Theodora Lau

One Vision Podcast — Fintech, Banking, and AI with Theodora Lau

Business EN ↓ 382 episodes

One Vision Podcast is a fintech, banking, and AI podcast hosted by Theodora Lau (Founder, Unconventional Ventures; author of Banking on (Artificial) Intelligence). One Vision goes beyond the headlines on AI, agentic commerce, digital banking, financial inclusion, and the future of money — with founders, analysts, venture capitalists, technologists, and operators building the next chapter of financial services. New episodes weekly. Featured guests include leaders from Ant, bunq, J.D. Power, Forrester, IBM, Microsoft, Salesforce, SAS, SAP, and Wall Street Journal. Recognized in American Banker's...

Author

Theodora Lau

Category

Business

Latest episode

Jul 6, 2026

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Episodes

Building a fairer and more inclusive financial ecosystem 04.01.2026

In this episode of One Vision, Theo hosts Amanda Estiverne-Colas , Director of Payments Practice at Perficient. Amanda shares her journey in financial services, focusing on financial inclusion and fairness by design, as well as the importance of empathy in banking. They also touch on the challenges and opportunities within the financial ecosystem, the need to adapt to changing consumer needs, in o...

Bridging the banking experience gap with virtual branch solutions 15.12.2025

In today’s fast-paced digital world, the way we interact with organizations continues to evolve. In this episode of One Vision — FinTech Fuse, Theo sits down with Charles Oligbo , founder and CEO of Sawport. They discuss how Sawport is filling a gap in the banking experience with virtual branches, enabling customers to engage with their financial institutions without the need for physical visits w...

Shaping tomorrow's fintech and innovating for impact 07.12.2025

In this episode of One Vision the Fintech Fuse, we chat with Kristen Castell , Managing Director, Fintech CAFE (Center for Accelerating Financial Equity) and Ryan Venderlic , Program Manager at CAFE.  The trio discuss the accelerator program's evolution, its focus on financial equity for low to moderate-income communities, and the transformative power of collaboration among founders. Kristen...

Fintech Trends: Unwrapping 2025 and predicting 2026 30.11.2025

🚀 What's the countdown after Thanksgiving? The new year!  🎙️ Our latest One Vision episode tackles what's ahead for the banking industry in 2026. Theo is joined by Pam Kaur , Tiffani Montez , and Julie Muhn where they dive deep into the unpredictable world of 2025 and discuss the trends shaping the future of fintech, AI, payments, and consumer finance. Don’t miss the bold predictions and tho...

Who's in on the Digital Revolution? Global internet trends, AI adoption, and the shifting tides of consumer behaviors 23.11.2025

Who’s in on the digital revolution? In this episode of One Vision, Theo welcomes back Simon Kemp , Chief Analyst of DataReportal and Founder of Kepios, for a deep dive into the latest Digital 2026 report. The duo explores the monumental amount of data published over the past six months, including insights on AI usage, internet adoption, socio-demographic disparities, and the hyperbole surrounding...

Transforming Wealth Management with FinTech and AI — An APAC Perspective 16.11.2025

In this special on-location episode of One Vision, we welcome Andreas Mettenberger, Managing Director of Synpulse Hong Kong, to discuss the latest trends and opportunities in wealth management. Recorded during the 10th anniversary of Hong Kong FinTech Week, we explore the role of technology in wealth management, differences in regional approaches, and the mindset change needed to create new growth...

Building Connections: People, Technology, and Financial Services 09.11.2025

In this episode of One Vision, host Theo welcomes Pamela Villanova , VP of Digital Banking at American Eagle Financial Credit Union. They discuss the credit union's major milestone in conducting a digital banking conversion and the multi-year journey it entailed. Pam shares insights into the strategic focus they adopted, emphasizing user experience, data utilization, and the importance of partners...

Making financial protection more accessible 25.10.2025

In this episode of One Vision, Theo is joined by Alex Matjanec , founder and CEO of Wysh, and Jim Perry , an advocate for financial inclusivity. The trio delve into how institutions can offer real value and build trust with customers by embedding financial protection into everyday banking. Jim and Alex also discuss the broader implications of financial literacy and the efforts of The National Alli...

Exploring AI, Cybersecurity, and Future Tech 20.10.2025

In this episode of One Vision, Theo chats with Louis Columbus , a prominent columnist for VentureBeat, about his work at the intersection of AI and cybersecurity. They discuss the rapid pace of AI development, the concept of shadow AI, and the importance of learning and intellectual growth. Additionally, they delve into the role of AI in writing and its impact on research. Louis also shares his th...

Navigating transformation — Creating better banking experiences beyond transactions 13.10.2025

In this episode of One Vision, we welcome Wayne Miller , EVP, Chief Innovation Officer at ICBA, for an insightful conversation on the importance of community banks and evolution of fintech partnerships. Wayne shares his personal journey into the financial services industry and his passion for improving financial lives. The discussion touches on the challenges and opportunities in a digitally evolv...

Discover the future of digital banking, where technology meets humanity 06.10.2025

In this episode of One Vision, we welcome Sean Scott , SVP Partnership & Personalization at U.S. Bank, to discuss the evolution of digital banking, and the intersection of innovation and execution. The conversation dives into Sean's journey in leading digital transformation initiatives at the bank and being customer obsessed. Sean shares his insights on the importance of blending technology an...

Unlocking Value with AI — A CFO's Guide to Innovation 29.09.2025

In this episode of One Vision, Theo hosts Priya Gore , General Manager and Head of Cloud and AI Platform Solutions for US Financial Services at Microsoft, where they explore the expanded role of CFOs and impact of AI. Gore dispels common myths about AI, emphasizing its democratization and responsible usage. She highlights the importance of organizational readiness and the future of AI-driven work...

Bridging Fintech and Banking with AI: The Grasshopper Approach 22.09.2025

In this episode of One Vision podcast, we sit down with Pete Chapman, CTO of Grasshopper Bank, discussing the bank's innovative approach to digital banking, the integration of AI in their operations, and the importance of culture. We explore the evolving landscape of business banking, the challenges faced by small businesses, and the future of digital lending and money movement. Pete shares insigh...

From personalization to prediction: Unlocking the next wave of financial services with Anticipatory Banking 14.09.2025

In this episode of One Vision, we sit down with Allison Cerra , Chief Marketing Officer at Alkami , to explore how anticipatory banking moves financial services beyond personalization into prediction.  The conversation dives into the evolution of consumer technology in financial services, drawing parallels with the music industry, and highlights the importance of personalization and hyper-per...

Breaking boundaries — The journey from ideation to impact 07.09.2025

In this episode of One Vision, we welcome Martyna Lewinska , a seasoned technologist, startup advisor, and mentor. Martyna shares her extensive experience in building tech organizations, supporting founders as a fractional CTO, and launching successful products. We discuss the responsibilities and challenges of being a founder, the importance of execution, and the current landscape of implementing...

Don’t stop at one book — Fintech Book Club two year anniversary 01.09.2025

In this special episode of One Vision, we welcome Stessa Cohen , Jim Perry , and Efi Pylarinou to the show as they celebrate the inception and evolution of the FinTech Book Club .  We went back in time to two years ago when a panel at Finovate inspired the creation of the book club, which aims to foster community and disseminate thought leadership through reading and discussion. Our friends s...

Navigating trust, governance, and the human element in the age of AI 25.08.2025

In this episode of One Vision, we welcome Tony Fish , author of 'Decision Making in Uncertain Times', for a deep dive into the complexities of corporate governance in the age of data and AI.  Tony shares his unique perspective on corporate governance, the importance of asking the right questions, and the role of human elements like trust and empathy in technology. As he urged us,  we have to...

Revolutionizing Social Care with AI 11.08.2025

Can AI be a force for good in social care?  In this episode of One Vision, we welcome Nima Roohi Sefidmazgi, CEO and Co-Founder of Blooming Health. Nima shares his journey from being an immigrant and data scientist to founding a company aimed at providing comprehensive social care through technology, particularly focusing on the elderly and underserved populations.  He talks about the in...

Beyond the hype: From foundations to future applications of AI 04.08.2025

In this new episode of One Vision Podcast, we welcome Dr. Maryam Ashoori , VP of Product and Engineering at IBM. We discuss Maryam’s journey into AI and delve into the ethical considerations companies should prioritize when building AI systems, emphasizing data quality and the impact on society. Maryam shares insights on the misconceptions about AI and offers guidance for the next generation. Tune...

Exploring Global Digital Trends — Digging into the data with Simon Kemp 28.07.2025

In this new episode of One Vision, we chat with Simon Kemp , Founder of Kepios, also known for his comprehensive reports on the digital world via DataReportal. Simon shares the evolution of his work over 15 years, highlighting key insights into digital adoption trends across different countries and demographics. From the rise of mobile internet in Japan to the significant shifts in YouTube's user...

Mastering entrepreneurship in the future of finance 21.07.2025

In this new episode of One Vision Podcast, the incredible Sophie Guibaud shares her startup journey from digital banking and embedded finance to cryptocurrency, and her latest venture with Martyna Lewinska . Unsure about entrepreneurship? Looking to power up your career or personal life? This episode is a must-listen for you —and Sophie’s enthusiasm and sense of curiosity is contagious.  #AI...

What do consumers need? Creating value beyond transactions. 14.07.2025

In this episode of One Vision, we welcome Jennifer White , Senior Director at J.D. Power , to discuss key financial trends and how our industry is responding to consumer needs in these challenging times. Jennifer shares insights from J.D. Power's data on consumer financial health, and we explore consumer behavior amidst inflation, job security concerns, and other economic pressures. From the risin...

Are you a mirror of the people? 07.07.2025

As we shift from a relationship-based industry to one that's increasingly transactional and digital, how might financial institutions reclaim the human connection while still embracing technological advancement? Join us for a new episode of the One Vision Podcast with special guest Rik Coeckelbergs , founder of The Banking Scene and author of 'A New Ethos in Banking.' Rik shares his journey of wri...

Innovating with data intelligence 01.07.2025

🎧 New Podcast Alert! Join us as we welcome Allison Swagert to One Vision Podcast! Dive into the world of AI, financial crime prevention, and hear Allison’s unique career journey from pure mathematics and computer science to tackling fraud and compliance challenges! We explore the critical role of AI in fraud detection, the importance of collaboration in combating financial crimes, and why we need...

Navigating technology transformation in credit unions 23.06.2025

Excited to share our latest episode of the One Vision podcast, featuring Sherry Wu , CTO of the University of Michigan Credit Union! 🚀 Tune in as we explore career journeys and the unique challenges faced by credit unions. Sherry shares insights on technology adoption, AI implementation, legacy system transformation, and how collaboration can drive innovation. Tune in to learn how UMCU is navigat...

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