NoBS Wealth®

Everyone loves to romanticize nonprofits. Cute animals, smiling founders, feel-good posts. But behind the scenes? It’s brutal. In this 12 Days of Giving episode, we rip the filter off and walk straight into the chaos, cost, and emotional weight of running a real nonprofit — through the lens of a donkey rescue that now cares for around 100 donkeys plus a full farm of other animals. Sara Weldon neve...

December is chaos. Holidays, travel, weather, kids, hosting, work, pressure to “make it special” – and then we act shocked when the credit card statement smacks us in January. In this 12 Days of Giving episode, I bring back money expert Rachel Duncan to walk through the one simple system she built to stop December from blindsiding her every single year: a recurring “Holiday Lessons Learned” calend...

If you still believe “the IRS already knows what you made, they should just do your taxes for you,” this episode might slap that idea right out of your head. In today’s 12 Days of Giving episode, I’m back with Enrolled Agent, Morgan Q. Anderson , breaking down a real story where the IRS seized a client’s $116,000 refund over a 1099-R that reported roughly $196,000 of “income” he never actually rec...

This isn’t a cute budgeting episode. This is a $14 million revenue business buried under $1.5 million in stacked merchant cash advances , with money ripped out of the account every single day. The owner wasn’t reckless. He had a 740 credit score and solid bank statements . He just got sold the wrong “solution” over and over. In this 12 Days of Giving episode, I sit down with Sara Weldon of TruFinC...

Most couples think they’re “broken” because they argue about money. The truth? You’re probably more normal than you realize—you’ve just never been taught how to talk about money without going to war. In this 12 Days of Giving episode, I sit back down with financial therapist Ashley Quamme to walk through a real couple we’ll call Mark and Mary —late 30s, three kids, decent income, solid marriage… u...

Most business owners aren’t losing opportunities because they’re bad at what they do. They’re losing because nobody knows they exist. Why? Because they refuse to show up. In this 12 Days of Giving episode, I’m back with my sister-from-another-mister, Kristina Hall of Hall Social Media , to talk about one brutal truth: at some point, you’ve got to just f *ing do it**. That idea you’ve been sitting...

This is the episode nobody wants to think about… until they’re forced to. Your parent dies, you step in to “help,” and suddenly you find out they haven’t filed tax returns in years. The estate is frozen, the IRS wants their cut, and you’re grieving while also trying to untangle a financial nightmare you didn’t create. In this 12 Days of Giving episode, I’m back with Morgan Q. Anderson, EA , who’s...

The holidays are here, the cards are swiped, and a lot of you are sitting there doing the math you’ve been avoiding all year. In this 12 Days of Giving episode, Daniela shares the story of a single mom in Richmond, Virginia who was one denial away from a full breakdown: new apartment, two little girls, $10K in credit card debt, and zero clue how to keep from getting evicted again.  This isn’t a cu...

What happens when your generosity becomes the very thing that threatens your future? In this 12 Days of Giving episode, I sit down with therapist and member of the NoBS Collective, Rachel Duncan , to unpack a story that honestly describes way too many people: late 50s, single, big heart, strong friend group, steady nonprofit job — and quietly terrified that retirement might not be possible because...

Divorce is already brutal. But when the money is handled wrong, it stops being “emotional pain” and turns into “your future just got cut in half.” In today’s 12 Days of Giving episode, Jamie Lima is back—and we walk through a real case where a woman was about to sign a settlement that would have effectively given away $300K–$400K she didn’t need to lose and forced her to sell the home she desperat...

This one’s for every parent staring at their older teen or college-age kid thinking, “Why aren’t you moving? Why aren’t you launching?” You did the “right” things: good schools, good neighborhood, bank accounts, maybe even a car and a debit card. One kid takes off. The other is stuck on the couch, overdrafting their account and dodging responsibility. And you’re wondering if you screwed this up. I...

Most people don’t give at year-end because they’re saints. They give because of taxes … and then hope the IRS sees it the way they do. In this episode, I bring back estate planning attorney Griffin Bridgers and walk through year-end giving in four parts: Hook & Setup, The BS We’re Fed, No BS Reality, and Do This Next. In the Hook & Setup , we talk about why year-end giving turns into chaos...

Thanksgiving hits different when you’re the one holding everything up. The bills, the business, the team, the family. And then people tell you, “Be thankful.” In this episode of Let’s Get Real, I sit down and talk honestly about gratitude in a messed-up economy — not the Hallmark version. I walk through what I’m genuinely thankful for as a husband, dad, and financial professional, even while price...

This one’s for anyone walking into Thanksgiving with a pit in their stomach about money. You know the drill: old stories, old roles, and fresh triggers. I brought financial therapist Rachel Duncan back to help us keep it real at the table—and keep our dignity intact. We break down why holidays wake up your oldest money wiring. Families “snap you back” into your teenage self, and your money beliefs...

Most owners wait to hire a planner until everything is “ready.” That’s how you stay stuck. I asked my communities why more people aren’t working with planners and the answers were clear. Not enough money yet. Bad advisor experiences. Confusion about what planners actually do. I lay out the truth and the path forward. This is an audio-first breakdown of coach vs planner, what licensed planning incl...

If you’ve been punting your estate planning all year, this is your wake-up call. In this episode, I bring in Griffin Bridgers—a recovering attorney who lives in this space—to tear down the myths and get you moving before the holidays eat your calendar. We get real about why estate planning slips to the bottom of the list: nobody wants to think about death, and everybody swears they’ll “get to it l...

This one hits where it hurts: the living room. We dig into how money actually moves in multi-generational, first-gen Hispanic households during the holidays when everyone has an opinion and nobody wants to say the quiet part out loud. Daniela Molina joins me to cut through the noise with straight talk on culture, pressure, and breaking money taboos.  We start with reality. Different generations ca...

This is your leverage window. Q4 is when companies lock budgets, finalize promotions, set equity, and protect retention risk. Translation: decisions are being made about you—often without you. If you stay quiet, you’re already behind. In this episode, Dr. Renee Baker joins me to dismantle the myths and give you a real plan to negotiate raises, titles, and equity without begging or breaking. We tea...

Q4 exposes the truth. Some of you are sprinting. Some of you are stuck in chaos. Either way, the calendar isn’t a magic wand—and the holidays won’t save sloppy execution. We go straight at that. Matt Halloran joins me to break down why year-end pressure is mostly a head game and how to turn the next 90 days into an authority sprint that actually converts.  Authority beats volume. Every time. We ta...

If you’re still pretending 60/40 will solve everything, this episode is your wake-up call. I brought back the Queen of Alts, Shana Orczyk Sissel , to rip through the reality of alternatives: what works, what doesn’t, where the real yield is coming from, and the cost you actually pay for it—hint: liquidity, not magic. We get straight to it. No fluff. No sales pitch. Just the truth.  We break down w...

Money feels heavy right now. Prices are loud, headlines are louder, and everyone’s telling you to either hoard cash or gamble big. I’m not interested in either. I brought back Dr. Preston Cherry, CFP to cut through the noise and help you build financial harmony you can actually live with. We start by telling the truth: money isn’t just a tool. It’s a partner. You trade your time, energy, and soul...

Divorce is not just a life event. It is a wealth event. In this episode, I sit down with Certified Divorce Financial Analyst Jamie Lima to rip the cover off the myths that quietly drain people’s futures. We get practical, we get specific, and we stay honest about what it takes to walk away with your sanity and a plan. We tackle the loud myths first. No, “never get married” isn’t a strategy. No, al...

Insurance isn’t boring—it’s the foundation of your wealth plan. Most people treat it like an afterthought, only glancing at benefits during open enrollment and hoping nothing bad happens. That’s exactly why so many families end up scrambling when life hits them with the unexpected. In this episode, I sit down with Maxwell Schmitz , a disability insurance and income protection expert, to rip apart...

This episode pulls no punches. We’re talking about the realities of first-generation wealth building, the systemic oppression that keeps people stuck, and the truth about how legacy gaps can transform into generational growth. I sit down with Dr. LaTanya White—researcher, entrepreneur, and unapologetic truth-teller—to dissect why traditional wealth advice doesn’t work for everyone. We break down t...

You want the truth about the One Big Beautiful Bill. Not headlines. Not wishful thinking. The real impact on your money and your business. That is what we cover today. Morgan Anderson joins me to break down what changes now, what phases in next, and where the media is getting it wrong. We hit the mess around “no tax on tips” and why it is not the free pass people think it is. We talk expiring cred...