Moving Home with Charlie

Watch the video of this podcast here: https://youtube.com/live/kiOknTLfOfk RICS House Prices: “the national net balance fell to -46% in June, declining from a May figure of -30%”  https://www.rics.org/content/dam/ricsglobal/documents/market-surveys/uk-residential-market-survey/6._WEB_June_2023_RICS_UK_Residential_Market_Survey_tp.pdf   Mortgage defaults in the three months to the end of May leapt...

Watch the video of this podcast here: https://youtube.com/live/Jyn78S6RmS8 1. Slow Sellers 2. Fast First Time Buyers 3. Average Agents Forced Sellers Live: https://youtube.com/live/ab2v04BgnR4 How screwed is everyone next year? https://www.reddit.com/r/AskUK/comments/14xkjwb/comment/jrnvjqn/ All my links: https://linktr.ee/movinghomewithcharlie https://mhwc.co.uk/conveyancing https://mhwc.co.uk/pr...

In this market, the only thing more difficult than getting a sale is getting the sale over the line to exchange of contracts. Watch the video of this podcast here: https://youtube.com/live/7bfpywhTbgU On tonight's livestream, Simon David, CEO of property law firm Thomas Legal, joins me to take your questions. If you'd like to talk to his firm about representing you in your home move, pop...

Fight, Fold, or F*ck 'em. https://bestagent.news/country/england/   Watch the video of this podcast here: https://youtube.com/live/ab2v04BgnR4 For most home sellers, we are now in the most difficult market for at least 15 years. Many have been caught by surprise. For sellers, 2023 only gets worse from here. Almost a year ago I tried to warn people what was going to happen to house prices, and...

Buy Alex a coffee! https://buymeacoffee.com/alexgroundO A late night chilled chat about how stuffed the UK economy is.  Watch the Video here: https://youtube.com/live/8PYGMZAyPCA Support the show Follow me on X for daily updates: https://x.com/moving_charlie   🎥 Charlie's Golden rules videos for Buyers: https://www.youtube.com/watch?v=h6T-uZ28a80   Sellers: https://www.youtube.com/watch?v=W9...

The housing market bloodbath has begun. I know that sounds sensationalist, but when the figures finally emerge, you'll see what I meant. Video of this podcast: https://youtube.com/live/9HOQAoiOnho The ratio of Unsold home to Sold Homes is now above 5:1, that's 5 unsold homes for each one under offer, and it's climbing. The media reports on house price data that is, at best, 3 months...

FFF 7th July: Downsizing. https://mhwc.co.uk/blog HMRC May 2023 property transactions down 25/27% Year on year https://www.gov.uk/government/statistics/monthly-property-transactions-completed-in-the-uk-with-value-40000-or-above/uk-monthly-property-transactions-commentary   Halifax HPI biggest annual house price falls in 12 years: https://www.halifax.co.uk/assets/pdf/june-2023-house-price-index.pdf...

Land Registry will say May house prices are WHAT NOW? UP?? Watch the video of this podcast here: https://youtube.com/live/HCPFiUbgkGw Yes. Here's why. Remember, "time"! Buy Alex a cup of Coffee (actually wine!) here: https://www.buymeacoffee.com/alexgroundO Alex's Spreadhseet: (go to the "Sum" tab for graphs) bit.ly/43aiphc Get your mortgage in principle, conveyancing...

The mortgage market is experiencing uncertainty, making it harder to know where you stand when trying to secure finance to buy your home, or move to your next one. Watch the video of this podcast here: https://youtube.com/live/cu6PoevfSew What would make you choose a variable, 2yr, 5yr or 10yr fix? If you'd like to talk to either of these guys about your mortgage or remortgage pop your detail...

FFF 30 June - video here: https://youtube.com/live/cd4PeflHvZA Zoopla HPI - 5% falls, 10% total falls (last night’s video) https://www.zoopla.co.uk/discover/property-news/house-price-index/ video https://youtube.com/live/YBlSUZv1YJ4   Nationwide HPI up £200 month on month - annual price growth falls to -3.4% https://www.nationwidehousepriceindex.co.uk/reports/annual-house-price-growth-slips-back-i...

Richard Donnell, Director of Research at Zoopla joins Charlie and Alex (aka Housing Stig) on tonight's livestream. With 20 years working in housing market data, Richard is as qualified as anyone to debate what's happening and what he sees coming. Watch the video here: https://youtube.com/live/YBlSUZv1YJ4 Follow Richard on Twitter at https://twitter.com/richard_donnell Both sides will try...

Gazundering (the opposite of Gazumping) is when buyers reduce their agreed price shortly before exchange. Watch the video of this podcast here to see Daniel's graph: https://youtube.com/live/R3mYZ3Y0jEU Daniel Hamilton-Charlton, former estate agent turned property search pack provider, and supplier of the MHWC Search Packs, explains how sellers can defend against the horrible experience of ga...

26 June 2023 - A brief interview with Danny Pike about how the time reporting lag will catch out unwary sellers in this falling market. If you need to talk to an independent whole of market mortgage broker, my hand picked guys are outstanding: https://mhwc.co.uk/mortgage Watch the video of this interview here: https://youtu.be/rDKjau9Wp6o Support the show Follow me on X for daily updates: https://...

It's hard to accept that something you didn't want to happen is happening. But that's exactly what's happening now. (Watch the video here: https://youtube.com/live/UYRLwVSjXI8 ) For most, it's already too late, and I'll explain why in this video. Alex (Stig) will be helping me explain why we're in this pickle and what could have been done differently to prevent i...

Watch the video of this podcast here: https://youtube.com/live/BwlBn5aVeFY 24 June 2023 - Peter kindly invited me onto his livestream to discuss the housing market. Follow Peter's channel here: https://www.youtube.com/@peterkomolafe Support the show Follow me on X for daily updates: https://x.com/moving_charlie   🎥 Charlie's Golden rules videos for Buyers: https://www.youtube.com/watch?...

Here are the 5 facts hitting housing hardest this week. 23 June 2023 Watch the video of this podcast here: https://youtube.com/live/RhdDvzC7QuA BoE Rate up to 5.0% https://www.bankofengland.co.uk/boeapps/database/Bank-Rate.asp Inflation sticks at 8.7%, Core inflation RISES to 7.1% https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/consumerpriceinflation/may2023   Jeremy Hunt rules o...

The Bank of England surprised the media, economists and even Stig (but not me!) by raising the base rate 0.5% today. This will accelerate the scenario we've been describing. Always talk to your mortgage broker first. You need to know what you can and can't afford to do, especially in a fast changing scenario. If you don't have a broker you trust, you can talk to my hand picked, whol...

Charlie and Alex Groundwater with gin (aka Housing Stig @alexgroundwater on Twitter) have a relaxed chat about the state of the UK economy and how it will affect the housing market. Death in Poverty video: https://youtu.be/TQ8VZSqFfto Support the show Follow me on X for daily updates: https://x.com/moving_charlie   🎥 Charlie's Golden rules videos for Buyers: https://www.youtube.com/watch?v=h...

Watch the video of this podcast here: https://youtube.com/live/2SIpw_V69OM The chaos in the mortgage markets, spiking interest rates, further rate rises expected, jittery buyers, frantic sellers, this is what a sharp housing market recalibration feels like. But people still need to move. And I'm here to help if I can. Join the Private Buyers Live Q&A Club here, where all questions are ans...

Rightmove House Price index was out this morning. But what is actually happening? We compare the RM ONE month of new asking prices with what's happening in the whole market on BestAgent data. Watch the video of this here: https://youtube.com/live/QzNQWpffM3M https://www.rightmove.co.uk/news/content/uploads/2023/06/Rightmove-HPI-19th-June-2023-FINAL.pdf https://bestagent.news/country/england/...

If you understand this one point, your chances of moving, whether you are a buyer, seller or both, will be hugely improved. Video of this podcast: https://youtube.com/live/BzDdiRF7PyU Support the show Follow me on X for daily updates: https://x.com/moving_charlie   🎥 Charlie's Golden rules videos for Buyers: https://www.youtube.com/watch?v=h6T-uZ28a80   Sellers: https://www.youtube.com/watch...

Mortgaged landlords are selling in droves. Here's why in summer 2023 I'd keep my tenant in place if selling. Watch the video of this podcast here: https://youtube.com/live/XwOrO9dUTEE Support the show Follow me on X for daily updates: https://x.com/moving_charlie   🎥 Charlie's Golden rules videos for Buyers: https://www.youtube.com/watch?v=h6T-uZ28a80   Sellers: https://www.youtube...

Watch the video of this podcast here: https://youtube.com/live/wXMLZ4fda8w 2 yr fixes edge closer to 6%  https://www.theguardian.com/money/2023/jun/15/average-mortgage-rate-two-year-fixed-nationwide-bank-of-england-interest-rate-rise-borrowers  No Mortgage Help https://inews.co.uk/news/politics/jeremy-hunt-rules-out-help-mortgage-borrowers-backs-hike-interest-rates-2412428 Gilt yields now higher t...

It's a long one! Watch the video here on YouTube  https://youtube.com/live/-cJ3c6A5ZQY I'm delighted to welcome Anthony Codling to a live show on the MHWC channel. Formerly an analyst at City stockbroker Jefferies, Anthony is now the founder of twindig.com and a frequent commentator on the UK housing market. Anthony has a more optimistic, or bullish, view on UK house prices than I do, an...

Alex (Housing Stig) and I will discuss why the slow-moving housing market has just turned a corner, into a new phase when in all good conscience, I can't keep saying that it's a good idea for everyone to buy now. Why House prices won't recover until 2028 https://www.telegraph.co.uk/property/house-prices/house-prices-will-not-recover-until-2028-fixed-mortgages/ If you are still buyin...