Optimal Finance Daily - Financial Independence and Money Advice

Nick Loper of Side Hustle Nation shares the most important number you won't find on your tax return. Episode 651: The Most Important Number You Won't Find on Your Tax Return by Nick Loper of Side Hustle Nation (Minimalist Blogs) Nick Loper of Side Hustle Nation is an entrepreneur involved in a variety of projects. He started the website because he believes in the hustle. After all, what’s riskier:...

Alexa Mason with The College Investor shares how to change your relationship with money. Episode 650: How to Change Your Relationship with Money by Alexa Mason with The College Investor (Wealth Mindset & Retire Early) Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart...

2 shorter posts from Anthony Ongaro of Break the Twitch on intentional purchases and productivity. Episode 649: Amazon Dash: The Button We Don't Need And How to Increase Productivity and Save Money by Anthony Ongaro (Minimal). After years of impulse spending on Amazon and elsewhere, Anthony Ongaro realized that his one-click purchase habits were more of a physical Twitch than an intentional action...

Pop with Budgets Are Sexy shares when a discount isn't really a discount. Episode 648: When a Discount, Isn't Really a Discount by Pop with Budgets Are Sexy (Negotiating & Saving Money & Anchor Pricing) J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, ma...

James Altucher shares how to find two million dollars in the morning. Episode 647: How to Find Two Million Dollars in the Morning by James Altucher (Building Wealth & Investing & How To Get Rich) James Altucher is an American hedge fund manager, entrepreneur, bestselling author, and podcaster. He has founded or cofounded more than 20 companies and says he failed at 17 of them. He has published 11...

Tynan shares how you should make money. Episode 646: Here's How You Should Make Money by Tynan (Minimalism & Minimalist Living Practices & Frugality & Saving Money) Tynan was named as one of the top 25 best bloggers in 2013 by Time Magazine. He believes in making deliberate decisions and breaking away from the herd mentality. He likes learning new things, building habits, exposing the world, conne...

Marc Chernoff of Marc and Angel shares whether you should buy a house or a car and also a simple living guide to buying stuff. Episode 645: A House or A Car - Which Should I Buy First AND A Simple Living Guide to Buying Stuff by Marc Chernoff (Money Tip) Marc and Angel Chernoff are professional coaches, full-time students of life, admirers of the human spirit, and have been recognized by Forbes as...

Darrow Kirkpatrick of Can I Retire Yet shares 3 simple indicators for stock market success. Episode 644: 3 Sure and Simple Indicators for Stock Market Success by Darrow Kirkpatrick of Can I Retire Yet (Investing Tips) Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially...

Shannon McNay with Cait Flanders shares her thoughts on taking a big swing. Episode 643: On Taking a Big Swing by Shannon McNay with Cait Flanders (Improving Focus to Accomplish Goals & Achieving Dreams). Cait Flanders started her site to document her debt repayment journey. After paying it off, she adopted a minimalist lifestyle, tossed 75% of her stuff, and is currently doing a two-year shopping...

Sam of Financial Samurai shares why you should refinance your mortgage before leaving your job. Episode 642: Refinance Your Mortgage Before Leaving Your Job Please by Sam Dogen of Financial Samurai (Lowering Interest Rates). Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others mak...

Sarah Anne Hayes with No Sidebar shares the actual cost of quality vs. quantity. Episode 641: Worth the Price: The Actual Cost of Quality vs. Quantity by Sarah Anne Hayes with No Sidebar (Minimalist Living). No Sidebar was created by Brian Gardner and is all about designing a simpler life. He and the contributing authors want to help you figure out what's getting in your way, at home and at work....

Mr. Money Mustache reflects on the role of habits in a lifetime of riches. This is Part 2 of 2. Episode 640: [Part 2] A Lifetime of Riches - Is it as Simple as a Few Habits by Mr. Money Mustache (Problem Solving & Wealth). Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and compute...

Mr. Money Mustache reflects on the role of habits in a lifetime of riches. This is Part 1 of 2. Episode 639: [Part 1] A Lifetime of Riches - Is it as Simple as a Few Habits by Mr. Money Mustache (Goal Setting & Discipline). Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and comput...

Tammy Strobel of Rowdy Kittens shares 6 ways money can buy happiness. Episode 638: 6 Ways Money Can Buy Happiness by Tammy Strobel of Rowdy Kittens (Buying Time To Be Happier & Spending for Others). Tammy Strobel is a photographer, writer, teacher, and founder of RowdyKittens.com. She loves morning views, tiny homes, reading, and everyday adventures. She started Rowdy Kittens to share her story an...

Michael Smith shares Cynthia Meyer's story of giving up her car. Episode 637: Can You Walk Your Way Out of Debt by Michael Smith with Cynthia Meyer of Financial Finesse (Living Without a Car). After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had...

Beth Lyons with Tiny Buddha shares how to erase credit card debt and spend consciously. Episode 636: Mindful Money: How to Erase Credit Card Debt & Spend Consciously by Beth Lyons with TinyBuddha (Spending Mindfully). Lori Deschene is the founder of Tiny Buddha and Recreate Your Life Story, an online course that helps you let go of the past and live a life you love. Her latest book: Tiny Buddha's...

Michelle Schroeder-Gardner of Making Sense of Cents reflects on our "need" to keep up with the Joneses. Episode 635: Keeping Up with the Joneses by Michelle Schroeder-Gardner of Making Sense Of Cents (Money Jealousy & Overspending). Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in...

Paula Pant of Afford Anything shares a different approach to the D word. Episode 634: Forget Your Debt. Just Forget About It. Really by Paula Pant of Afford Anything (Financial Freedom & Money Advice). Paula Pant is the founder of the award-winning website AffordAnything.com and a writer and speaker specializing in money, business, and real estate investing. She is a real estate investor, as the o...

Joshua Becker of Becoming Minimalist shares 8 countercultural decisions to find financial freedom. Episode 633: 8 Countercultural Decisions to Find Financial Freedom by Joshua Becker of Becoming Minimalist (Paying Off Debt). Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on m...

Mike Ballew of Freedom Path Blog shares 10 financial tips for young adults. Episode 632: 10 Financial Tips for Young Adults by Mike Ballew of Freedom Path Blog (Milennial Money Lessons & Techniques). Mike Ballew is a 56-year-old engineer turned blogger who reached a point in life where he sees things more clearly than ever before. He faced financial challenges and overcame them through hard work a...

J.D. Roth of Get Rich Slowly reflects on life and appreciation as he walks around a beautiful neighborhood. Episode 631: Bigger Isn't Always Better: Remembering to Appreciate What I Already Have by J.D. Roth of Get Rich Slowly (Minimal). J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster,...

Chris Reining shares why we need to get comfortable being uncomfortable. Episode 630: Getting Comfortable Being Uncomforable by Chris Reining (How to Practice Stoicism & Getting Through Tough Times). Chris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what h...

Ramit Sethi of I Will Teach You to be Rich shares how historic interest rates impact your mortgage. Episode 629: How Historic Interest Rates Impact Your Mortgage by Ramit Sethi of I Will Teach You to be Rich (Buying vs. Renting). Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal...

Philip Taylor of PT Money shares his take on college education and its impact on financial security & wealth. Episode 628: Does a College Education Equal Financial Security and Wealth by Philip Taylor of PTMoney (Growing Rich & Retiring). PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build...

Robert Farrington of The College Investor shares what each spouse needs to know when married with student loan debt. Episode 627: Married with Student Loan Debt: What Each Spouse Needs to Know by Robert Farrington of The College Investor. Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also hel...