Mullooly Asset Management

Are you ready to navigate the booming world of exchange-traded funds (ETFs) with confidence? In our latest episode, Tom and I unravel the complexities of ETFs, shedding light on their mechanics, how they track indices, and the pivotal role of periodic rebalancing. Inspired by Jason Zweig's insightful Wall Street Journal article, we dive into the explosive growth of the ETF market—from a modes...

How will the Federal Reserve's next move shape your financial future? Join us as we unpack the imminent decision on interest rate cuts, weighing the possibilities of 25 or 50 basis points. With historical insights from Datatrack Research, we delve into past rate cuts since 1990, examining the economic contexts and implications. We'll also explore how the Fed funds rate stacks up against...

What if a sudden surge in small cap stocks could reshape your investment strategy? Join Tim, Brendan, and Tom Mullooly on episode 482 of the Mullooly Asset Management Podcast as we navigate the recent 11.5% rise in the Russell 2000 index, a rare occurrence seen just 32 times since 1990. This episode uncovers the significance of such unexpected movements, especially amidst the stagnation of the S&a...

Can actively managed ETFs that use derivatives really offer the perfect balance of income generation and market protection, or do they come with hidden risks that could jeopardize your investments? This week, we explore the emerging world of these high-stakes financial products, which have attracted a staggering $31 billion in just one year. We'll share personal stories and hard-learned lesso...

Could rising tax penalties derail your retirement plans? Join us in this episode as we tackle the significant rise in tax penalties facing millions of filers and uncover the reasons behind this surge. We’ll unpack the intricacies of tax withholding and the importance of quarterly estimates, especially as you transition into retirement. With a focus on healthcare and insurance, we emphasize the cri...

Can you really afford to put all your eggs in one basket? Tim and Brendan Malooly join me to dismantle the myth that US large-cap growth stocks are the only game in town. We're tackling the misconception that the classic 60-40 portfolio is obsolete, shedding light on the recent performances of bonds and other stock categories that prove the enduring power of diversification. We also take a de...

What if the Federal Reserve isn't planning to cut interest rates as soon as the market anticipates? Join me, Tom Malooly from Malooly Asset Management, on our latest episode recorded on June 13th, 2024, where we unpack the latest Consumer Price Index (CPI) and Producer Price Index (PPI) reports that indicate a slowing pace of inflation. We dive into the outcomes of the Federal Reserve's...

Discover the Federal Reserve's latest strategic moves as we unpack Chairman Powell's firm stance against interest rate hikes and how it directly impacts your wallet. We cite financial commentator Callie Cox - her expertise helps to shed light on what steady rates mean for consumer loan rates, from mortgages to auto loans. Her sharp analysis on Twitter becomes the cornerstone of our discu...

Discover the secrets to mastering your cash flow, no matter the size of your paycheck. As your guide through the tangled web of personal finance, I, Tom Malooly, reveal how two couples with identical incomes can live dramatically different financial lives. Step into the contrasting worlds of our real-life examples – no names, just hard-hitting facts – where one couple saves nearly $5,500 monthly w...

Unlock the secrets to maximizing your Social Security benefits with the guidance of JP Morgan's treasure trove of insights! Brendan and I dissect the Social Security Breakeven Point Chart in a way that will forever change how you think about your golden years. From the earliest claim at age 62 to the strategic patience of waiting until 70, we examine the complex dance between monthly payouts,...

Step back into 1979 with us, as we unearth the decisive steps taken by Federal Reserve Chairman Paul Volcker to tame the rampant inflation that threatened to unhinge the U.S. economy. Our narrative weaves through the socio-economic tapestry of the Vietnam War, the ambitious Great Society programs, and the tumultuous energy crises that culminated in a secret Federal Reserve meeting, igniting a fina...

Unlock the wisdom of investment legend Charlie Munger as we explore his transformative influence on Warren Buffett and the investing world at large. Witness the powerful shift from 'cigar butt investing' to the pursuit of 'wonderful businesses at fair prices,' a principle that rocketed Berkshire Hathaway to unprecedented heights. Join us for a riveting discussion that dives int...

Uncover the mysteries of February's financial turbulence as I, Tom Malouli, guide you through the stormy seas of market volatility and inflation. This episode promises a deep understanding of the undercurrents that rock our investments and how historical patterns can forecast potential downturns. I delve into why February is the Achilles' heel of the robust November-April period and diss...

Unlock the mystery of the Federal Reserve's unyielding stance on interest rates with us, as we tackle the complexities of an economy where high-flying GDP numbers don't necessarily mean more money in your pocket. In a whirlwind tour through the latest economic developments, we dissect the Fed's rationale for maintaining higher rates post-July 2023, in the face of cooling inflation a...

Ever wondered how a single statement from the Federal Reserve can send shockwaves through the financial markets? That's exactly what we're unpacking in this episode as we scrutinize the Fed's latest move to hold interest rates steady and the subsequent market tremors. Join us as Chairman J Powell's press conference is dissected, providing insight into the Fed's delicate ba...

Ever wondered why your tax bill feels like a punch in the gut, leaving you questioning whether it's time to fire your accountant? Hold that thought; the culprit could be closer to home. In a no-holds-barred chat, we unravel the knotty world of tax returns, debunking the myths that lead to misplaced blame. From the real deal on tax preparation fees (think beyond the cost of a fancy dinner) to...

Embark on a journey with me, Tom Mullooly, and discover the surprising truth behind the financial industry's approach to client relationships. As someone who's navigated the murky shift from broker to fee-only investment advisor, I'll unfold the story of how the Department of Labor's fiduciary rule is reshaping the responsibilities of financial professionals. You'll be sho...

Ever wondered if snagging the lowest mortgage interest rate is always a silver bullet for homeowners?  Join me, Tom Mullooly, as we unravel a Twitter tale that serves as a stark reminder that the allure of low rates can sometimes lead to financial quicksand. In a narrative that could rattle any homeowner, we dissect the harrowing journey of a couple who, lured by a 10-year mortgage at an irresisti...

Reconsider everything you've been told about borrowing from your future! In a riveting exploration of the often-endorsed 401K loans, Tom and I dissect a sponsored article by Principal Financial Group, challenging the sugarcoated narrative that these loans are a safe financial bet. The episode peels back the layers of this contentious subject, revealing the hidden truths and the pressing need...

Are you ready to dissect the economy's vital signs? We promise to take you on a deep dive into the economy's pulse, examining indicators that shape the economic landscape. The recent Federal Reserve announcement has caused a shift in the market, signaling the end of their interest rate hike cycle. We broaden the perspective with a talk on the inverted yield curve, housing starts, car sal...

Caught in the retirement vortex while trying to navigate college costs, emergency savings, and caring for older family members? We're here to help. Today, we're unpacking the findings of Goldman Sachs' recent retirement survey and Insights Report to provide insights on the financial challenges many Americans face as they approach retirement. We question if these challenges have wors...

What if you could shield your hard-earned assets from the costly implications of long-term care? What if you no longer had to worry about the dreaded five-year look back window while applying for Medicaid? That's exactly what we're unpacking in episode number 463. We use the real-life example of Mrs. O'Malley, an 82-year-old woman striving to protect her home, to demonstrate the adv...

Ready to crack the code on some of the most perplexing questions in investing? We're about to take a deep-dive into the captivating world of stocks, Treasury bills, bond yields, and interest rates. Prepare to challenge the status quo as we probe whether it's worth risking money in stocks when Treasury bills yield 5%. We'll weigh the impact of inflation on this intriguing decision an...

Ever feel overwhelmed by the gravity of tackling debt? What if we told you it doesn't have to be as daunting as it seems? Drawing from expert insights and our rich experiences at Malouli Asset Management, we offer a fresh perspective on how to manage and reduce debt without resorting to drastic measures. We reference an enlightening Bloomberg article by Carl Smith, which makes the case for le...

What might you not know about profit margins, earnings, and the economic sentiment that you absolutely should? Get ready for a profound discussion as we break down Ryan Dietrich's intriguing article, 10 Things You Might Not Know, But Should. We unravel the mystery behind rising profit margins, putting a spotlight on the shifting focus of tech behemoths from income growth to profitability. Del...