MyMoney Hub: a podcast powered by MyBudget

Do you ever check your bank balance, see money sitting there, then wonder where it all went a few days later? In this episode, our hosts unpack Tammy Barton's latest MyBudget article, revealing why your bank balance isn't always the best indicator of what you can actually afford to spend. They explore the difference between your current balance and your real available balance, why so many Australi...

Ever look at your bank account and wonder where all your money went? If you're struggling to stop spending, we hear you. In this episode, our hosts unpack MyBudget's blog on how to stop spending money, exploring the habits, triggers, and behaviours that can quietly derail even the best financial intentions. From impulse purchases and emotional spending to lifestyle creep and online shopping tempta...

Credit card balance transfers can sound like the perfect solution, low interest, breathing room, and a faster way out of debt. But do they actually work, or can they leave you in a worse financial position? In this episode, our hosts unpack MyBudget’s blog on credit card balance transfers, breaking down how they work, the risks to watch out for, and whether they genuinely help Australians reduce d...

Feeling like your pay cheque disappears the moment it hits your bank account? In this episode, our hosts unpack MyBudget’s blog on the rising cost of living in Australia, sharing practical strategies to help households reduce financial pressure and regain control of their money. They break down why everyday expenses feel harder to manage right now, from groceries and electricity to rent, insurance...

Struggling to keep up with your bills? In this episode, our hosts unpack MyBudget’s blog on what to do when you can’t pay your bills, sharing practical strategies to help you take back control before financial stress spirals further.  They break down the first steps to take when money gets tight, including how to prioritise essential expenses, approach creditors early, understand financial hardshi...

Buy now pay later feels easy in the moment, but what does it actually mean for your credit score? In this episode, our hosts unpack the MyBudget article on Afterpay and other BNPL services, breaking down how they work and what impact they can have on your financial future. They explore why BNPL has become so popular, the common misconceptions around credit scores, and the risks that often get over...

Talking about money in a relationship can feel uncomfortable, but avoiding it often leads to bigger problems. In this episode, our hosts unpack the MyBudget blog on how to talk about money without conflict, sharing practical ways couples can communicate more openly and stay on the same page financially. They break down why money can be such an emotional topic, common triggers that lead to argument...

Are small subscriptions quietly draining your bank account? In this episode, our hosts unpack the MyBudget blog on subscription creep and how those seemingly harmless monthly charges can slowly add up and sabotage your budget. They discuss how subscription creep happens, why it’s so easy to overlook recurring payments, and the simple steps you can take to regain control of your spending. Along the...

School fees are one of the biggest recurring expenses for Australian families, yet they can feel like they come around quickly each year. In this episode, our hosts unpack MyBudget’s guide to budgeting for school fees, covering the real difference between public and private school costs, how much to set aside each month, and how to turn school fees into a consistent savings habit instead of a fina...

Retirement is one of the biggest financial questions Australians ask: how much super is enough, and is $1 million really enough to live comfortably? In this episode, our hosts unpack MyBudget’s in‑depth guide to retirement planning in Australia. They break down the latest 2025 superannuation changes, explain what the ASFA Retirement Standard actually means in real dollars, and explore the differen...

Looking for rent relief? Our hosts unpack MyBudget’s guide to asking for a rent reduction, explaining when it makes sense to negotiate, when it may backfire, and what landlords are legally required to do. They cover common scenarios where renters may have stronger grounds, including lease renewals, unresolved repairs and safety issues, and explain how to approach your landlord or property manager...

Looking for extra income? Our hosts unpack MyBudget’s Top 25 side hustles, sharing key highlights, favourite picks, and honest insights into which side gigs are genuinely worth your time. From flexible online work to creative projects, they explore how a side hustle can strengthen your budget and support your long-term financial goals. They also break down the free resources linked in the blog, in...