One Interesting Thing About Insurance

The physical exams administered to Carlos Correa by the SF Giants and NY Mets have cost him $150 million. He now has a six-year deal offered by the Minnesota Twins PENDING A PHYSICAL.  Insurance, or more accurately, the lack of insurance available is driving the market down for this very talented shortstop.

Nylle joins the podcast to talk about why everyone seems to hate talking to salespeople. Pursuing a sales prospect via text message goes terribly wrong for Robert.

Baseball's free agents are signing guaranteed contracts for hundreds of millions of dollars and the teams that sign them are insuring these deals much like any other big business hedges their positions. Did the Giants pull their offer to Carlos Correa because their insurer wouldn't cover the contract over concerns about a previous leg injury? If so, the Mets may pull their offer and he'll lose out...

Robert travels to Florida for the birth of his first grandchild and explains why it can be a good thing when a baby arrives early.

Robert talks with his son, Damon, about how concert tickets were sold in the 90s and contrasts that with the Metallica tour that recently went on sale.

Robert shares a story of vacation in Mexico that reminds him of an often overlooked insurance policy.

Robert answers a couple listener questions, reflects on a bus trip from Atlanta to Florida to reach his family Thanksgiving and drops a reference to a book he now believes he never actually read.

Robert had an idea to make his 10th grade Halloween more fun for him and his friends. Of course, the consequences of mayhem do not always fall on those responsible.  The story is a quick lesson in vicarious liability.

Robert recounts a 19-day road trip he took with his son the summer of 2020 during which he violated a few terms of the rental car agreement.

Robert talks with his son, Brandon, an expectant father, about the life insurance for babies that he recalls being advertised in his Columbia House CD member mailings from 1994.

Robert can’t remember every time he has seen a doctor.  The good news is, the little, insignificant visits to the doctor may not make much difference when it comes time to apply for insurance.

A friend at a party reveals to Robert that her doctor is doing something special for her. She is very grateful, however, it is, unfortunately, a felony.

Robert shares a cautionary tale with lessons on dating, food safety, the practical realities of out-of-state arrest warrants, and property insurance.

It would be creepy if someone could purchase a life insurance policy on your life without your consent, right? But could there be a good reason to carve out an exception for some people? Robert shares his observations from proposing life insurance to young families.

Robert shares stories of non-traditional remedies for his many physical, mental and emotional problems. While they may not be covered by a typical ACA-compliant health insurance plan, maybe section 213(d) of the Internal Revenue Code can help.

Robert gets caught in the middle of a plumbing emergency and sees a connection with a common homeowners insurance loss.