Optimal Finance Daily - Financial Independence and Money Advice

Darrow Kirkpatrick of Can I Retire Yet asks what will you do when you're retired. Episode 1026: What Will You Do When You're Retired? by Darrow Kirkpatrick of Can I Retire Yet on Retirement Lifestyle Choices Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independen...

Claire of Want Less shares her thoughts on frugal vs. minimal. Episode 1025: Frugal vs Minimal by Claire of Want Less on How To Achieve Frugality or Choose Minimalism Claire lives with her wife and dog in Yorkshire, UK, and is on a journey towards simplifying her life and beating debt. Along the way, she is exploring ideas like minimalism, escaping the rat-race, logging off from the screens and re...

Craig Stephens of Retire Before Dad shares how to quit your job and travel the world. This is part 2 of 2. Episode 1024: [Part 2] 14 Months, 18 Countries, $10,000 – How to Quit Your Job and Travel The World by Craig Stephens of RBD Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to ret...

Craig Stephens of Retire Before Dad shares how to quit your job and travel the world. This is part 1 of 2. Episode 1023: [Part 1] 14 Months, 18 Countries, $10,000 – How to Quit Your Job and Travel The World by Craig Stephens of RBD Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to ret...

J. Money of Budgets Are Sexy shares 11 tips from his new millionaire friend. Episode 1022: 11 Tips From My New Millionaire Friend by J. Money of Budgets Are Sexy on How To Build Long-Term Wealth J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a bud...

Phil Town of Rule One Investing shares 7 financial goals to set in 2019. Episode 1021: 7 Financial Goals to Set in 2019 by Phil Town of Rule One Investing on How To Have Success with Personal Finance Phil Town's portfolio has been ranked No. 1 by the American Association for Individual Investors when it produced a 50% rate of return. He has a passion for investing that is hard to beat and he wants...

Dawn Starks of SimpleMoney shares 5 ways to kickstart your finances in the new year. Episode 1020: 5 Ways to Kickstart Your Finances in the New Year by Dawn Starks of Simple Money on Finance Resolutions Dawn Starks has been a financial planner for over twenty years. Her aim with financial planning work has always been to simplify things for clients. Making concepts easier to grasp and less scary i...

Robert Farrington of The College Investor shares mental blocks to saving money. Episode 1019: Mental Blocks To Saving Money: Think Bigger, Earn More by Robert Farrington of The College Investor Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college f...

Mr. Money Mustache shares what it feels like to become rich. Episode 1018: What it Feels Like to Become Rich by Mr. Money Mustache on Frugality Habits & How to Build Lasting Wealth Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standa...

Harry Stout of FinancialVerse asks if you have a financial cookie jar. Episode 1017: Do You Have a Financial Cookie Jar? by Harry Stout of FinancialVerse on Emergency Savings Account Harry N. Stout is an acknowledged senior leader in the global financial services business with experience in all key business areas with particular expertise in personal finance, life insurance, annuities, product inn...

Kalen Bruce of Freedom Sprout shares how to stop living a car-poor life. Episode 1016: Stop Living a Car-Poor Life by Kalen Bruce of Freedom Sprout on How Much Can I Afford To Spend On A Car Kalen Bruce created Freedom Sprout to fill a void. He heard too many conversations about how "they don't teach finance in schools." It took years for him to stop complaining about it and do something about it....

Kumiko of The Budget Mom shares 3 spending habits that are setting you up for failure. Episode 1015: 3 Spending Habits That Are Setting You up for Failure by Kumiko of The Budget Mom on How To Be Mindful with Money Kumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love...

Helene Massicotte of Free To Pursue shares why she is a lousy personal finance blogger. Episode 1014: Why I'm a Lousy Personal Finance Blogger by Helene Massicotte of Free To Pursue on Money Mindset Helene Massicotte blogs about living life on your terms and experiencing true personal freedom. She describes herself as a person in search of all that life has to offer and who has built a life that e...

JL Collins of JLCollinsNH.com shares why your house is a terrible investment. Episode 1013: Why Your House Is A Terrible Investment by JL Collins on The Home Buying Decision & Should I Rent Or Buy Mr. Collins is a senior executive with extensive P&L experience and a proven track record of growing revenue and profitability, integrating acquisitions, launching new products, developing and implementi...

The Finance Twins share their thoughts on mindful spending. Episode 1012: Mindful Spending: A Life & Money Hack by The Finance Twins on How To Spend Money Wisely Camilo and Francisco Maldonado are the Finance Twins. Most people think money is confusing unless you are an accountant. We used to think that too. After working incredibly hard and catching several lucky breaks, we realized so many peopl...

Jacob Lund Fisker of Early Retirement Extreme shares his thoughts on being a stranger in a strange land. Episode 1011: Stranger In A Strange Land by Jacob Lund Fisker of Early Retirement Extreme on Frugality & The American Dream Jacob Lund Fisker was a nuclear astrophysicist who retired at 33 with what he believes to be enough savings to last the rest of his life — even if he never works again. Hi...

Philip Taylor of PT Money shares how to pay off debt and be debt free. This is Part 2 of 2. Episode 1010: [Part 2] How to Pay Off Debt and Be Debt Free by Philip Taylor of PT Money on How To Improve Your Finances PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was...

Philip Taylor of PT Money shares how to pay off debt and be debt free. This is Part 1 of 2. Episode 1009: [Part 1] How to Pay Off Debt and Be Debt Free by Philip Taylor of PT Money on Saving Money to Pay Down Debt PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was...

Sam of Financial Samurai shares why only the poor or super rich say money can't buy happiness. Episode 1008: Only The Poor or Super Rich Say "Money Can't Buy Happiness" by Sam of Financial Samurai on Buying Experiences Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sens...

Jen of Frugal Millennial shares 4 hidden costs of buying a home. Episode 1007: Buying a Home? 4 Hidden Costs You Haven’t Considered by Jen of Frugal Millennial on House Purchasing Process A few years ago, Jen and her husband were buried in $117,000 of student loan debt. Now, they've paid off over $100k of debt, and they're on track to have the rest paid off by the end of this year. Join their emai...

Chris Reining shares his thoughts on what comes after financial independence. Episode 1006: I'm Financially Independent, Now What? by Chris Reining on Personal Finance Decisions & How to be Financially Free Chris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is...

Cyrus Purnell with Financial Finesse shares if a 15 or 30-year mortgage is better. Episode 1005: Is A 15 Or 30-Year Mortgage Better? by Cyrus Purnell with Financial Finesse on Financing A Home Purchase After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided t...

2 short posts from Al of FA Confessions shares where he shares his thoughts on financial independence 101 and the race to FI. Episode 1004: Financial Independence 101 AND The Race To FI by Al of FA Confessions on The Path To Be Financially Independent Al of FA Confessions is a father, drummer/musician, self-proclaimed amateur philosopher, avid health enthusiast, and daily podcast and audible liste...

Michelle Schroeder-Gardner of Making Sense of Cents shares why you should invest and save for retirement. Episode 1003: Why You Should Invest & Save For Retirement, Plus a Personal Finance Confession Fail by Michelle Schroeder-Gardner Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt i...

Paula Pant of Afford Anything shares her thoughts on if you should get a car loan to improve your credit score. Episode 1002: Should You Get a Car Loan to Improve Your Credit Score? Heck No! by Paula Pant of Afford Anything Paula Pant is the founder of the award-winning website AffordAnything.com and a writer and speaker specializing in money, business, and real estate investing. She is a real est...