Optimal Finance Daily - Financial Independence and Money Advice

ESI of ESI Money talks about why you should invest in real estate. This is part 2 of 2. Episode 2000: [Part 2] Why You Should Invest in Real Estate by ESI ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing thr...

ESI of ESI Money talks about why you should invest in real estate. This is part 1 of 2. Episode 1999: [Part 1] Why You Should Invest in Real Estate by ESI ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing thr...

Logan Allec of Marriage Kids And Money talks about how having a baby changed his financial goals Episode 1998: How Having a Baby Changed My Financial Goals by Logan Allec Andy Hill is a husband and father to two awesome (and crazy) kids and they hail from the great state of Michigan. His goal is to give his family the best life possible and strengthen their family tree for generations to come. In...

Julien Saunders of Rich and Regular asks if you've outgrown your financial hero Episode 1997: Have You Outgrown Your Financial Hero? by Julien Saunders Julien and Kiersten started rich & REGULAR in 2017 after their stint in real estate investing led them to discover the F.I.R.E movement. At that point, they'd listened to their friends complain about doing everything right, and still not really "fe...

Shannon McNay of Good Financial Cents talks about what to do if you and your romantic partner don't agree about financial decisions Episode 1996: Couples Finances: What to Do if You Don't Agree by Shannon McNay Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9...

Robert Brokamp with Get Rich Slowly shares the cost of being a better parent. Episode 1995: The Cost of Being a Better Parent by Robert Brokamp J.D. Roth has been reading and writing about personal finance for a decade. Today he's financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the...

Sam of Financial Samurai shares why the key to happiness is saving more not making more money. Episode 1994: The Key To Happiness Is Saving More Not Making More Money by Sam Dogen Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10...

Jeremy Jacobson of Go Curry Cracker talks about inflation pontification Episode 1993: Inflation Pontification by Jeremy Jacobson Winnie Tseng is from Taiwan and is the Go Curry Cracker resident photographer. After working in high tech, she found her real love making magic happen behind the camera and in the kitchen. Now she travels the world in search of new flavors and images. Jeremy Jacobson is...

J. Money of Budgets Are Sexy compares payday loans to credit cards Episode 1992: Payday Loans vs. Credit Cards by J.Money of Budgets Are Sexy J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal fina...

Chris Mamula of Can I Retire Yet shares a flexible plan for health insurance in early retirement. This is part 2 of 2. Episode 1991: [Part 2] A Flexible Plan For Health Insurance In Early Retirement by Chris Mamula Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially ind...

Chris Mamula of Can I Retire Yet shares a flexible plan for health insurance in early retirement. This is part 1 of 2. Episode 1990: [Part 1] A Flexible Plan For Health Insurance In Early Retirement by Chris Mamula Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially ind...

Sara with Get Rich Slowly talks about how to simplify your investing Episode 1989: Simplify Your Investing: An Introduction to DRIPs by Sara of Get Rich Slowly J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 20...

Kelly Sjostrom of Money Gal Coaching shares 9 things that are better when bought used Episode 1988: 9 Things That Are Better When Buying Used Than New by Kelly Sjostrom Before we can experience the freedom of building wealth, many of us have to remove the chains of debt. For Kelly Blodgett, she graduated with 60k in student loan debt. She faithfully made her school loan payment for 8 years. She wa...

Ask Dr. Neal your question about health, nutrition, diet, fitness, and more here: http://OLDPodcast.com/ask or call: 614-568-3643 Episode 1987: Q&A – Are Fitness Trackers & Sleep Trackers Accurate and Worth the Cost? Research on Health Tech Devices The original post is located here: https://oldpodcast.com/fitness-trackers-accurate-worth-it  Visit Me Online at OLDPodcast.com  Interested in advertis...

The Mad Fientist shares a preview to early retirement and reasons to move abroad. Episode 1986: Geographic Arbitrage and an Early Retirement Preview by The Mad Fientist The Mad Fientist analyzes the tax code and looks at personal finance through the lens of early financial independence to develop strategies and tactics to help you retire even earlier. Most personal finance advice is geared towards...

Connie Schlosberg of DebtMD shares two short posts covering debt consolidation and whether or not you should consult a credit counselor Episode 1985: What is Debt Consolidation AND Should You Seek Help from a Credit Counselor by Connie Schlosberg With the right information, you can take charge of your finances. DebtMD helps people pay off all types of debt by connecting them with the professional...

Kyle Mast of True Hourly Wage talks about reclaiming the FIRE movement for high-value work Episode 1984: Reclaiming the FIRE Movement for High-Value Work by Kyle Mast Kyle Mast is a husband, father, financial planner, real estate investor, and lover of good conversations over coffee. He lives just south of Portland, Oregon. He launched True Hourly Wage to be able to help more people than he is abl...

Jen Hayes talks about whether or not you should bring debt into a relationship Episode 1983: Should You Bring Debt into a Relationship? by Jen Hayes A few years ago, Jen and her husband were buried in $117,000 of student loan debt. Now, they've paid off over $100k of debt, and they're on track to have the rest paid off by the end of this year. Join their email list to get exclusive tips on how to...

Wanderer of Millennial Revolution talks about investing with debt Episode 1982: Investing With Debt by Wanderer Wanderer retired from his engineering job at a major Silicon Valley semiconductor company at the age of 33. He now travels the world seeking out knowledge from other wealthy people, so he can teach people how to become financially independent themselves. The original post can be seen her...

Andrea Joy of Saving Joyfully talks about the value in remembering the emotional impact of your finances Episode 1981: Remembering the Emotional Impact of Your Finances? by Andrea Joy Andrea Joy is the creator of Saving Joyfully, a personal finance and frugality blog emphasizing joyful living. On her website, savingjoyfully.com, she offers inspiration and resources for your journey to financial fr...

J. Money of Budgets Are Sexy shares interesting financial rules to follow Episode 1980: Interesting Financial Rules to Follow by J. Money of Budgets Are Sexy J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read some books, and stumbled in...

Steve Pavlina shares his thoughts on objective thinking. Episode 1979: My Reality or Yours by Steve Pavlina Steve Pavlina is widely recognized as one of the most successful personal development bloggers on the Internet, with his work attracting more than 100 million visits to his website, StevePavlina.com. He has written more than 1300 articles and recorded many audio programs on a broad range of...

JL Collins shares his thoughts on target retirement funds. Episode 1978: Stocks - Part XV: Target Retirement Funds, The Simplest Path To Wealth Of All by JL Collins Mr. Collins is a senior executive with extensive P&L experience and a proven track record of growing revenue and profitability, integrating acquisitions, launching new products, developing and implementing business plans, creating powe...

Liz of Frugalwoods talks about how to survive inflation and make it work for you. This is part 2 of 2. Episode 1977: [Part 2] How to Survive Inflation and Make it Work for You by Liz of Frugal Woods The Frugalwoods are ex-urban, rookie homesteaders finding contentment (and a lot of chores) on 66 acres in rural central Vermont along with their two young daughters. They write about a wide range of t...

Liz of Frugalwoods talks about how to survive inflation and make it work for you. This is part 1 of 2. Episode 1976: [Part 1] How to Survive Inflation and Make it Work for You by Liz of Frugal Woods The Frugalwoods are ex-urban, rookie homesteaders finding contentment (and a lot of chores) on 66 acres in rural central Vermont along with their two young daughters. They write about a wide range of t...