One Vision Podcast — Fintech, Banking, and AI with Theodora Lau

What does the future hold for the world of payments? How might we leverage technology to enable opportunities for more people, in particular the small business sector, which is the backbone of our economy? In this episode of One Vision, Theo chats with Shilpa Bangera, Chief Revenue Officer of Finastra on digital transformation and the future of finance. From the rise of open banking to the prolife...

What attracts you to a company and what makes you stay? In the chaotic world of startups, what are the essential elements that enable teams to not only survive, but thrive? In this episode of One Vision, Theodora Lau and Stephanie Foster chat with Sophie Theen, a Strategy, People & Culture Leader, on her latest book, The Soul of Startups: The Untold Stories of How Founders Affect Culture. We w...

Running is about belief, determination, and community. How we get to the finish line and who joins us along the way are memories we all want to cherish. Have you ever wondered about the humans behind the marathon and the technology that brings them together? In this episode of One Vision, Theo and Bradley chat with Frank Diana, Managing Partner and Futurist at TCS, as well as Susanna Sullivan, a p...

When you invest in an early-stage startup, you are making a bet on the founder and the co-founding team — the humans who are authentically connected to the mission. It is a privilege to be an angel investor, a unique role that can make a real difference for a startup, not only because of cash flow, but because of non-financial support — including the real world knowledge and experience you have ea...

Gartner predicts that 25% of people will spend at least one hour a day in the Metaverse by 2026 either for work, shopping, education, social or entertainment. McKinsey found that the Metaverse could be worth US $5 trillion by 2030 and the opportunity is simply ‘too big to ignore’. But what exactly is the Metaverse, how does it work, and what are its key building blocks? What are the seven layers o...

Web3 has been called a lot of things: the future of a decentralized web, the money layer for the internet, and the identity layer for the internet. Some see Web3 as a new patron model for the internet—a way for artists and creators to get compensated for their work through new communities and cooperative ownership, as well as the sale, trading and ownership of NFTs and other digital goods. Much of...

In recent years, artificial intelligence has become an integral part of our daily lives, driving much of what we do and what we experience. Financial services is no exception. To meet the needs of changing demographics, being able to attract and retain the right talent is crucial. In this episode of One Vision, Theo chats with Abhijit Bose, MVP, Head of Center for Machine Learning and Enterprise M...

4 years. 200 episodes. From “Blockchain and Financial Inclusion”, to “Shades of Grey”, “Judge me by my cover”, “Red Envelope”, “The Other 50”, and finally “One Vision”, it has been our privilege to share the platform with over 170 guests on the show to talk about wide-ranging topics from innovation and fintech to the future of work and emerging technologies; from founders to funders and evangelist...

We consume a lot of information each day. When we read the latest news about what’s going on in fintech, venture capital, and the different spectrums of new technology, we aren’t always provided context around the broader story, nor are we often brought into the lives of those building what’s next. Context is important, as is understanding how technologies are impacting our lives. Those that shape...

Our world has changed, and along with it, our workforce and their expectations. Employees are increasingly looking for purpose beyond a paycheck. "Make inclusiveness part of your culture" is a crucial cornerstone of successful companies; yet, driving a long-term D&I strategy is easier said than done. In this episode of One Vision, Theo welcomes Vanice Hayes, Chief Culture, Diversity and Inclus...

There are so many interesting paths that financial services and fintech have taken the past decade. How we serve customers across the landscape of products and services has seen a sea of change and the addition of digital experiences as the business model has changed. Yet, when we think about the ways that financial brands can go down the wrong path, the list of lessons is a long one indeed. To av...

When was the last time you applied for a loan or some form of credit? Was it a magical experience? Did it take just a few minutes from application to funding? What if robotic process automation could mimic the human element for the more common requirements for lending and what if the majority of these, often tedious, parts of the loan application process could be done simply through a mobile phone...

When we think about the way we spend money, we might think that the opportunity cost of that spending is what we cannot save or what we cannot invest. But what about the opportunity cost of not giving? Think about how much you have donated to charities or causes throughout your life, whether it was in the form of money or your time. What if every time we spent money, we saved some and simultaneous...

Data is central to everything that we do. But as we go about our daily lives, how do we ensure we are protected? It’s not just about what data is being collected and what is being done with it; it’s also about who holds the power to make those decisions. And what guardrails do we have in place to ensure companies are acting ethically? Can we push them to change? In this episode of One Vision, Theo...

If you could be anyone in the world, who would you be? Would you be a spy, a lead singer in a rock band, a legendary product designer, or something else? What happens when fintech minds collide in the most random fashion? In this episode of One Vision, which at times feels more like a family dinner conversation, Theo reunites with Barb MacLean and Chris Garrod to talk about our virtual selves, tec...

Can we create a positive impact through dialogue and mindset change? How does our supply chain impact sustainability? How does our marketing campaign impact diversity, equity, and inclusion? From governance structure to financial metrics, how are we sparking economic growth for the entire ecosystem? In this episode of One Vision, Theo chats with Nima Farshchi, Director of the Center for Socia...

Recent market volatility has decimated fintech valuations and funding has become harder to come by. Instead of growth at all costs, startups are facing increased pressure to show profit. In this new episode of One Vision, Theo chats with Tiffani Montez, Principal Analyst at Insider Intelligence, on the era of uncertainty. Can neobanks continue to drive user growth rates and move to black fast, whi...

When we reflect upon who we are and where we are in our career path, who has influenced us the most in our journey, to become the person we are today? In this episode of One Vision, we welcome the return of our co-host Stephanie Foster, as we chat with Dana Wilson, CEO and Founder of CHIP, on wealth management and the importance of empowering others to live their financially authentic lives. There...

2022 has been an eventful year, to say the least. From positive gains in financial inclusion, to crypto winter and the Metaverse, much is evolving. What will be the new players in the emerging Web3 ecosystem as we continue to iterate? And what role will traditional finance play? In this episode of One Vision, we chat with Lex Sokolin, Head Economist at ConsenSys, about what’s next for fintech inno...

Unfettered data collection coupled with powerful emerging technologies have given rise to a new digital era. With so much data at our fingertips, how do we separate information from misinformation and propaganda, and parse facts from fiction? Just because something is trending, it doesn’t mean it’s real. In this episode of One Vision, we chat with Alaric Aloor, CEO and Co-Founder of Archonsec, and...

Can you believe that Finovate turns 15 this year? The Disneyland of Fintech, as Bradley would call it, has played a pivotal role in moving the fintech ecosystem forward and bringing us together from all corners of the world. In this episode of One Vision, we chat with Greg Palmer and David Penn on what goes on behind the scenes and share some of our most memorable moments. One of the best things a...

Is cryptocurrency a gamble or an investment? Can it truly be an enabler of financial inclusion? Recently, Charlie Scharf, CEO of Wells Fargo, remarked that "crypto can be worth something as long as someone believes it's worth something." From cryptocurrencies to stablecoins to Central Bank Digital Currencies (CBDC), what is the next version of capital markets and what does the future hold? In...

Is fintech transitioning from teenager to adulthood? If so, how do we learn and grow together as a force for good? Are we making the right choices? And how can we help shape the future of this industry, from what we do, to who we include at the table, and how we get there? In this episode of One Vision, Theo chats with Raf De Kimpe about the upcoming Fintech Week London (July 11-12). With a full s...

It’s been said that the metaverse could be the next trillion-dollar opportunity. From retail and fashion, to gaming, sports, and even financial services, brands are actively trying to figure out how to engage with a new audience and capitalize on the excitement. But what is it like to be fully immersed as a creator? In this episode of One Vision, Theo and Arun chat with Jyothee Murali ( @jyxdi) ,...

According to a recent survey by the CFA Institute, 85% of investment managers across countries are increasingly incorporating ESG (Environmental, Social, and Governance) criteria into investment decisions. While opportunities abound in this fast-growing sector, what gets measured and how it’s measured can quickly grow in complexity. And are we focusing too much on what investors care about, and mi...