Mullooly Asset Management

In this week’s podcast, Casey breakdowns three of the most popular misconceptions we hear about what inflation means for your investments. He highlights how stocks are the best inflation hedge we have. As well as touching on two common alternatives we often hear about, investing in gold, and fixed products, like annuities. If you’re concerned […]

In this week’s podcast, Brendan and Casey discuss the 5.9% cost of living adjustment (COLA) to Social Security checks starting in 2022. They breakdown how the COLA is calculated, how these adjustment are built into financial plans and so much more. Social Security is something that affects everyone. Whether you are a taxpayer or someone […]

In this week’s podcast, Tom, Brendan and Casey wrap up their discussion on whether or not target date funds are “good” investments for 401(k) investors. A recent Wall Street Journal article recommended recreating target date funds on your own. The guys breakdown why that completely negates the benefits and unnecessarily exposes investors to market timing […]

In this week’s podcast the guys weigh in on whether or not target date funds are “good” investments for 401(k) investors. They get into what target date funds get right, what they get wrong and why understanding a 401(k) plan’s default options are so important. Is more education for investors really the answer? Tune in […]

In this week’s podcast, Tom and Casey talk investing history and take a look back through the last four decades at the largest companies in the S&P 500. From the oil dominated Top 10 of the 1980’s to the Tech heavy Top 10 of today. If there is one constant in investing it’s change. The […]

In this week’s podcast episode, the guys discuss why tax planning should be thought about in terms of lifetime tax, instead of year to year tax. Tax planning is so much more than focusing on reducing your tax bill as much as possible on a yearly basis. They get into specifics about the differences between […]

In this week’s podcast episode, the guys discuss making investing decisions and why following the latest and greatest trends might not be the best strategy. They cover everything from historical market context over the last twenty years, to how to construct a portfolio with a client’s best interest in mind. Be sure to tune into […]

Investors underperform the funds they own by an average of 1.7%, according to a recent Morningstar study. In this week’s podcast episode, Brendan, Tom, and Casey breakdown how/why this happens. They get into the perils of market timing, trying to override human behavior, and what investors can do to help close this gap. Show Notes […]

Expense ratios for mutual funds and exchange traded funds (ETFs) have been cut in half over the last twenty years. In this week’s podcast episode, the guys explain what expense ratios are and why it’s so important for investors to pay attention to them. Their discussion is driven by a recent study done by Morningstar […]

The stock market (as measured by the S&P 500) has hit a new high in every month so far this year. But when you look under the hood, the average stock isn’t doing as well. In this week’s podcast, the guys dive into how an index like the S&P 500 can be pulled forward by […]

S&P 500 company pension funds have lowered their expected returns 10 years in a row. In this week’s podcast episode, we breakdown what’s contributing to the lowering of expected returns. And we explain why lower expected returns aren’t necessarily a bad thing for pensioners. If you receive a pension, or are set to receive one […]

In this week’s episode, the guys discuss a popular stock market valuation metric, the forward price to earnings ratio. We first explain what the ratio is, what it measures, and how it’s used. On a high level, it tells us how a company, or in this case the S&P 500 index, is valued. Interestingly enough, […]

In this week’s episode, the guys discuss why having all your assets tied up in retirement accounts can complicate retiring early. They breakdown why having both pre and post tax assets is so crucial for those in their late 50’s and early 60’s. They also dive into the likelihood of retiring on solely cash or […]

Do some bond yields seem too good to be true? Well, that’s probably because they are. In this week’s podcast, the guys discuss how “inflation protected” bonds are able to advertise yields that aren’t necessarily real. Which leads them to discuss other inflation hedges, and how most folks probably already own the best one of […]

Robinhood, the online investing and trading platform, had their IPO (initial public offering) yesterday. In this week’s podcast, the guys discuss the staggering numbers Robinhood had to disclose in order to file for the IPO. Some of these numbers are seriously out of control! And, of course, we tie in how folks should be investing […]

It’s official, the S&P 500, the most widely followed stock market index, has doubled off the March 2020 pandemic lows. In this week’s podcast, the guys discuss how the S&P got to this point. And the different trends we’ve seen underneath the surface which have made this happen. They also highlight how important it is […]

It’s said that credit rules the world. A line of credit can be a useful piece of your financial plan. But, it can be taken away at any time for no reason at all. So don’t let credit rule your personal finances. In this week’s episode, the guys discuss Wells Fargo shutting down all personal […]

In this week’s podcast, Tom and Casey pull back the curtain and examine how financial calculators arrive at their results. Financial calculators, also known as retirement calculators, take a snapshot of where you are now and project it out into the future. Not taking into account any changes or course corrections along the way. Life […]

In this week’s podcast, Tom and Casey offer their thoughts on investing in cryptocurrencies in a retirement account. There are still some regulatory hurdles cryptocurrencies, like Bitcoin, need to clear before it becomes mainstream. But it is definitely a topic of conversation in the office and we are doing everything we can to educate ourselves […]

Whether it’s greed and fear, or stress and envy, it’s important to realize how emotionally tied up most of us are in our money. From a pit in your stomach when the market drops, to the excitement you feel when your paycheck hits your bank account. Money, and especially investing, stirs up the full range […]

In this week’s episode, Tom and Casey walk through exactly what the financial planning process is like for new clients. From the initial “Fit Meeting” to our first series of check-in calls, the guys cover it all in this one. They highlight typical questions we get along the way and what to expect at each […]

In this week’s episode, the guys cover an array of topics, including the importance of portfolio rebalancing. Brendan and Tom breakdown why rebalancing allows the individual pieces of the portfolio to “do their jobs”. And why it’s a good risk management technique to not let the portfolio drift too far, in either direction. Also discussed, […]

This is the main question we help folks answers. In this weeks’ episode, Casey, Brendan, and Tom, walk through a real life example from a recent article by MarketWatch. The guys break down the nuances of retirement planning and shed light on our process. They also discuss a piece from Bloomberg about how folks are […]

We’ve gotten a handful of calls recently about what to do with “money earning nothing at the bank”. In this week’s episode, the guys, joined by Casey, discuss the role of savings in a financial plan, as well as what to do when markets are moving sideways, and how “average returns” are usually anything but […]

In recent news from Fidelity, they will begin offering investment accounts to teenagers (with parental approval). In this podcast, the guys discuss if that is a good or bad idea. They also discuss target date funds, and keeping your cool trying to buy a house in this crazy market. Tune in! Show Notes ‘Fidelity’s Pitch […]