No B.S. Property Investing

Negative gearing is back on the chopping block… or at least back in the headlines. In this episode, Jules and Ripehouse GM (and long-time investor) Ian Dowson break down what negative gearing actually is, why it exists, what happened when a government tried to remove it, and what today's proposed changes could really mean for investors, rents and affordability. You'll hear: • A simple ex...

Money controls where you live, how you invest, and the wealth you build for your family. Yet most Australians would rather talk about politics, health, and even their love life - before they'll share anything about their financial situation. In this episode, we reveal exactly why Australians have such a complex relationship with money, why financial literacy is still so low, and what you can...

Most people start property investing in Australia thinking it's all about picking the right property… Yet the investors who actually build wealth, create passive income, and reach financial freedom start somewhere completely different. Miss this one step, and every investment property you buy after could be the wrong one. In this episode of the No BS Property Investing Podcast, we break down...

Buying an investment property in Australia? Before you decide whether to use a buyer's agent, you need to hear this. Most property buyers walk into negotiations completely unrepresented, whilst the seller has a professional real estate agent fighting to get the highest price possible. That imbalance can cost you thousands (or MUCH more). In this episode of the No BS Property Investing Podcast...

Every year, the headlines scream the same thing: “Crash coming”, “Hotspot revealed”, “Wait or buy?”... but the investors quietly building real wealth aren’t listening to the noise. In this episode, we’re breaking down what successful property investors in Australia are actually doing in 2026 - and more importantly, what they’re NOT doing. If you’ve been waiting for the “perfect time” or you’re stu...

Self-Managed Super Funds are booming in Australia, and more investors than ever are buying property inside their super. But before you jump into SMSF property investing, you need to understand the rules, risks, and strategies on a deeper level. In this episode, we’re breaking down exactly when buying property through an SMSF makes sense - and when it’s a costly mistake (as always, seek personalise...

Every property investor in Australia just got a wake-up call...  the capital gains tax discount is under threat again. In this episode, we break down the latest discussion around the capital gains tax (CGT) discount in Australia, what it could mean for property investors, and why reacting to headlines could be one of the biggest wealth mistakes everyday Australians make. If you’re a property inves...

Interest rates are rising again! But does that actually change anything for property investors? Every time the RBA announces a rate rise, headlines explode, and the property market conversation goes into panic mode. In this episode, we break down what interest rate rises really mean for property investors. More importantly, we explain why experienced investors often see rate cycles as opportunity,...

Buying property in Australia? Don’t sign that contract until you hear this. One small legal mistake when purchasing a property can cost you tens of thousands of dollars in stamp duty, capital gains tax, lost deposits, or contract penalties. In this episode, we sit down with national property law expert, Richie Muir (Legal Director of Lawlab). Together, we break down the most common legal mistakes...

Banks are pulling back from trust lending… and most property investors don’t understand why. While APRA has reinforced the 6x Debt-to-Income (DTI) rule, the bigger story is what’s happening inside bank credit policy - particularly around trust structures. Some lenders have tightened or stepped away from trust lending altogether. Why? Because for the past few years, certain strategies have been pus...

Every generation believes they’ve missed the property market - and every generation is wrong. If you’ve ever asked yourself “Is it too late to invest in property?”, “Have prices already gone too far?” or “What if I buy now and the market goes nowhere for 10 years?” you NEED to hear this episode. In this episode of the No BS Property Investing Podcast, we break down one of the most common (and cost...

If you’ve been “too busy” to invest in property for the last few years, you’ve likely missed more in growth than you earn in a full year of income. But is it too late now? Nope! The best time to start was in the past... The next best time to start is now. Every January, thousands of Australians promise themselves that this will be the year they finally get serious about property investing. Then wo...

Planning to invest more in property this year? Borrowing through a trust? You could be on a collision course with new APRA lending caps. In this episode of the No BS Property Investing Podcast, we’re breaking down two MAJOR changes that are shaking up the Australian property investing landscape: 1. APRA’s new Debt-to-Income (DTI) restrictions 2. The crackdown on trust and company lending (includin...

What actually separates successful property investors from those who get stuck, overleveraged, or disappointed? This episode breaks down the 5 most critical lessons in property investing. These lessons can either fast-track wealth creation or quietly hold investors back for decades (if ignored). You’ll discover what truly makes the difference when it comes to finance structure, asset selection, mi...

Want to understand what actually drives returns in the Australian property market? In this episode of the No BS Property Investing Podcast, we’re sharing the real financial “engine room” behind a strong property portfolio strategy. You’ll hear a range of topics, including: rental yield, borrowing power, cash flow, buffers, negative gearing, and depreciation. This episode is for you if you’re an as...

Natasha Choi is one of Australia’s Top 100 Mortgage Brokers, has helped over 3,000 clients, and settled more than $500 million in loans. She’s also a property investor, developer, and mother of two. This episode is a must-listen for people, couple, and women looking to get into property investing. Whether you're buying your first investment property, planning your next move after a life trans...

Less than 10% of investors own more than one property. Natasha Choi owns multiple. She started at 22, and did it all while raising a family and running a growing career in finance. In this episode of The No B.S. Property Investing podcast, we sit down with Natasha Choi, senior investment lending manager at the Australian Lending & Investment Centre(ALIC) - and one of Australia's top-perfo...

Thinking about self-managing your rental property to save money? This episode explains why self-management can cost investors more in vacancies, under-renting, compliance issues, and lost borrowing power - and what smart Australian landlords do instead. In this episode of the NO BS Property Investing Podcast, we break down why property management is one of the most critical (and misunderstood) par...

Don’t let poor planning cost you thousands… or your property deal! Whether you're a first-time buyer or a seasoned investor, this episode lays out exactly what to do after your offer is accepted - so you avoid delays, confusion, and expensive mistakes. Your hosts, Julian and Mark Davis (Founder of ALIC, managing over $4.5 billion in loans), guide you through every step. You’ll hear about thin...

How do you make a winning offer on a property in Australia without overpaying or losing out to savvier buyers?  Here's what top brokers and buyer’s agents want you to know... In this episode, we’re tackling the most stressful part of buying property: making an offer and negotiating the deal. You’ll hear why the traditional approach of leading with your best price often backfires -and what to...

FREE DOWNLOAD: Property Due Diligence Checklist → https://ripe.house/3KkqjBk Most property investors get this wrong - discover how to do due diligence the right way before you buy an investment property. Whether you're a first-time investor or already building your portfolio, understanding how to accurately assess a property's price and mitigate risk is critical to long-term success. In...

Want to know the best suburbs to invest in Australia? In this episode, we break down exactly where to buy an investment property in Australia, what asset type to choose, and why. Be sure to take notes as Julian reveals the exact data-driven process Ripehouse Advisory uses to identify the best investment property locations before the market catches on - screening over 15,300 suburbs to find genuine...

Thinking about buying an investment property in Australia, but unsure how to structure the loan or choose the right investment property lenders? In this episode of The No B.S.Property Investing Podcast, we break down exactly what it means to be finance ready - before you borrow, before you structure a loan, and before you talk to any investment property lenders. Whether you're a first-time in...

From buyer’s agents to investment-savvy accountants, learn the proven team structure behind Australia's most successful property portfolios. Welcome back to the NO BS Property Investing Podcast - where we cut through the hype and help you invest with confidence. In this episode, Julian is joined by finance & lending expert Mark Davis to unpack one of the most critical elements of successf...

After helping over 1,000 people with their property investing strategy - we know the strategies that actually build long-term wealth look very different to what many people think (and even teach). Whether you're chasing positive cash flow, considering a renovate and flip, or playing the long game with a buy and hold capital growth strategy - this episode breaks it all down for you so you can...