Dykman with Get Rich Slowly on Preparing to Buy a Home J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He st...

Robert Farrington of The College Investor provides investing advice that will prevent you from losing all your money Episode 1932: You Won’t Lose All Your Money Investing (If You Take This Advice) by Robert Farrington of The College Investor Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also...

Adi Redzic shares how control robs us from living. Episode 1931: Control Robs Us From Living by Adi Redzic on How To Relax and Experience Life with Mindfulness Adi Redzic is an award-winning life, business, and leadership coach, entrepreneur, author of two books, and motivational speaker. From a war-torn childhood to meetings at The White House, Adi has proven the possibility of change and growth....

Leif of Physician on Fire talks about inflation and the "Rule of 72". This is part 2 of 2 Episode 1930: [Part 2] Inflation in 2022, the Rule of 72, and What to Do by Leif of Physician on Fire Leif is a former anesthesiologist, a family man, and a supposed outdoors enthusiast who spends way too much time indoors. Physician on FIRE is a personal finance website he created to inform and inspire both...

Leif of Physician on Fire talks about inflation and the "Rule of 72". This is part 1 of 2 Episode 1929: [Part 1] Inflation in 2022, the Rule of 72, and What to Do by Leif of Physician on Fire Leif is a former anesthesiologist, a family man, and a supposed outdoors enthusiast who spends way too much time indoors. Physician on FIRE is a personal finance website he created to inform and inspire both...

Tynan shares his thoughts on polarizing purchases. Episode 1928: Polarizing Purchases by Tynan on Personal Finance Decisions & Frugality Tynan was named as one of the top 25 best bloggers in 2013 by Time Magazine. He believes in making deliberate decisions and breaking away from the herd mentality. He likes learning new things, building habits, exposing the world, connecting with awesome people, a...

Gordon Stein of Cash Flow Cookbook asks if dividend stocks can fight inflation while accelerating portfolio growth Episode 1927: Can Dividend Stocks Fight Inflation While Accelerating Portfolio Growth by Gordon Stein of Cash Flow Cookbook Gordon is an international personal finance speaker, author and blogger on a mission to help everyone attain financial wellness. North Americans are struggling w...

Cynthia Meyer with Financial Finesse asks if your friends can help you become financially independent Episode 1926: Can Your Friends Help You Become Financially Independent by Cynthia Meyer of Financial Finesse After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She...