Not Your Average Financial Podcast™
Not Your Average Financial Podcast™
Traditional financial planning is no longer working, and in the new-normal economy, your hosts Mark Willis, CFP® and Holly Bach invite you to join us, as we engage the new and improved steps for establishing financial sanity. Be curious. Be stable. Be sane. This is Not Your Average Financial Podcast. More at https://nyafinancialpodcast.com.
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Not Your Average Financial Podcast™
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Latest episode
Jul 10, 2026
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Episodes
Episode 462: Ninja Belts Bonus! Kung Fu Mastery and Your Money with Phil Smith 10.07.2026 21:32
In this episode, we ask: Have you met a Kung Fu Master? Who is Phil Smith? Who is the big bad banker? What were some of the first lessons on the mat? What are the building blocks? What about the stances? What about versatility? What does it take to be “kung fu” at something? What...
Episode 461: No. 9 The Black Belt Warning: The Real Dangers of Large Policy Loans and How to Avoid Lapse Tax 03.07.2026 19:34
In this episode, we ask: Have we gone mad here? Should we save more? Should we just hope the market cooperates? What is the four step process for the black belt? What discipline is required to handle large loan balances? What is the most important business in the world? Should premiums and income match? What...
Episode 460: No. 8 The Black Belt Strategy: Expand Your Banking System Until It Handles 100% of Your Income 26.06.2026 32:50
In this episode, we ask: Have you tied on your belt? What is happening with the CPI? Where is worker confidence listed with ABRI? What is the median savings for people in the U.S.? What age bracket is buying whole life insurance in droves? What is the black belt? Are you leaking wealth? Is your...
Episode 459: No. 7 The Brown Belt: Create a Family Banking System That Lasts Over 100 Years 19.06.2026 20:59
In this episode, we ask: What can span three or more generations? Have you considered the family office? Would you like to get going with capturing your monthly cashflow with No. 1 The White Belt? Would you like to advance to working with the most important people in your life, No. 2 The Yellow Belt? Would you...
Episode 458: No. 6 The Purple Belt: How to Finance Massive Annual Expenses 12.06.2026 29:36
In this episode, we ask: Why is the consumer sentiment rating in the basement? What is projected to run dry? What are people voting with their wallet for? Would you like to begin with capturing your monthly cashflow with No. 1 The White Belt? Would you like to continue on with the most important people in...
Episode 457: No. 5 The Green Belt: Not Just a Policy, A Cash Flow System 05.06.2026 22:58
In this episode, we ask: Are you crossing your fingers and hoping Wall Street delivers? Would you like to start with capturing your monthly cashflow with No. 1 The White Belt? Would you like to follow up with the most important people in your life, No. 2 The Yellow Belt? Would you like to catch up on...
Episode 456: No. 4 The Red Belt: The Ultimate Retirement and Business Protection Strategy Most Advisors Ignore 29.05.2026 19:23
In this episode, we ask: Are you ready to advance to a pivot point in the financial dojo? Would you like to review No. 1 The White Belt? Would you like to listen to No. 2 The Yellow Belt? Would you like to catch up on No. 3 The Orange Belt? What are we moving...
Episode 455: No. 3 The Orange Belt: the Debt SnowBank Method™ 22.05.2026 26:30
In this episode, we ask: What if it is possible to be BETTER than debt free? Would you like to hear the No. 1 The White Belt and No 2. The Yellow Belt? Are you debt free? Is paying cash the answer? What did a recent federal reserve study conclude? What is the Debt SnowBank...
Episode 454: No. 2 The Yellow Belt: The People Who Matter Most – Kids, Parents and Business Partners 15.05.2026 27:23
In this episode, we ask: Will anything else in your financial life work? Did you listen and learn about the White Belt in Episode 453? What is the Yellow Belt? Where is real wealth built? What intentional steps are you taking? What about legacy level power? How much does it cost to raise one child...
Episode 453: The Ninja Belts of Bank On Yourself®: No. 1 The White Belt: Cash Flow Mastery 08.05.2026 26:57
In this episode, we ask: Where is the true sanity? What about the martial arts belts? How can we build real wealth? How many money moves are you making in your cash flow? How about renegotiating the auto insurance? What about cutting out subscriptions no longer in use? Do you need to adjust your tax...
Episode 452: Why China and India Just Bought Gold and Silver Like Crazy… and What It Means for Your Money with Dana Samuelson 01.05.2026
In this episode, we ask: What is happening with precious metals? Where do we stand? Who is Dana Samuelson? Where is gold, silver and platinum going? What is the state of the union on precious metals? What happened in 2025? What happened in the late 70s and COVID? What about tariffs? What about uncertainty? What...
Episode 451: Refinance Your Retirement – An Important Update on Annuities 24.04.2026 11:40
In this episode, we ask: Do you need the latest and greatest? Are you rocking a flip phone? How have interest rates affected crediting rates, caps and guaranteed lifetime income streams? Did you buy a contract in the low rate years? What are the new contracts offering with higher interest rates? Is it smart to...
Episode 450: The Tardus Income Snowball and Bank On Yourself® – Are They Your Financial Game Genie? with Ben Berry 17.04.2026 37:07
In this episode, we ask: Who is Ben Berry? Would you like to check out Episode 397? What is Tardus Wealth Strategies? Would you like to hear Episode 376? How does the Bank on Yourself tool integrate with the Income Snowball? Do you remember Nintendo, back in the day? Do you remember the Game Genie?...
Episode 449: The Hidden Power of Trump Accounts — What Nobody is Telling You 10.04.2026 23:24
In this episode, we ask: How has the I.R.S. clarified things with a recent notice on the Trump account? What changed Mark’s mind about the Trump accounts? Can you convert a Trump account into a Roth IRA when the kid turns 18? Why not put money into a 529 plan instead? What about layering this...
Episode 448: Why the Bank on Yourself Combo Rider is Your Lethal Weapon — If You Use It! 03.04.2026 30:42
In this episode, we ask: What is the combo rider? What’s the worst thing you could do? What is the power of uninterrupted compounding growth? How about an example? What about utilizing the paid up additions rider? What’s the deal with the one-year term cost? What can be a game changer? What about parking money...
Episode 447: Films That Change Lives and Hearts with Moneeka Sawyer 27.03.2026 20:07
In this episode, we ask: Do you remember Moneeka Sawyer? Would you like to listen way back to Episode 119? What is the Christmas Rescue? What did Moneeka notice as an executive coach? What happens when people lose their joy? Have you read Choose Bliss? How can you be blissful when you’re broke? What transformed Moneeka’s...
Episode 446: Tax Efficient Ways to Buy Company Cars via Bank on Yourself® 20.03.2026 24:25
In this episode, we ask: What do business owners ask Mark all of the time? Is this legal? Are there benefits to doing this? Who is in a strong position? What can add super-powerful leverage here? What about layering in a shareholder loan from your policy? What about accelerated depreciation on a heavy SUV or...
Episode 445: Markets Don’t Care About Your Timeline 13.03.2026 18:58
In this episode, we ask: Do you remember the early 2000s? Do markets care about your timeline? What happens if the buffer is now gone? How can you go 2 weeks or more without a paycheck? What did the Federal Reserve’s retirement data say? What about groceries? What about one market dip? Is history kind...
Episode 444: Why Top Line Revenue Isn’t Real Success with Ciara Stockeland 06.03.2026 35:56
In this episode, we ask: What if running your business was like solving one giant puzzle? What is your vision of success? Have you been building the wrong picture all along? Who is Ciara Stockeland? Would you like to listen the Inventory Genius podcast? What happened? What was the craziest part of Ciara’s ride up?...
Episode 443: Don’t Diversify! Put All Your E.C.S. in one basket! 27.02.2026 32:40
In this episode, we ask: Is there a nagging worry? Will the nest egg actually last? What about efficiency? What about control? What about safety? Do you need to spread your money thin across a lot of baskets? What is Mark’s core philosophy on planning? What is the E.C.S. factor? What can eat through savings...
Episode 442: The READY Strategy for Retirement Income 20.02.2026 34:57
In this episode, we ask: What will your retirement party feel like? Will you run out of paychecks? How can you boost your income growth? What about the 4% rule? What about the Trinity study? What does this assume? What about sequence of returns risk? What did the WSJ say? What do you really need?...
Episode 441: From Overlooked to Unstoppable with Len Sanford Jr. 13.02.2026 32:34
In this episode, we ask: What happens with subconscious programming? Who is Len Sanford Jr.? What is Len’s story? What are the three Gs? What did Len get from his family? How does one become abundant? Who is waiting on God? What about what other people think? Why is it important to Len to Bank...
Episode 440: How to Ask AI about Bank on Yourself® 06.02.2026 32:09
In this episode, we ask: What do I see every week? Does AI have good financial advice? What are some optimal prompts for AI? • “Compare the historical net returns and liquidity of a properly structured dividend paying whole life insurance policy… versus a total stock market index over a 30 year period… include the...
Episode 439: Permission to Spend DOUBLE in Retirement! 30.01.2026 26:16
In this episode, we ask: Why do people refuse to treat a dollar of income the same as a dollar of wealth? What is the weird glitch in human psychology? What does the latest research say? What about married couples? What does guaranteed income do to the retirement income puzzle? Why are many retirees living...
Episode 438: Having a Baby? Put Bank On Yourself® on the Registry! 23.01.2026 19:43
In this episode, we ask: Are you a small or mid-sized business owner? Would you like to read and review our new book, The Business Fortress: How to Grow, Protect and Exit Your Business? What’s an unexpected baby shower gift? What if your family could chip in? What are smart tricks? What about funding systematically?...
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