Optimal Finance Daily - Financial Independence and Money Advice

Lisa Harrison of Mad Money Monster talks about how they saved over $2,000 on simple DIY home tasks. This is part 1 of 2. Episode 2025: [Part 1] How We Saved Over $2,000 on These Simple DIY Home Tasks by Lisa Harrison Lisa is a mother, scientist, and financial enthusiast. She founded Mad Money Monster, a personal finance blog chronicling her and her family’s journey from doing money all wrong to do...

Scott Spann with Financial Finesse shares a simple estate planning checklist Episode 2024: A Simple Estate Planning Checklist For a Challenging Topic by Scott Spann After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provid...

Jeff Rose talks about why to choose an independent life insurance agent Episode 2023: Why Choose An Independent Life Insurance Agent by Jeff Rose Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured...

Julien Saunders of Rich and Regular talks about the high fructose corn syrup in your 401k Episode 2022: The High Fructose Corn Syrup in Your 401K by Julien Saunders Julien and Kiersten started rich & REGULAR in 2017 after their stint in real estate investing led them to discover the F.I.R.E movement. At that point, they'd listened to their friends complain about doing everything right, and still n...

Chris Reining shares two short posts covering why there's no best way to invest and why you may need to save only half as much money for retirement Episode 2021: There’s No Best Way to Invest AND You May Need to Save Only Half as Much Money for Retirement by Chris Reining Chris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free....

Chris Odegard of The Prolific Investor talks about why it's so hard to retire Episode 2020: Why is it So Hard to Retire? By Chris Odegard Chris writes an alternative investment blog called The Prolific Investor. Chris wants you to challenge conventional wisdom when it comes to investing, personal finance, and money; so you can make work a choice instead of a necessity. The original post is located...

Seth Sinclair with MichaelMehlberg.com shares how to win a negotiation without destroying relationships. Episode 2019: How to Win a Negotiation Without Destroying Relationships by Seth Sinclair Michael Mehlberg is an entrepreneur and certified agile project manager who specializes in productivity and organization systems. His blog has been called “The Owners Manual to an Awesome Life” and helps hi...

Michelle Schroeder-Gardner of Making Sense of Cents helps you determine whether or not a house is right for you Episode 2018: Is a House Right For You by Michelle Schroeder-Gardner Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers...

Gordon Stein of Cash Flow Cookbook talks about the hidden wealth opportunity Episode 2017: The Hidden Wealth Opportunity by Gordon Stein Gordon is an international personal finance speaker, author and blogger on a mission to help everyone attain financial wellness. North Americans are struggling with high levels of personal debt and higher levels of stress about money. Their financial worries affe...

Mike Ballew of Eggstack shares his thoughts on why long-term care insurance is a waste of money.  Episode 2016: Long-Term Care Insurance is a Waste of Money by Mike Ballew Mike Ballew is a 56-year-old engineer turned blogger who reached a point in life where he sees things more clearly than ever before. He faced financial challenges and overcame them through hard work and determination. His blog h...

An excerpt from the book Taking Stock by Jordan Grumet Episode 2015: An Excerpt from the book Taking Stock by Jordan Grumet Written by a hospice doctor with a unique front-row seat to the regrets of his dying patients, this book will remind you to take stock of life now, before it is too late. The goal of financial independence is to have the economic fuel to live a full life and avoid regret. Tak...

Helene Massicotte of Free To Pursue asks if you'd rather be wealthy or rich Episode 2014: Wealthy or Rich? Which Would You Rather Be? By Helene Massicotte Helene Massicotte blogs about living life on your terms and experiencing true personal freedom. She describes herself as a person in search of all that life has to offer and who has built a life that enables her to do just that. No more, no less...

Wanderer of Millennial Revolution talks about investing for your kid's college education Episode 2013: Investing For Your Kid's College Education: The Rule of 5 by Wanderer Wanderer retired from his engineering job at a major Silicon Valley semiconductor company at the age of 33. He now travels the world seeking out knowledge from other wealthy people, so he can teach people how to become financia...

Chris of Keep Thrifty tells you to stop depriving yourself and get what you really want Episode 2012: Stop Depriving Yourself and Get What You Really Want by Chris Chris and Jaime live in the suburbs of Madison, WI with their three daughters. While living the typical suburban life, they are challenging the norms by living outside the box and creating the freedom they desire. At Keep Thrifty, they...

Nia Shanks shares time crunch workouts. Episode 2011: Time Crunch Workouts by Nia Shanks Nia Shanks is a writer and coach, and leader of the Lift Like a Girl revolution. She helps women discover and reach their potential through an empowering approach to health, fitness, and life. Nia also hosts The Nia Shanks Show–the podcast dedicated to helping you reach your health and fitness goals and become...

Steven Keys of Trip of a Lifestyle shares 4 ways to outperform index funds. This is part 2 of 2. Episode 2010: [Part 2] Beating the Market: 4 Ways to Outperform Index Funds by Steven Keys Since graduating from college in 2012, Steven has developed a healthy obsession with personal finance. Although he has no formal training in the field, he’s taught himself a lot about saving and investing over th...

Steven Keys of Trip of a Lifestyle shares 4 ways to outperform index funds. This is part 1 of 2. Episode 2009: [Part 1] Beating the Market: 4 Ways to Outperform Index Funds by Steven Keys Since graduating from college in 2012, Steven has developed a healthy obsession with personal finance. Although he has no formal training in the field, he’s taught himself a lot about saving and investing over th...

Darrow Kirkpatrick of Can I Retire Yet shares if owning a vacation home makes sense. Episode 2008: Does Owning a Vacation Home Make Sense? by Darrow Kirkpatrick Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks...

Kalen Bruce of Money Mini Blog shares the quickstart guide to seller financing real estate Episode 2007: The Quickstart Guide to Seller Financing Real Estate by Kalen Bruce Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has lear...

Sean Mullaney of FI Tax Guy shares four ways to fight inflation Episode 2006: Four Ways to Fight Inflation by Sean Mullaney Sean Mullaney is a financial planner and the President of Mullaney Financial & Tax, Inc. Mullaney Financial & Tax, Inc. offers fiduciary, fee-only, hourly, and advice-only financial planning. Sean established Mullaney Financial & Tax, Inc. after a lengthy career in public acc...

Jackie Beck helps you plan ahead for pet emergencies Episode 2005: How to Plan Ahead Now For Pet Emergencies by Jackie Beck Jackie and her husband paid off over $147,000 in debt, including their house! She’s walked the walk to become completely debt free, and she wants to help you do the same with her award-winning Pay Off Debt by Jackie Beck app. Jackie and her app have been featured in Oprah Mag...

Hannah Rounds of The College Investor tells you how to refinance your student loans if you didn't graduate college Episode 2004: How to Refinance Your Student Loans If You Didn’t Graduate College by Hannah Rounds Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choi...

Courtney Carver of Be More With Less shares a good place to start if you are a beginner minimalist.  Episode 2003: Beginner Minimalist? This is a Good Place to Start by Courtney Carver Courtney Carver was stopped in her tracks with a scary MS diagnosis after decades of debt, discontent, and trying to do it all. She had to slow down, prioritize her health, and figure out what was really important i...

Vitaliy Katsenelson of Contrarian Edge shares why you need to stop staring at your portfolio to be a better investor. Episode 2002: Want to Be a Better Investor? Stop Staring at Your Portfolio by Vitaliy Katsenelson Vitaliy Katsenelson is the CEO and Chief Investment Officer at Investment Management Associates. He has written two books on investing, which were published by John Wiley & Sons and ha...

Kumiko of The Budget Mom helps you budget for a big move Episode 2001: 6 Steps to Budget For a Big Move by Kumiko Kumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford. The original post is located here: https://www.thebudget...