NoBS Wealth®

Q4 is the graveyard for lazy marketing. Every year, business owners crank out more posts, flood their feeds, and wonder why nothing sticks. It’s not about more volume. It’s about strategy, intention, and execution. And if you miss that in Q4, you’re already behind. In this episode, Stoy Hall and Kristina Hall rip apart the myths the “experts” keep pushing. We tackle why Q4 is the toughest quarter...

It’s time to reset. No fluff, no filler, no long-winded bios. Just raw conversations about money and wealth that actually matter. The NoBS Wealth Collective is here. A vetted group of badass professionals ready to go deeper than the surface-level talk you’re used to. We’re cutting through the noise of media myths and bringing you the truth—straight from experts who work in the trenches every day....

Parenting isn’t content. It’s real life. It’s loud, messy, exhausting, and worth every ounce of you. In this episode of Let’s Get Real, I talk honestly about back-to-school chaos, youth sports pressure, and the money choices that actually build a family you’re proud of. We get into why “perfect parent” is a trap, how to use the 18 summers mindset without panicking, and what coaching football keeps...

This week on Let’s Get Real – we’re tearing into the headlines from the week of August 4th and not holding back. From FBI-confirmed pump-and-dump scams designed to leave you holding the bag… to TikTok layoff videos that could wreck your career before you even hit “upload”… to an Iowa task force actually floating performance-based pay and benefit cuts for teachers—yeah, they really said that. I’ll...

You ever unplug long enough to actually feel again? In this episode, I pull back the curtain on what really matters—not headlines, not hustle culture, not market panic. But moments. Memories. Legacy. After 18 hours in a car, hiking Zion, dodging rattlesnakes, and road-tripping with my wife and kids, I realized how little time we actually have with the people we love—and how much time we waste worr...

Stop hiding from those IRS letters. They're not coming to drag you away in handcuffs. The biggest lie the government ever told you? That tax debt will ruin your life. Here's the brutal truth: 99.9% of people who owe taxes will NEVER see the inside of a jail cell. But they will lose sleep, relationships, and thousands of dollars in penalties because they believe the fear-mongering. In thi...

You didn’t ask for this bill. Hell, most people didn’t even know it got signed. But now it's here—and it’s coming for your wallet, your business, your health benefits, your loan rates, and your damn peace of mind. In this raw breakdown of The One Big Beautiful Bill Act , Stoy Hall exposes the top 5 financial threats buried in this 900+ page mess—from Medicaid cuts and IRS overreach to the gut...

Stop trying to think your way to wealth. Your nervous system has been calling the shots this whole time. Most financial advice tells you to "remove emotions" from money decisions. That's complete bullshit. You can't remove what's hardwired into your survival system. Here's the brutal truth: Your childhood money memories are still running your financial life. Every lim...

Your money's getting played while you're scrolling memes. Time to wake the f*ck up. This ain't your typical finance bro BS - we're talking about the real moves happening RIGHT NOW that are messing with your bag. SBA loans just got harder to snag (yeah, they moved the goalposts AGAIN), Cincinnati Fed's actually doing something useful for once, and global tensions? They&apos...

What happens when a college football player gets locked up in Beijing for smoking weed and turns it into a bestselling book empire? Picture this: You're 24, fresh out of college, teaching English in Beijing when three Chinese police officers knock on your door. Within hours, you're locked in a cell with 14 Chinese men you can't communicate with, eating three bowls of soup a day with...

YOUR MONEY IS UNDER SIEGE RIGHT NOW The system is rigged. Private equity vultures are bleeding your kids' sports funds dry. The Fed is holding rates hostage because of Trump's tariff chaos. And while you're getting crushed at the gas pump, your savings are sitting there doing nothing. This isn't some distant economic theory - this is happening to YOUR wallet TODAY. In this epis...

Let's Get Real just got real as hell. Stoy strips away the bullshit and takes you through the brutal reality of loss - from teammate suicides to watching his alcoholic mother die at 50, to losing the grandmother who raised him. This isn't your typical grief podcast. This is raw truth about what death actually does to you, your kids, and everyone left behind. What you'll get hit with...

They said she'd never walk again. They were dead wrong. Holly's battle with Guillain-Barré Syndrome left her paralyzed and fighting for her life. Now she's fighting to tell her story—raw, unfiltered, and without permission. This isn't your typical medical recovery podcast. It's a brutal awakening to what happens when your body betrays you and the healthcare system fails yo...

Buckle up for a raw, unfiltered journey of transformation that'll make your entrepreneurial soul IGNITE! From a rough San Francisco neighborhood to selling his financial advisory firm, building groundbreaking tech, and now revolutionizing sports content with Bench, Dasarte Yarnway is the embodiment of creating your own destiny. This isn't just another success story—it's a masterclas...

THE GAME-CHANGING POWER OF YOUTH SPORTS Former D1 football player drops UNFILTERED wisdom on why youth sports matter more than ever. No BS talk on football safety, when kids should start, and the REAL lessons sports teach that America desperately needs. "Sports isn't just for the love of the game—it builds discipline, work ethic, and the mental toughness to overcome life's inevitabl...

 Money doesn't have to be cold, rigid, and intimidating. In this bold, thought-provoking episode, I sit down with financial therapist Rachel Duncan who's revolutionizing how we heal our relationship with cash through art and creativity. Ever felt like the financial industry left you behind? You're not alone.  Rachel reveals how her background as both a numbers person AND an artist l...

WHY ARE WE THE WAY WE ARE? In this raw, unfiltered episode, Stoy rips the mask off society's toxic habit of tearing each other down instead of building each other up. The shit-talking ends NOW. No political agenda. No geopolitical crap. Just the brutal truth about why we attack each other online while celebrities and the wealthy elite keep getting richer and more powerful. Stoy calls out the...

Ever feel trapped in your own box? In this brutally honest episode, Mss Francois (the Multi-talented and Super Sexy powerhouse from Trinidad and Tobago) exposes the immigrant journey nobody talks about—being kicked to the curb with her belongings in garbage bags just months after arriving in America. She doesn't sugarcoat it: "It sucked. I hated it." But from those black trash bags...

GET YOUR SHIT TOGETHER WITH LIFE INSURANCE Ever feel like those insurance salesmen are just vultures picking at your wallet? I used to BE one of those guys - and yeah, it was sleazy as hell. But here's the raw truth: you NEED life insurance, and you're bullshitting yourself with every excuse not to get it. In this no-holds-barred episode, I'm calling out every weak excuse: "I&a...

Divorce papers in one hand, social services forms in the other. A small-town doctor facing financial ruin after losing her six-figure job. But that's not where Dr. Tara Harding's story ends – it's where it begins.  Hear the raw, unfiltered journey of how rock bottom became the foundation for a healthcare revolution. From screaming on her bedroom floor to building a multi-state teleh...

Think you're a real entrepreneur by pumping every damn penny back into your business? THINK AGAIN. In this raw, unfiltered episode, I rip apart the dangerous myths keeping you broke while your business thrives. You're working yourself to death, paying everyone BUT yourself, and calling it "hustle" when it's actually just slow financial suicide. The hard truth most won&apos...

What if the biggest obstacle to your success isn't what you think, but how you tell your story? In this raw, unfiltered conversation, strategic storytelling consultant and bestselling author Aleya Harris reveals how authenticity unlocks real connection and drives success. From traveling the world as a private chef to losing it all with postpartum depression, Aleya shares her vulnerability fra...

Grinding 24/7 isn't the flex everyone thinks it is. It's DESTROYING your life. In this raw, unfiltered episode of Let's Get Real, we tackle the brutal reality of hustle culture head-on. With 77% of employees burning out, your side hustle might be slowly killing you instead of saving you. But here's the truth: You DON'T need to sacrifice your sanity for financial freedom. D...

Sick of being seen but not paid? In this raw, unfiltered conversation, Shayna Davis reveals the brutal truth about why most women entrepreneurs have plenty of visibility but empty bank accounts. She shares her journey from occupational therapist to influence expert, and how she discovered the "High Five" strategy that helped her land corporate contracts, high-paid speaking gigs, and a si...

THE AMERICAN DREAM IS DEAD. OWNING A HOME IN 2025? F*CK THAT. The "white picket fence" fantasy is BLEEDING YOU DRY. At $400,000 average home cost and 6.67% interest rates, you're looking at $3,000+ monthly for what exactly? A financial prison. In this raw, unfiltered episode of Let's Get Real, we shatter the post-WWII propaganda that's been force-fed to generations. Owning...