My Mortgage Podcast

In this episode of the My Mortgage Podcast, we are sitting down with one of our core leaders, Claire Williamson. With years of experience helping Kiwis navigate the often-overwhelming world of property finance, Claire shares her journey, her industry insights, and what drives her to deliver top-tier advice day in and day out. Whether you are taking your very first step onto the property ladder, re...

In this episode of the My Mortgage Podcast, Adam sits down with Liam Waide from Bayleys for an insightful conversation about real estate, relationships, and what it takes to deliver great results in today's property market. Liam shares his journey into real estate, the importance of building trust with clients, and why understanding each person's unique goals is key to achieving successful outcome...

In this episode of the My Mortgage Podcast , we sit down with Greg to learn more about the person behind the mortgage advice. From his journey over the past seven years in the industry to his passion for helping people solve problems, Greg shares the lessons he's learned about personalised financial advice, why there’s never a one-size-fits-all approach to lending, and how finding the right bank c...

In this episode of the My Mortgage Podcast, Claire sits down with Sarah Adams from Bayley's to explore what it really takes to build a successful real estate career grounded in trust, relationships, and exceptional client service. With more than 10 years in real estate, Sarah shares her journey, her passion for helping people through major life transitions, and why she believes great outcomes come...

In this episode of the My Mortgage Podcast, Claire chats with long-time client and friend Sam Ashton about his journey into property investing, renovating, and development over the last six years. Sam shares the risks, lessons, and mindset shifts that came with backing himself, building partnerships, and chasing financial freedom, including the decision to sell his personal home to continue growin...

In this episode of the My Mortgage Podcast , Claire sits down with Rhianon to chat about her journey from legal executive to mortgage adviser and what inspired her to join the My Mortgage team. As a busy mum of three based in Omokoroa, Rhiannon shares her passion for property, people, and helping clients feel confident and supported throughout the lending process. Together, they talk about her exp...

In this episode of the My Mortgage Podcast, Claire introduces another valued member of the wider My Mortgage community, Ivan from Our Accountant to chat about business, property investing, tax changes, and why having the right structure in place can save you thousands long term. Ivan shares his journey from tyre fitting to becoming an accountant, plus practical insights around property ownership,...

In this episode of the My Mortgage Podcast, Claire introduces another valued member of the wider My Mortgage community, Lynelle Mills from Pinnacle Property Law. Lynelle shares her role as a conveyancing practitioner, what her day-to-day work looks like, and how she supports clients through the legal side of buying, selling, and refinancing property. She also breaks down the importance of getting...

In this episode of the My Mortgage Podcast, Claire kicks off the new season by introducing the people behind My Mortgage, starting with Adam, one of our trusted mortgage advisors. They dive into Adam’s journey into the industry, what led him to mortgage advising, and the approach he takes when helping clients navigate their lending options and property goals. Claire and Adam also discuss the impor...

In this episode of the My Mortgage Podcast, Claire and Greg discuss different ways to earn rental income. They cover Long-term rentals, Airbnb, and renting by the room, explaining how each option affects your property's value and bank considerations. They also share tips for involving others in property investments, covering the pros, cons, and important things to consider. Tune in for practical i...

In this episode of My Mortgage, Claire and Greg unpack the various roles of professionals pivotal in steering property investment success. Learn about mortgage advisors, accountants, solicitors, property managers, surveyors, and more.   Discover the crucial insights into legal frameworks, tenant management, and the power of relationships with industry experts. Learn the art of leveraging prof...

In this episode of the My Mortgage Podcast, Claire and Greg explore the nuances between new builds and existing properties, offering insights into the financial considerations, tax implications, and deposit requirements for each. From strategies to add value through renovations to navigating the allure and challenges of cheaper locations, this episode provides a comprehensive guide for homeowners...

In this episode of the My Mortgage Podcast, Claire and Greg are diving into investment structures and ownership setups. Learn how different ownership structures impact borrowing capacity and discover strategies to optimise lending across multiple banks, while considering the implications of interest payment types on long-term financial goals.   Click here to read the full show notes for this...

In this episode of the My Mortgage Podcast, Claire and Greg delve into the ins and outs of serviceability in property investment. Learn what truly makes a property purchase affordable and learn about strategies to optimize your borrowing capacity. Click here to read the full show notes for this episode .

We're back for Season 2! In this episode of the My Mortgage Podcast, Claire and Greg explore the reasons behind investing in property. They delve into leveraging opportunities, the symbiotic relationship between tenants and landlords, and alternative investment avenues beyond real estate.   Click here to read the full show notes for this episode.

This episode is all about making offer on properties. We discuss: What is making an offer? Conditions (finance, LIM & Building reports) Deposits & Timeframes Auctions How much should you offer? Click here to read the full show notes for this episode.

This episode is all about buying into someone else’s property! We discuss: In what situations this happens Establishing the value of the property Whether you can use your KiwiSaver When the timing is right The loan application Legal advice Click here to read the full show notes for this episode.

This episode we talk about townhouses and turnkey builds - what they are, how they’re different from other builds, and how to fund them! We discuss: The definition of a townhouse The difference to other properties Payment structures Build overruns Deposits & new build exemptions Timeframes and sunset clauses Click here to read the full show notes for this episode.

This episode if all about the process from unconditional day to settlement day, some of the terms we use and decisions you’ll have to make to ensure your home loan works for you. We discuss: What happens after you ‘go unconditional’ Loan Structure Interest rates Cash contribution/cash-backs Click here to read the full show notes for this episode.

This episode we talk about all the bits and pieces you need to know once you have a loan approval. What a mortgage actually is Tips & tricks Different types of properties How to solve problems How to pay your deposit Click here to read the full show notes for this episode.

This episode we talk about how to get a loan approval. We cover: Servicing Test Servicing Rates  What the bank needs so much information! The difference between banks Click here to read the full show notes for this episode.

In this episode, we outline the different people that make up your home buying team! We break down who you need, and what they do! Mortgage Advisors A Solicitor or lawyer An Accountant Real Estate Agents A Registered Valuer A Building inspector An Insurance Expert Click here to read the full show notes for this episode.

This episode is all about how family can help you with your first home purchase. We discuss: Parental guarantees  The Springboard Loan Joint ownership A loan for deposit Gifting Family sales Click here to read the full show notes for this episode.

In this episode, we cover what you need to know if you’ve got less than a 20% deposit for you home loan. The low equity margin and premium Valuations Servicing requirements and the factors that influence agreements Click here to read the full show notes for this episode.

Welcome to the first episode of the My Mortgage Podcast! This episode is all about the government backed first home buying assistance schemes. We discuss: The First Home Loan The First Home Grant Kiwisaver Click here to read the full show notes for this episode.