Optimal Finance Daily - Financial Independence and Money Advice

Jennifer Tritt with No Sidebar shares the process of downsizing after becomig empty nesters. Episode 676: The Empty Nest: Downsizing for Two by Jennifer Tritt with No Sidebar (Buying A Smaller House & Early Retirement) No Sidebar was created by Brian Gardner and is all about designing a simpler life. He and the contributing authors want to help you figure out what's getting in your way, at home an...

Robert Farrington of The College Investor shares how to protect yourself from identity theft. Episode 675: How To Protect Yourself From Identity Theft by Robert Farrington of The College Investor (Building Wealth & Money) Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make s...

2 short posts from Philip Taylor of PT Money where he shares how to save money like a madman and how to be intentional with your money. Episode 674: How to Save Money Like a Madman AND How to Be Intentional with Your Money by Philip Taylor of PT Money PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so y...

J Money of Budgets Are Sexy shares why sometimes you gotta spend money to make money. Episode 673: Sometimes You Gotta Spend Money To Make Money by J Money of Budgets Are Sexy (Investing to Increase Future Returns) J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for...

James Altucher shares his thoughts on fight or flight investing. Episode 672: Fight or Flight Investing by James Altucher of the James Altucher Show (Personal Finance & Building Wealth) James Altucher is an American hedge fund manager, entrepreneur, bestselling author, and podcaster. He has founded or cofounded more than 20 companies and says he failed at 17 of them. He has published 11 books, and...

Anthony Ongaro of Break the Twitch shares how buying one thing can ruin your life. Episode 671: How Buying One Thing Can Ruin Your Life by Anthony Ongaro of Break the Twitch (Minimalism & Intentional Living) After years of impulse spending on Amazon and elsewhere, Anthony Ongaro realized that his one-click purchase habits were more of a physical Twitch than an intentional action. It turned out, th...

J.D. Roth of Money Boss shares his thoughts on the guilt of wealth. Episode 670: The Guilt of Wealth by JD Roth of Money Boss (Early Retirement & Financial Independence & Investing) J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning e...

Sam of Financial Samurai asks how much optionality is worth to you. Episode 669: How Much Is Optionality Worth To You by Sam Dogen of Financial Samurai (Personal Finance & Productivity) Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spe...

2 short posts from Kristin Wong of The Wild Wong shares how inertia can wreck your finances and why don't they teach this in school. Episode 668: How Inertia Can Wreck Your Finances AND Why Don't They Teach This in School by Kristin Wong of The Wild Wong Kristin Wong is a freelance writer and journalist who writes for Lifehacker, Mentalfloss, and New York Magazine. She frequently covers travel, pe...

Darrow Kirkpatrick of Can I Retire Yet shares his thoughts on how bad the next bear market could get. Episode 667: The Next Bear Market: How Bad Could It Get by Darrow Kirkpatrick of Can I Retire Yet (Early Retirement Planning) Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become fi...

Joshua Becker of Becoming Minimalist tells us why the american dream doesn't cost 130k per year. Episode 666: The American Dream Does Not Cost 130,000 per year by Joshua Becker of Becoming Minimalist (Simplicity & Minimalism) Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on...

Kelley Long with Financial Finesse shares her thoughts on if you need a will. Episode 665: Do You Need a Will by Kelley Long with Financial Finesse (Estate Planning & Personal Finance Advice & Retire Early) After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She deci...

Mr. Money Mustache shares his thoughts on the riches of the urban harvest. Episode 664: The Riches of the Urban Harvest by Mr. Money Mustache (Frugal Living & Financially Independent & Early Retirement) Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada,...

Julie Petersen with Money Mini Blog shares how to stop spending money on things you don't need. Episode 663: How to Stop Spending Money on Things You Don't Need by Julie Petersen with Money Mini Blog (Frugality & Investing) Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and b...

Michelle Schroeder-Gardner of Making Sense of Cents asks if being house poor is limiting you. Episode 662: Is Being House Poor Limiting You by Michelle Schroeder-Gardner of Making Sense of Cents (Real Estate Investing) Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept...

Marc Chernoff of Marc and Angel shares 18 things you are wasting money on. Episode 661: 18 Things You Are Wasting Money On by Marc Chernoff of Marc And Angel (Personal Finance & Minimalism & Retirement) Marc and Angel Chernoff are professional coaches, full-time students of life, admirers of the human spirit, and have been recognized by Forbes as having “one of the most popular personal developmen...

JL Collins of JLCollinsNH.com shares how to give like a billionaire. Episode 660: How to Give like a Billionaire by JL Collins of JLCollinsNH.com (Charitable Donations & New Tax Deduction Strategy) Mr. Collins is a senior executive with extensive P&L experience and a proven track record of growing revenue and profitability, integrating acquisitions, launching new products, developing and implement...

Nick True of Mapped Out Money shares the one required skill to get rich. This is part 2 of 2. Episode 659: [Part 2] How To Get Rich: The One Required Skill by Nick True of Mapped Out Money (Wealth & Developing Discipline) Nick True is the founder of Mapped Out Money, where he helps you get a grip on your finances and take hold of freedom. His goal is to help you save more, live more, reduce debt,...

Nick True of Mapped Out Money shares the one required skill to get rich. This is part 1 of 2. Episode 658: [Part 1] How To Get Rich: The One Required Skill by Nick True of Mapped Out Money (Wealth & Developing Discipline) Nick True is the founder of Mapped Out Money, where he helps you get a grip on your finances and take hold of freedom. His goal is to help you save more, live more, reduce debt,...

Ramit Sethi of I Will Teach You to be Rich shares his thoughts on asset allocation. Episode 657: All About Asset Allocation by Ramit Sethi of I Will Teach You To Be Rich (Early Retirement Advice from Best Blogs) Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all a...

Holly Johnson with Get Rich Slowly shares her thoughts on the pursuit of passive income via real estate. Episode 656: The Pursuit of Passive Income: Is It Time to Become A Landlord by Holly Johnson with Get Rich Slowly (Real Estate) J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with...

Chris Reining shares how unicorns helped him beat the market. Episode 655: How Unicorns Helped Me Beat the Market by Chris Reining (Financial Independence & How To Retire Early & F.I.R.E.) Chris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what he writes ab...

Philip Taylor of PT Money shares how to effectively use 0% balance transfer credit cards. Episode 654: How to Effectively Use 0% Balance Transfer Credit Cards by Philip Taylor of PT Money (Early Retirement & Investing) PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. I...

Paula Pant of Afford Anything shares why you can't work 168 hours a week. Episode 653: You Can't Work 168 Hours a Week by Paula Pant of Afford Anything (Increase Productivity & Outsourcing & Save Time) Paula Pant is the founder of the award-winning website AffordAnything.com and a writer and speaker specializing in money, business, and real estate investing. She is a real estate investor, as the o...

J.D. Roth of Money Boss shares how and why you should practice big financial moves before you need to make them. Episode 652: How and Why You Should Practice Big Financial Moves - Before You Need to Make Them by JD Roth of Money Boss (FIRE) J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaste...