Stoy Hall, CFP®

NoBS Wealth®

Business EN ↓ 237 episodes

Welcome to the NoBS Wealth Podcast , where we cut through the noise and tell the truth about money. Not the cute truth. The real truth. The kind that makes you pause, get uncomfortable, then finally do something different. I’m Stoy Hall , Certified Financial Planner and founder of Black Mammoth. This show isn’t built for people who want motivation. It’s built for people who want outcomes. Especially women, minorities, LGBTQ folks, and business owners who are tired of being talked down to, sold to, or fed recycled advice that doesn’t fit real life. Here’s what we do differently. We don’t spend...

Be sure to visit the podcast's website and support the creator: nobswealth.com

Author

Stoy Hall, CFP®

Category

Business

Podcast website

nobswealth.com

Latest episode

Oct 7, 2026

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Episodes

Alternatives Decoded: Due Diligence and Deployment 22.10.2025

If you’re still pretending 60/40 will solve everything, this episode is your wake-up call. I brought back the Queen of Alts, Shana Orczyk Sissel , to rip through the reality of alternatives: what works, what doesn’t, where the real yield is coming from, and the cost you actually pay for it—hint: liquidity, not magic. We get straight to it. No fluff. No sales pitch. Just the truth.  We break down w...

Pause, Pray, Process: Financial Harmony with Dr. Preston Cherry 15.10.2025

Money feels heavy right now. Prices are loud, headlines are louder, and everyone’s telling you to either hoard cash or gamble big. I’m not interested in either. I brought back Dr. Preston Cherry, CFP to cut through the noise and help you build financial harmony you can actually live with. We start by telling the truth: money isn’t just a tool. It’s a partner. You trade your time, energy, and soul...

Alimony, 50/50, Prenups: The NoBS Divorce Money Playbook 08.10.2025

Divorce is not just a life event. It is a wealth event. In this episode, I sit down with Certified Divorce Financial Analyst Jamie Lima to rip the cover off the myths that quietly drain people’s futures. We get practical, we get specific, and we stay honest about what it takes to walk away with your sanity and a plan. We tackle the loud myths first. No, “never get married” isn’t a strategy. No, al...

Insurance Myths That Keep You Broke and Exposed 01.10.2025

Insurance isn’t boring—it’s the foundation of your wealth plan. Most people treat it like an afterthought, only glancing at benefits during open enrollment and hoping nothing bad happens. That’s exactly why so many families end up scrambling when life hits them with the unexpected. In this episode, I sit down with Maxwell Schmitz , a disability insurance and income protection expert, to rip apart...

Why Traditional Advice Fails First-Gen Wealth Builders 24.09.2025

This episode pulls no punches. We’re talking about the realities of first-generation wealth building, the systemic oppression that keeps people stuck, and the truth about how legacy gaps can transform into generational growth. I sit down with Dr. LaTanya White—researcher, entrepreneur, and unapologetic truth-teller—to dissect why traditional wealth advice doesn’t work for everyone. We break down t...

Tips, credits, and chaos: what the new bill really does 17.09.2025

You want the truth about the One Big Beautiful Bill. Not headlines. Not wishful thinking. The real impact on your money and your business. That is what we cover today. Morgan Anderson joins me to break down what changes now, what phases in next, and where the media is getting it wrong. We hit the mess around “no tax on tips” and why it is not the free pass people think it is. We talk expiring cred...

Stop Posting Daily: The Real Q4 Content Strategy That Works 10.09.2025

Q4 is the graveyard for lazy marketing. Every year, business owners crank out more posts, flood their feeds, and wonder why nothing sticks. It’s not about more volume. It’s about strategy, intention, and execution. And if you miss that in Q4, you’re already behind. In this episode, Stoy Hall and Kristina Hall rip apart the myths the “experts” keep pushing. We tackle why Q4 is the toughest quarter...

The NoBS Collective: Why We’re Resetting Wealth Conversations 03.09.2025

It’s time to reset. No fluff, no filler, no long-winded bios. Just raw conversations about money and wealth that actually matter. The NoBS Wealth Collective is here. A vetted group of badass professionals ready to go deeper than the surface-level talk you’re used to. We’re cutting through the noise of media myths and bringing you the truth—straight from experts who work in the trenches every day....

Parenting Truths No One Says Out Loud | Let’s Get Real Ep. 25 28.08.2025

Parenting isn’t content. It’s real life. It’s loud, messy, exhausting, and worth every ounce of you. In this episode of Let’s Get Real, I talk honestly about back-to-school chaos, youth sports pressure, and the money choices that actually build a family you’re proud of. We get into why “perfect parent” is a trap, how to use the 18 summers mindset without panicking, and what coaching football keeps...

Scams, Layoffs, and Teacher Pay Cuts | Let’s Get Real Ep. 24 12.08.2025

This week on Let’s Get Real – we’re tearing into the headlines from the week of August 4th and not holding back. From FBI-confirmed pump-and-dump scams designed to leave you holding the bag… to TikTok layoff videos that could wreck your career before you even hit “upload”… to an Iowa task force actually floating performance-based pay and benefit cuts for teachers—yeah, they really said that. I’ll...

Lose Reception. Gain Perspective. | Let’s Get Real Ep. 23 07.08.2025

You ever unplug long enough to actually feel again? In this episode, I pull back the curtain on what really matters—not headlines, not hustle culture, not market panic. But moments. Memories. Legacy. After 18 hours in a car, hiking Zion, dodging rattlesnakes, and road-tripping with my wife and kids, I realized how little time we actually have with the people we love—and how much time we waste worr...

Ep. 135 - The IRS Nightmare is a Myth: How to Escape Tax Hell Without Going Broke 09.07.2025

Stop hiding from those IRS letters. They're not coming to drag you away in handcuffs. The biggest lie the government ever told you? That tax debt will ruin your life. Here's the brutal truth: 99.9% of people who owe taxes will NEVER see the inside of a jail cell. But they will lose sleep, relationships, and thousands of dollars in penalties because they believe the fear-mongering. In thi...

The Truth About “The Big Beautiful Bill” | Let’s Get Real Ep. 22 08.07.2025

You didn’t ask for this bill. Hell, most people didn’t even know it got signed. But now it's here—and it’s coming for your wallet, your business, your health benefits, your loan rates, and your damn peace of mind. In this raw breakdown of The One Big Beautiful Bill Act , Stoy Hall exposes the top 5 financial threats buried in this 900+ page mess—from Medicaid cuts and IRS overreach to the gut...

Ep. 134 - Rewire Your Brain to Build Wealth & Beat Burnout for Good 02.07.2025

Stop trying to think your way to wealth. Your nervous system has been calling the shots this whole time. Most financial advice tells you to "remove emotions" from money decisions. That's complete bullshit. You can't remove what's hardwired into your survival system. Here's the brutal truth: Your childhood money memories are still running your financial life. Every lim...

SBA Just Screwed Small Business — And You’re Next | Let's Get Real Ep. 21 01.07.2025

Your money's getting played while you're scrolling memes. Time to wake the f*ck up. This ain't your typical finance bro BS - we're talking about the real moves happening RIGHT NOW that are messing with your bag. SBA loans just got harder to snag (yeah, they moved the goalposts AGAIN), Cincinnati Fed's actually doing something useful for once, and global tensions? They&apos...

Ep. 133 - From Beijing Bars to Bestseller: How 14 Days in Chinese Prison Changed Everything 25.06.2025

What happens when a college football player gets locked up in Beijing for smoking weed and turns it into a bestselling book empire? Picture this: You're 24, fresh out of college, teaching English in Beijing when three Chinese police officers knock on your door. Within hours, you're locked in a cell with 14 Chinese men you can't communicate with, eating three bowls of soup a day with...

The Fed Just Screwed You, Private Equity Is Bleeding Parents Dry & War Economics Are Here | Let's Get Real Ep. 20 24.06.2025

YOUR MONEY IS UNDER SIEGE RIGHT NOW The system is rigged. Private equity vultures are bleeding your kids' sports funds dry. The Fed is holding rates hostage because of Trump's tariff chaos. And while you're getting crushed at the gas pump, your savings are sitting there doing nothing. This isn't some distant economic theory - this is happening to YOUR wallet TODAY. In this epis...

The Truth About Death They Don’t Prepare You For | Let's Get Real Ep. 19 19.06.2025

Let's Get Real just got real as hell. Stoy strips away the bullshit and takes you through the brutal reality of loss - from teammate suicides to watching his alcoholic mother die at 50, to losing the grandmother who raised him. This isn't your typical grief podcast. This is raw truth about what death actually does to you, your kids, and everyone left behind. What you'll get hit with...

Ep. 132 - Paralyzed Weeks After Birth—Her Comeback Will Break You 18.06.2025

They said she'd never walk again. They were dead wrong. Holly's battle with Guillain-Barré Syndrome left her paralyzed and fighting for her life. Now she's fighting to tell her story—raw, unfiltered, and without permission. This isn't your typical medical recovery podcast. It's a brutal awakening to what happens when your body betrays you and the healthcare system fails yo...

Ep. 131 - Why Equity > Salary: The Money Game They Never Taught Us 11.06.2025

Buckle up for a raw, unfiltered journey of transformation that'll make your entrepreneurial soul IGNITE! From a rough San Francisco neighborhood to selling his financial advisory firm, building groundbreaking tech, and now revolutionizing sports content with Bench, Dasarte Yarnway is the embodiment of creating your own destiny. This isn't just another success story—it's a masterclas...

Why You MUST Put Your Kids in Sports as a Parent | Let's Get Real Ep. 18 05.06.2025

THE GAME-CHANGING POWER OF YOUTH SPORTS Former D1 football player drops UNFILTERED wisdom on why youth sports matter more than ever. No BS talk on football safety, when kids should start, and the REAL lessons sports teach that America desperately needs. "Sports isn't just for the love of the game—it builds discipline, work ethic, and the mental toughness to overcome life's inevitabl...

Ep. 130 - The Art of Money Healing: Why Financial Therapy Matters 04.06.2025

 Money doesn't have to be cold, rigid, and intimidating. In this bold, thought-provoking episode, I sit down with financial therapist Rachel Duncan who's revolutionizing how we heal our relationship with cash through art and creativity. Ever felt like the financial industry left you behind? You're not alone.  Rachel reveals how her background as both a numbers person AND an artist l...

Why Do We Keep Dragging Each Other Down? | Let's Get Real Ep. 17 29.05.2025

WHY ARE WE THE WAY WE ARE? In this raw, unfiltered episode, Stoy rips the mask off society's toxic habit of tearing each other down instead of building each other up. The shit-talking ends NOW. No political agenda. No geopolitical crap. Just the brutal truth about why we attack each other online while celebrities and the wealthy elite keep getting richer and more powerful. Stoy calls out the...

Ep. 129 - Stop Waiting to Be Perfect: Start Your Business Right Now 28.05.2025

Ever feel trapped in your own box? In this brutally honest episode, Mss Francois (the Multi-talented and Super Sexy powerhouse from Trinidad and Tobago) exposes the immigrant journey nobody talks about—being kicked to the curb with her belongings in garbage bags just months after arriving in America. She doesn't sugarcoat it: "It sucked. I hated it." But from those black trash bags...

Why You NEED Life Insurance in 2025 | Let's Get Real Ep. 16 22.05.2025

GET YOUR SHIT TOGETHER WITH LIFE INSURANCE Ever feel like those insurance salesmen are just vultures picking at your wallet? I used to BE one of those guys - and yeah, it was sleazy as hell. But here's the raw truth: you NEED life insurance, and you're bullshitting yourself with every excuse not to get it. In this no-holds-barred episode, I'm calling out every weak excuse: "I&a...

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