Optimal Finance Daily - Financial Independence and Money Advice

ESI of ESI Money shares why he uses a CPA to do his taxes. Episode 1001: Why I Use a CPA to Do My Taxes by ESI of ESI Money on Tax Preparation & Outsourcing Financial Work ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and foc...

Greg Audino shares advice on how to make a decision when you're at a personal crossroads. Episode 1000: Optimal Living Advice - Introducing Optimal Living Advice with Greg Audino - Life Questions & Answers with a Life Coach Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your a...

Darrow Kirkpatrick of Can I Retire Yet shares early vs. traditional retirement. Episode 999: Early vs. Traditional Retirement by Darrow Kirkpatrick of Can I Retire Yet on How To Decide on Your Financial Path Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independen...

Mike Ballew of Eggstack shares his thoughts on working in retirement. Episode 998: Working in Retirement by Mike Ballew of EggStack on Social Security Benefits & Employed While Retired Mike Ballew is a 56-year-old engineer turned blogger who reached a point in life where he sees things more clearly than ever before. He faced financial challenges and overcame them through hard work and determinatio...

Holly Johnson with Get Rich Slowly shares her thoughts on lowering expectations for Christmas. Episode 997: Lowering Expectations for Christmas by Holly Johnson with Get Rich Slowly on Budgeting For Holidays J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer...

Ramit Sethi of I Will Teach You to be Rich shares how to calculate your debt to asset ratio and check if it's good. This is part 2 of 2. Episode 996: [Part 2] How to Calculate Your Debt to Asset Ratio (And Check If It's Good) by Ramit Sethi of I Will Teach You To Be Rich Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on w...

Ramit Sethi of I Will Teach You to be Rich shares how to calculate your debt to asset ratio and check if it's good. This is part 1 of 2. Episode 995: [Part 1] How to Calculate Your Debt to Asset Ratio (And Check If It's Good) by Ramit Sethi of I Will Teach You To Be Rich Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on w...

Robert Farrington of The College Investor shares personal finance rules you need to live by. Episode 994: Personal Finance Rules You Need To Live By by Robert Farrington of The College Investor on Saving & Investing Money Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make s...

Grumpus Maximus shares his thoughts on thankfulness and bounty. Episode 993: Thankfulness and Bounty by Grumpus Maximus on How to Be Thankful & Have Gratitude on Thanksgiving Grumpus Maximus is a 40 something US military officer with 19 years of active duty service under my belt. He's spent over four years of that career either deployed or stationed in the Middle East, and another three years stat...

J. Money of Budgets Are Sexy shares a different way to think about money. Episode 992: A Different Way to Think About Money by J. Money of Budgets Are Sexy on Trading Time for Money J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read som...

Nick True of Mapped Out Money shares his thoughts on money and Monopoly. Episode 991: Money and Monopoly: Invest Early and Often by Nick True of Mapped Out Money on Saving Money & Investing Nick True is the founder of Mapped Out Money, where he helps you get a grip on your finances and take hold of freedom. His goal is to help you save more, live more, reduce debt, and get free. Mapped Out Money i...

Mr. Money Mustache shares how to get rich with the chaCHING instinct. Episode 990: Get Rich With: the "ChaCHING!" Instinct by Mr. Money Mustache on Delayed Gratification for Financial Success Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worke...

Colin Wright of Exile Lifestyle shares his thoughts on tiny luxuries. Episode 989: Tiny Luxuries by Colin Wright of Exile Lifestyle on How To Be More Grateful & Mindful Colin Wright is a professional author and international speaker who co-founded a publishing company and travels full-time, moving to a new country every four months or so--that country determined by the votes of his readers! He als...

Kumiko of The Budget Mom shares how to budget for Christmas gifts. Episode 988: How to Budget for Christmas Gifts by Kumiko of The Budget Mom on Saving Money & Allocating for Holiday Gifts Kumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understa...

Harry Stout of FinancialVerse asks what is your cash savings hierarchy. Episode 987: What is Your Cash Savings Hierarchy? by Harry Stout of FinancialVerse on Where To Allocate Your Savings Harry N. Stout is an acknowledged senior leader in the global financial services business with experience in all key business areas with particular expertise in personal finance, life insurance, annuities, produ...

Dawn Starks of SimpleMoney shares why fall is the perfect time to declutter. Episode 986: Fall is the Perfect Time to Declutter by Dawn Starks of Simple Money on Review Tax Documents & Insurance Coverage Dawn Starks has been a financial planner for over twenty years. Her aim with financial planning work has always been to simplify things for clients. Making concepts easier to grasp and less scary...

Phil Town of Rule One Investing shares 4 important financial metrics to help evaluate a company. Episode 985: 4 Important Financial Metrics to Help Evaluate a Company by Phil Town of Rule One Investing on Stock Evaluation Phil Town's portfolio has been ranked No. 1 by the American Association for Individual Investors when it produced a 50% rate of return. He has a passion for investing that is har...

Paula Pant of Afford Anything shares her thoughts on drugs, your brain and holiday sales. Episode 984: Drugs, Your Brain, and Holiday Sales by Paula Pant of Afford Anything on Psychology of Black Friday Shopping Paula Pant is the founder of the award-winning website AffordAnything.com and a writer and speaker specializing in money, business, and real estate investing. She is a real estate investor...

Sam of Financial Samurai shares investment philosophies from Jack Bogle, founder of Vanguard. Episode 983: Investment Philosophies From Jack Bogle, Founder Of The Vanguard Group by Sam of Financial Samurai on Index Funds Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make se...

Cynthia Meyer with Financial Finesse shares if you can save too much for retirement. Episode 982: Can You Save Too Much For Retirement? by Cynthia Meyer of Financial Finesse on Retiring Withdrawal Rates After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided...

Jacob Lund Fisker of Early Retirement Extreme shares extreme early retirement vs. friends and relatives. Episode 981: Extreme Early Retirement vs. Friends and Relatives by Jacob Lund Fisker of Early Retirement Extreme on Simplicity Jacob Lund Fisker was a nuclear astrophysicist who retired at 33 with what he believes to be enough savings to last the rest of his life — even if he never works again....

2 short posts from Helene Massicotte of Free To Pursue where she shares the case against fancy toilet paper and the creeping definition of debt. Episode 980: The Case Against Fancy Toilet Paper AND The Creeping Definition of Debt by Helene Massicotte of Free To Pursue Helene Massicotte blogs about living life on your terms and experiencing true personal freedom. She describes herself as a person i...

Craig Stephens of Retire Before Dad shares that there are no shortcuts for bricklayers. Episode 979: No Shortcuts For Bricklayers by Craig Stephens of Retire Before Dad on Long-Term Investing for Retirement Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year b...

Darrow Kirkpatrick of Can I Retire Yet shares why an annuity could be in your future.  Episode 978: Why an Annuity Could Be in Your Future by Darrow Kirkpatrick of Can I Retire Yet on Retirement Income Sources Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independ...

ESI of ESI Money shares three steps to determine if you have enough to retire.   Episode 977: Three Steps to Determine if You Have Enough to Retire by ESI of ESI Money on Safe Withdrawal Rates for Retirement  ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your l...